{"id":5718,"date":"2022-08-01T13:55:13","date_gmt":"2022-08-01T13:55:13","guid":{"rendered":"https:\/\/yurtdisindayiz.com\/?p=5718"},"modified":"2023-04-27T12:00:27","modified_gmt":"2023-04-27T12:00:27","slug":"wise-ucretleri","status":"publish","type":"post","link":"https:\/\/yurtdisindayiz.com\/wise-ucretleri\/","title":{"rendered":"Wise ile Para Transferi ve \u0130\u015flem \u00dccretleri"},"content":{"rendered":"

Uluslararas\u0131 para transferlerinde en \u00f6nemli etkenler genellikle transfer s\u00fcresi, g\u00fcvenlik ve i\u015flem \u00fccretleri<\/strong>dir. \u00d6zellikle de uluslararas\u0131 yap\u0131lan para transferlerinde, transfer i\u00e7in \u00f6denecek \u00fccretler ve yap\u0131labilecek kesintiler \u00f6nemli endi\u015fe kayna\u011f\u0131 olabilir. G\u00f6nderilecek para miktar\u0131, g\u00f6nderilen \u00fclke ve di\u011fer \u015fartlara g\u00f6re bu \u00fccretler de\u011fi\u015febilir.<\/p>\n

Yurtd\u0131\u015f\u0131na para g\u00f6ndermek konusunda \u00f6n plana \u00e7\u0131kan kurulu\u015flar\u0131ndan biri olan Wise, \u00fccretlendirmeye geleneksel bankalardan farkl\u0131 \u015fekilde yakla\u015f\u0131r. Para transferini olabildi\u011fince \u015feffaf \u00fccretlendirme<\/strong> ve m\u00fcmk\u00fcn oldu\u011fu kadar d\u00fc\u015f\u00fck \u00fccretlerle<\/strong> yapmaya odaklan\u0131r. Transfer yap\u0131lmadan \u00f6nce, yap\u0131lacak t\u00fcm \u00fccretlendirmeleri m\u00fc\u015fterileri ile payla\u015farak gizli kesintilerin \u00f6n\u00fcne ge\u00e7meyi ama\u00e7lar.<\/strong>\u00a0<\/p>\n

Bir bankan\u0131n veya elektronik para kurulu\u015funun para transfer \u00fccretini en d\u00fc\u015f\u00fck miktarda yapmaya odaklanmas\u0131 kula\u011f\u0131n\u0131za \u00e7ok mant\u0131kl\u0131 gelmeyebilir. Ancak bu ama\u00e7la kurulan Wise (eski ad\u0131yla TransferWise), t\u00fcm \u00fccretlendirmesini sitesinde \u015feffaf olarak payla\u015f\u0131r. Wise hakk\u0131nda daha ayr\u0131nt\u0131l\u0131 bilgi almak isterseniz: Wise Nedir? Nas\u0131l Kullan\u0131l\u0131r?<\/a><\/p>\n

Bu makalede, Wise transfer \u00fccretlerini, d\u00f6viz \u00e7evirim \u00fccretlerini, \u00fccretlerin nas\u0131l hesapland\u0131\u011f\u0131n\u0131 ve Wise\u2019\u0131n rakipleriyle olan fark\u0131n\u0131 ele alaca\u011f\u0131z.<\/p>\n

Wise ile \u0130\u015flem \u00dccretleri<\/h2>\n

Wise para transferi ve d\u00f6viz \u00e7evirim \u00fccretlerini incelerken en \u00e7ok duyaca\u011f\u0131n\u0131z \u201c\u015feffafl\u0131k\u201d politikas\u0131 olacakt\u0131r. Nitekim Wise\u2019\u0131 farkl\u0131 alternatiflerden ay\u0131ran en \u00f6nemli \u00f6zellik de budur.\u00a0<\/p>\n

Detaylara girmeden \u00f6nce Wise\u2019\u0131n \u00e7e\u015fitli i\u015flemler i\u00e7in talep etti\u011fi fiyatland\u0131rmay\u0131 inceleyelim:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u0130\u015flem<\/th>\nWise \u00dccreti<\/th>\n<\/tr>\n<\/thead>\n
\u00c7oklu d\u00f6viz hesab\u0131 a\u00e7mak (Bireysel hesaplar i\u00e7in)<\/td>\n\u00dccretsiz<\/td>\n<\/tr>\n
\u00c7oklu d\u00f6viz hesab\u0131 a\u00e7mak (\u0130\u015fletme hesaplar\u0131 i\u00e7in tek seferlik kurulum \u00fccreti)<\/td>\n164 TL<\/td>\n<\/tr>\n
Ayl\u0131k veya y\u0131ll\u0131k abonelik<\/td>\n\u00dccretsiz<\/td>\n<\/tr>\n
AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY ve USD para birimlerinde \u00f6deme almak<\/strong> (havale hari\u00e7)<\/td>\n\u00dccretsiz<\/td>\n<\/tr>\n
USD havale \u00f6demeleri almak (i\u015flem ba\u015f\u0131na sabit \u00fccret<\/strong>)<\/td>\n4.14 USD<\/td>\n<\/tr>\n
Para g\u00f6ndermek (de\u011fi\u015fken \u00fccret<\/strong>, para birimine g\u00f6re de\u011fi\u015fir)<\/td>\n0.41% taban \u00fccreti<\/td>\n<\/tr>\n
Ba\u015fkas\u0131n\u0131n bakiyesine para g\u00f6ndermek (ayn\u0131 para biriminde<\/strong>)<\/td>\n\u00dccretsiz<\/td>\n<\/tr>\n
Hesab\u0131n\u0131zda 50’den fazla para biriminde para tutmak\u00a0<\/td>\n\u00dccretsiz<\/td>\n<\/tr>\n
Hesab\u0131n\u0131zda 3.000 EUR \u00fczeri para tutmak (Bireysel Hesaplar<\/strong> i\u00e7in)<\/td>\n%0.07<\/td>\n<\/tr>\n
Hesab\u0131n\u0131zda 30.000 EUR \u00fczeri para tutmak (\u0130\u015fletme Hesaplar\u0131<\/strong> i\u00e7in)<\/td>\n%0.07<\/td>\n<\/tr>\n
Y\u00fcksek miktarda para transferinde\u00a0 g\u00f6nderim \u00fccreti indirim e\u015fi\u011fi (di\u011fer para birimlerinde transfer olacaksa o anki kur fark\u0131na e\u015fde\u011fer miktar baz al\u0131n\u0131r)<\/td>\n100.000 GBP<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0130\u015flemler i\u00e7in fiyatland\u0131rma konusunda en g\u00fcncel bilgiyi Wise resmi sitesinde bulabilirsiniz: Wise Fiyatland\u0131rma<\/a><\/p>\n

\u00a0<\/p>\n

WISE S\u0130TES\u0130NE G\u0130T<\/a><\/center>\n

\u00a0<\/p>\n

Wise D\u00f6viz \u00c7evrim \u00dccreti<\/h2>\n

Wise d\u00f6viz \u00e7evirim i\u015flemlerinde Reuters<\/em> taraf\u0131ndan sa\u011flanan reel d\u00f6viz kurunu (Google\u2019da g\u00f6rd\u00fc\u011f\u00fcn\u00fcz anl\u0131k de\u011fer)<\/em> baz al\u0131r. Ancak reel d\u00f6viz kuru s\u00fcrekli de\u011fi\u015fkendir. Wise, bu de\u011fi\u015fimden olumsuz etkilenmemeniz i\u00e7in kuru sabitleme opsiyonu<\/strong> sunar. Toplam g\u00f6nderilen miktar transferiniz i\u00e7in belirtilmi\u015f zaman aral\u0131\u011f\u0131nda (normalde 24 veya 48 saat) ula\u015ft\u0131\u011f\u0131 s\u00fcrece bu kur sizin i\u00e7in garantilidir.<\/p>\n

Detayl\u0131 ve g\u00fcncel bilgi i\u00e7in: Garantili kur nedir?<\/a><\/p>\n

Para transferleri konusunda \u201cs\u0131f\u0131r komisyon, s\u0131f\u0131r d\u00f6viz \u00e7evirme \u00fccreti\u201d<\/em> gibi kampanyalar g\u00f6rm\u00fc\u015f olabilirsiniz. Ancak bu genellikle do\u011fru de\u011fildir. \u00c7\u00fcnk\u00fc bu d\u00f6viz \u00e7evirme i\u015fleminde ortaya \u00e7\u0131kan ve %3\u2019e varan maliyetlerin kar\u015f\u0131lanmas\u0131 gerekir. Bu nedenle, genellikle bu maliyetlerini ve kar marjlar\u0131n\u0131 transfer \u00f6ncesinde de\u011fil, transfer ger\u00e7ekle\u015ftikten sonra eklerler. \u00d6rne\u011fin;<\/p>\n