{"id":4454,"date":"2021-11-29T09:46:07","date_gmt":"2021-11-29T09:46:07","guid":{"rendered":"https:\/\/yurtdisindayiz.com\/?p=4454"},"modified":"2023-10-06T09:55:20","modified_gmt":"2023-10-06T09:55:20","slug":"almanya-saglik-sigortasi-sistemi-ve-fiyatlari","status":"publish","type":"post","link":"https:\/\/yurtdisindayiz.com\/almanya-saglik-sigortasi-sistemi-ve-fiyatlari\/","title":{"rendered":"Almanya Sa\u011fl\u0131k Sigortas\u0131 Sistemi ve Fiyatlar\u0131"},"content":{"rendered":"\n<p><strong>Almanya\u2019da ya\u015f\u0131yor veya \u00e7al\u0131\u015f\u0131yorsan\u0131z Almanya sa\u011fl\u0131k sigortas\u0131na sahip olman\u0131z gerekir. Alman vatanda\u015f\u0131 olup olmad\u0131\u011f\u0131n\u0131z, temelli kal\u0131p kalmayaca\u011f\u0131n\u0131z fark etmeksizin Almanya, s\u0131n\u0131rlar\u0131 i\u00e7erisinde bulunan herkese sa\u011fl\u0131k sigortas\u0131 yapma zorunlulu\u011fu koyuyor.&nbsp;<\/strong><\/p>\n\n\n\n<p>Sa\u011fl\u0131k sigortas\u0131 hepimiz i\u00e7in hayati \u00f6nem ta\u015f\u0131yor. Kendimizi g\u00fcvende hissetmemizi sa\u011fl\u0131yor ve \u00fclkeler, bireylerin sa\u011fl\u0131k sigortalar\u0131n\u0131n olmas\u0131na dikkat ediyor.&nbsp;<\/p>\n\n\n\n<p>Turistik ama\u00e7l\u0131 olarak Almanya&#8217;da bulunacaksan\u0131z \u00f6zellikle vize alma s\u00fcrecinizde de seyahat sa\u011fl\u0131k sigortan\u0131z\u0131n bulunmas\u0131 \u00f6nemlidir. Bu yaz\u0131m\u0131zda turistik k\u0131sma de\u011finmeyece\u011fiz. Bu konuda kapsaml\u0131 bilgi i\u00e7in <a href=\"https:\/\/yurtdisindayiz.com\/yurtdisi-seyahat-saglik-sigortasi-hakkinda-bilmeniz-gerekenler\/\" data-lasso-id=\"5479\">yurtd\u0131\u015f\u0131 seyahat sa\u011fl\u0131k sigortas\u0131<\/a> yaz\u0131m\u0131z\u0131 inceleyebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Almanya Sa\u011fl\u0131k Sigortas\u0131 Hakk\u0131nda Genel Bilgiler&nbsp;<\/h2>\n\n\n\n<p>Almanya\u2019da sosyal sigorta, sa\u011fl\u0131k sisteminin finansman\u0131n\u0131 sa\u011fl\u0131yor. Sosyal sigorta, \u00e7al\u0131\u015fan ki\u015filerin maa\u015flar\u0131ndan ve i\u015f verenlerden al\u0131nan primlerle kar\u015f\u0131lan\u0131yor. <\/p>\n\n\n\n<p>Ayda belirli bir miktar\u0131n \u00fczerinde maa\u015fa sahip insanlar sigorta primlerini \u00f6d\u00fcyor. Prim miktar\u0131 ise kazand\u0131\u011f\u0131n\u0131z paraya g\u00f6re belirleniyor. B\u00f6ylece sa\u011fl\u0131k hizmetinin masraflar\u0131 kar\u015f\u0131lanm\u0131\u015f oluyor.<\/p>\n\n\n\n<p>Almanya\u2019da \u00e7al\u0131\u015fan her ki\u015finin Almanya sa\u011fl\u0131k sigortas\u0131 (<strong>Krankenkassen<\/strong>) olmas\u0131 zorunlu. Sa\u011fl\u0131k sigortas\u0131 herhangi bir hastalanma durumunda t\u0131bbi ihtiya\u00e7lar\u0131n\u0131z\u0131 kar\u015f\u0131laman\u0131z\u0131 sa\u011flad\u0131\u011f\u0131 i\u00e7in dikkat edilmesi gereken bir unsur. <\/p>\n\n\n\n<p>Devletin zorunlu k\u0131ld\u0131\u011f\u0131 genel sa\u011fl\u0131k sigortas\u0131 veya iste\u011finize ba\u011fl\u0131 Almanya \u00f6zel sa\u011fl\u0131k sigortas\u0131 aras\u0131ndan se\u00e7im yapabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Almanya\u2019da sa\u011fl\u0131k sigortas\u0131 hangi durumlar\u0131 kar\u015f\u0131lar?<\/h2>\n\n\n\n<p>Zorunlu sa\u011fl\u0131k sigortas\u0131n\u0131n kapsad\u0131\u011f\u0131 hizmetler:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Doktor muayenesi<\/li>\n\n\n\n<li>Psikolojik tedaviler<\/li>\n\n\n\n<li>Yatarak tedavi<\/li>\n\n\n\n<li>Re\u00e7eteli ila\u00e7lar<\/li>\n\n\n\n<li>Temel di\u015f sa\u011fl\u0131\u011f\u0131<\/li>\n\n\n\n<li>T\u0131bbi tedaviler<\/li>\n\n\n\n<li>Hamilelik s\u00fcreci ve do\u011fum hizmeti<\/li>\n<\/ul>\n\n\n\n<p>Bu hizmetler Almanya\u2019da mecburi olan zorunlu sa\u011fl\u0131k sigortas\u0131na dahil olan hizmetlerdir. <\/p>\n\n\n\n<p>Daha kapsaml\u0131 i\u00e7eri\u011fi olan \u00f6zel sigortalar da vard\u0131r. Ancak daha pahal\u0131 olduklar\u0131n\u0131 ve belirli ki\u015filerin dahil olabilece\u011fini s\u00f6ylemek gerekir. Genel sa\u011fl\u0131k sigortas\u0131 ise meslek ve gelir fark etmeksizin herkesi kapsar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sa\u011fl\u0131k sigortas\u0131n\u0131n kar\u015f\u0131lamad\u0131\u011f\u0131 masraflar neler?<\/h3>\n\n\n\n<p>\u00d6zel sa\u011fl\u0131k sigortalar\u0131n\u0131n kapsama ihtimali olsa da genel sigortan\u0131n kapsam\u0131nda olmayan hizmetler bulunuyor. Bunlar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Re\u00e7etesiz ila\u00e7lar<\/li>\n\n\n\n<li>Estetik ameliyatlar<\/li>\n\n\n\n<li>Protez di\u015f<\/li>\n\n\n\n<li>G\u00f6zl\u00fck&nbsp;<\/li>\n\n\n\n<li>\u00d6zel deniza\u015f\u0131r\u0131 \u00fclkelere seyahat edebilmek i\u00e7in gerekli a\u015f\u0131lar<\/li>\n<\/ul>\n\n\n\n<p>Re\u00e7eteli ila\u00e7lar doktorun size yazd\u0131\u011f\u0131 k\u0131rm\u0131z\u0131 renkli re\u00e7eteyle verilir. Re\u00e7eteli ila\u00e7lar sa\u011fl\u0131k sigortas\u0131na dahil olsa da T\u00fcrkiye\u2019deki gibi k\u00fc\u00e7\u00fck bir k\u0131sm\u0131n\u0131 sizden temin edeceklerdir. <\/p>\n\n\n\n<p>Her bir ila\u00e7 i\u00e7in bu rakam en fazla 10 euro. Ye\u015fil re\u00e7eteli ila\u00e7lar\u0131 ise doktor re\u00e7etesi olmadan alabilirsiniz. Bu ila\u00e7lar, sa\u011fl\u0131k sigortas\u0131na dahil olmad\u0131\u011f\u0131 i\u00e7in masraf\u0131 tamamen size aittir.<\/p>\n\n\n\n<p>Ayr\u0131ca baz\u0131 doktorlar sadece \u00f6zel sa\u011fl\u0131k sigortas\u0131 olan ki\u015filere hizmet veriyor. E\u011fer genel sa\u011fl\u0131k sigortas\u0131na sahipseniz istedi\u011finiz her doktora gitme \u015fans\u0131n\u0131z olmayabilir. Randevu almadan \u00f6nce istedi\u011finiz doktorun genel sa\u011fl\u0131k sigortal\u0131 bireyleri de kapsad\u0131\u011f\u0131ndan emin olman\u0131z\u0131 \u00f6neririz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Genel sa\u011fl\u0131k sigortas\u0131<\/h2>\n\n\n\n<p>Almanya\u2019da ya\u015fayan \u00e7o\u011fu ki\u015fi genel sa\u011fl\u0131k sigortas\u0131 plan\u0131ndan faydalan\u0131yor. \u00c7\u00fcnk\u00fc i\u015f s\u00f6zle\u015fmesiyle \u00e7al\u0131\u015fanlar\u0131n, i\u015fverenleri taraf\u0131ndan zorunlu olarak sigortalan\u0131yor. <\/p>\n\n\n\n<p>Ayr\u0131m g\u00f6zetmeksizin herkesi kapsayan genel sa\u011fl\u0131k sigortas\u0131 i\u00e7in primin yar\u0131s\u0131n\u0131 i\u015fveren di\u011fer yar\u0131s\u0131n\u0131 ise sigortal\u0131 ki\u015fi \u00f6d\u00fcyor. Bu nedenle sigorta primi sizin ald\u0131\u011f\u0131n\u0131z maa\u015fa ba\u011fl\u0131. Yani az kazan\u0131yorsan\u0131z daha az, \u00e7ok kazan\u0131yorsan\u0131z daha \u00e7ok \u00f6deme yapars\u0131n\u0131z.<\/p>\n\n\n\n<p>Genel sa\u011fl\u0131k sigortas\u0131; doktor muayenesi, ayakta t\u0131bbi m\u00fcdahaleler, temel di\u015f sa\u011fl\u0131\u011f\u0131, rehabilitasyon, hamilelik ve do\u011fum hizmetlerini kapsar. Doktorun size yazmak zorunda oldu\u011fu re\u00e7eteli ila\u00e7lar da sigortan\u0131za dahil olur.<\/p>\n\n\n\n<p>Genel sa\u011fl\u0131k sigortas\u0131n\u0131n bir di\u011fer avantaj\u0131 ailedeki tek sigortal\u0131 ki\u015fi siz de olsan\u0131z, e\u015finizin ve \u00e7ocuklar\u0131n\u0131z\u0131n da otomatik olarak ekstra bir \u00fccret \u00f6demeden sigortan\u0131za dahil olmas\u0131d\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Almanya genel sa\u011fl\u0131k sigortas\u0131n\u0131n fiyat\u0131 nedir?<\/h3>\n\n\n\n<p>Sa\u011fl\u0131k sigortas\u0131n\u0131n giderleri, sizin ayl\u0131k olarak \u00f6dedi\u011finiz primlerle kar\u015f\u0131lan\u0131yor. Belirtti\u011fimiz gibi sizden sigortan\u0131z i\u00e7in al\u0131nan \u00f6deme de sizin gelirinize g\u00f6re hesaplan\u0131yor. <\/p>\n\n\n\n<p>Geliriniz d\u00fc\u015f\u00fck ise az, y\u00fcksek ise \u00e7ok miktarda \u00f6deme yap\u0131yorsunuz. Almanya sa\u011fl\u0131k sigortas\u0131 plan\u0131na dahil olmak i\u00e7in gelir seviyeniz bir kriter de\u011fil.&nbsp;<\/p>\n\n\n\n<p>Tam zamanl\u0131 olarak i\u015f s\u00f6zle\u015fmesi ile \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z bir i\u015finiz varsa sigorta priminizin yar\u0131s\u0131 i\u015fvereniniz taraf\u0131ndan kar\u015f\u0131lan\u0131yor. Fakat, part-time ya da Almanya\u2019daki ad\u0131yla \u201cmini job\u201d denilen bir i\u015fte \u00e7al\u0131\u015f\u0131yorsan\u0131z veya serbest meslek sahibiyseniz sigorta priminiz ki\u015fisel olarak size aittir. Sigortan\u0131z i\u00e7in size belirtilen tutar\u0131 da her ay d\u00fczenli olarak sa\u011fl\u0131k sigortan\u0131z\u0131n banka hesab\u0131na yat\u0131rman\u0131z gerekiyor.<\/p>\n\n\n\n<p>Almanya sa\u011fl\u0131k sigortas\u0131 fiyatlar\u0131 i\u00e7in net bir rakam vermek m\u00fcmk\u00fcn de\u011fildir. \u00c7\u00fcnk\u00fc fiyat sizin sahip oldu\u011funuz gelire g\u00f6re de\u011fi\u015fiyor. Sigorta priminin belirlenmesinde toplam br\u00fct maa\u015f esas al\u0131n\u0131yor. <\/p>\n\n\n\n<p>Maa\u015f gelirinizden %14,6\u2019l\u0131k standart bir prim al\u0131narak Almanya sa\u011fl\u0131k sigortas\u0131 fiyatlar\u0131 belirleniyor. Bu miktar yar\u0131 yar\u0131ya %7,3 oran\u0131nda siz ve i\u015fvereniniz taraf\u0131ndan payla\u015ft\u0131r\u0131larak \u00f6deniyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Almanya \u00f6zel sa\u011fl\u0131k sigortas\u0131<\/h2>\n\n\n\n<p>T\u00fcrkiye\u2019de oldu\u011fu gibi Almanya\u2019da da devlete veya \u00f6zel \u015firkete ba\u011fl\u0131 bir sigorta plan\u0131n\u0131 se\u00e7ebilirsiniz. <\/p>\n\n\n\n<p><strong>Aralar\u0131ndaki en b\u00fcy\u00fck fark sa\u011fl\u0131k sigortas\u0131 fiyatlar\u0131 ve kapsad\u0131\u011f\u0131 hizmetlerdir. Almanya \u00f6zel sa\u011fl\u0131k sigortas\u0131 genel sa\u011fl\u0131k sigortas\u0131na g\u00f6re daha pahal\u0131ya gelir.&nbsp;<\/strong><\/p>\n\n\n\n<p>\u00d6zel sa\u011fl\u0131k sigortas\u0131, genel sa\u011fl\u0131k sigortas\u0131n\u0131n kar\u015f\u0131lad\u0131\u011f\u0131 b\u00fct\u00fcn hizmetleri kar\u015f\u0131lar. Buna ek olarak genel sa\u011fl\u0131k sigortas\u0131ndan daha kapsaml\u0131 bir i\u00e7eri\u011fe sahiptir. Aradaki fiyat fark\u0131n\u0131n temel nedeni budur. <\/p>\n\n\n\n<p>Di\u011fer yandan, baz\u0131 doktorlar sadece \u00f6zel sa\u011fl\u0131k sigortas\u0131na sahip hastalar\u0131 kabul edebilirler. Bu nedenle \u00f6zel sa\u011fl\u0131k sigortas\u0131 ile ayr\u0131cal\u0131kl\u0131 sa\u011fl\u0131k hizmetlerine sahip olabilirsiniz. Bir di\u011fer avantaj\u0131 di\u011fer hastalara g\u00f6re hastanelerden veya doktorlardan daha h\u0131zl\u0131 randevu alabilmenizdir.<\/p>\n\n\n\n<p>Avantaj\u0131 olsa da \u00f6zel sa\u011fl\u0131k sigortas\u0131na sahip olursan\u0131z ba\u015flang\u0131\u00e7ta doktor muayenenizin ve ila\u00e7lar\u0131n\u0131z\u0131n masraflar\u0131n\u0131 kendiniz kar\u015f\u0131laman\u0131z gerekiyor. Sigorta \u015firketiniz size daha sonra \u00f6deme yap\u0131yor. Almanya \u00f6zel sa\u011fl\u0131k sigortas\u0131 kullan\u0131yorsan\u0131z, daha sonra genel sa\u011fl\u0131k sigortas\u0131na ya da genel sa\u011fl\u0131k sigortas\u0131ndan \u00f6zel sigorta kullan\u0131m\u0131na ge\u00e7ebilirsiniz.&nbsp;<\/p>\n\n\n\n<p>Ancak \u00f6zel sigortan\u0131z i\u00e7in anla\u015fma yaparken cayma ko\u015fullar\u0131n\u0131 iyi incelemenizi \u00f6neririz. \u00c7\u00fcnk\u00fc \u00f6zel sigortadan genele ge\u00e7i\u015f her zaman \u00e7ok kolay de\u011fil. \u00d6zel sa\u011fl\u0131k sigortas\u0131n\u0131n avantajlar\u0131yla birlikte dezavantajlar\u0131n\u0131 d\u00fc\u015f\u00fcnmek do\u011fru karara varman\u0131za yard\u0131mc\u0131 olabilir.<\/p>\n\n\n\n<p>Almanya&#8217;da hen\u00fcz geliriniz yokken \u00f6zel sa\u011fl\u0131k sigortas\u0131 yapt\u0131rmak isterseniz ve bunun i\u00e7in <a href=\"https:\/\/yurtdisindayiz.com\/turkiyeden-almanyaya-para-gondermek\/\" data-lasso-id=\"5480\">T\u00fcrkiye&#8217;den Almanya&#8217;ya para transferi<\/a> yapmak isterseniz en uygun y\u00f6ntemi linkteki yaz\u0131m\u0131zda bulabilirsiniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00d6zel sa\u011fl\u0131k sigortas\u0131n\u0131n fiyat\u0131 nedir?<\/h3>\n\n\n\n<p>Priminiz \u00f6zel sa\u011fl\u0131k sigortas\u0131nda  gelirinize g\u00f6re belirlenmez. Bunun yerine priminizin belirlenmesinde sigorta riski rol oynar. <\/p>\n\n\n\n<p>\u00d6zel sa\u011fl\u0131k sigorta riskinizi etkileyen ko\u015fullar \u015funlard\u0131r: Ya\u015f\u0131n\u0131za, cinsiyetinize, sahip oldu\u011funuz hastal\u0131klara k\u0131sacas\u0131 size \u00f6zel ko\u015fullara g\u00f6re belirlenir. Bu y\u00fczden \u00f6zel sigorta i\u00e7in, net fiyatlar vermek pek m\u00fcmk\u00fcn de\u011fil.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Almanya \u00f6\u011frenci sa\u011fl\u0131k sigortas\u0131<\/h2>\n\n\n\n<p>Almanya \u00f6\u011frenci sa\u011fl\u0131k sigortas\u0131 \u00f6zel sigorta plan\u0131na dahildir. Yani \u00f6zel bir sigorta \u015firketiyle anla\u015fma yapman\u0131z gerekir. En \u00f6nemli ko\u015ful ayda 450 euro\u2019dan fazla gelire sahip olmaman\u0131zd\u0131r. \u00c7\u00fcnk\u00fc Almanya\u2019da 450 Euro\u2019dan fazla ayl\u0131k gelire sahip ki\u015filer otomatik olarak genel sa\u011fl\u0131k sigortas\u0131na dahil ediliyor ve \u00f6\u011frenci sigorta paketini kullanamaz hale geliyor.<\/p>\n\n\n\n<p>Uygun fiyatl\u0131 sigorta \u015firketleri olarak size sunabilece\u011fimiz se\u00e7enekler:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Educare 24<\/strong>, ayl\u0131k 33 Euro\u2019dan ba\u015flayan fiyatlar<\/li>\n\n\n\n<li><strong>HanseMerkur<\/strong>, ayl\u0131k 36 Euro\u2019dan ba\u015flayan fiyatlar<\/li>\n\n\n\n<li><strong>Care Concept<\/strong>, ayl\u0131k 28 Euro\u2019dan ba\u015flayan fiyatlar<\/li>\n<\/ul>\n\n\n\n<p>\u00d6\u011frenci olarak Almanya&#8217;ya gitmek i\u00e7in <a href=\"https:\/\/yurtdisindayiz.com\/almanya-bloke-hesap-acma-rehberi\/\" data-lasso-id=\"5481\">bloke hesap<\/a> a\u00e7t\u0131rman\u0131z da gerekti\u011fi i\u00e7in Expatrio gibi \u015firketler de bloke hesap ve sa\u011fl\u0131k sigortas\u0131 paketlerini ortak olarak sunar ve bu sizin i\u00e7in daha hesapl\u0131 bir hale gelebilir. Expatrio&#8217;dan fiyatlar\u0131 kontrol etmek i\u00e7in a\u015fa\u011f\u0131daki linke t\u0131klayabilirsiniz.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.expatrio.com\/?p=yurtdisindayiz\" target=\"_blank\" rel=\"noopener\">EXPATRIO&#8217;YA G\u0130T<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Sa\u011fl\u0131k sigortas\u0131 \u015firketine nas\u0131l kaydolunur?<\/h2>\n\n\n\n<p>Almanya\u2019da baz\u0131s\u0131 \u00f6zel baz\u0131s\u0131 devlete ba\u011fl\u0131 1000\u2019den fazla sigorta \u015firketi bulunuyor. Se\u00e7im tamamen size aittir ve istedi\u011finiz sigorta \u015firketine kaydolabilirsiniz. <\/p>\n\n\n\n<p>Se\u00e7mi\u015f oldu\u011funuz sigorta \u015firketinin web sitesine giderek form doldurabilir veya \u015fubesine giderek \u015fahsen ba\u015fvurabilirsiniz. \u0130\u015fleminiz yap\u0131ld\u0131ktan sonra sigorta kart\u0131n\u0131z posta yoluyla size g\u00f6nderilir. Doktora veya hastaneye gitti\u011finizde bu kart\u0131 yan\u0131n\u0131zda g\u00f6t\u00fcrmek zorunda oldu\u011funuzu unutmay\u0131n.<\/p>\n\n\n\n<p><strong>Almanya sa\u011fl\u0131k sigortas\u0131 sistemi hakk\u0131ndaki bu bilgileri g\u00f6z \u00f6n\u00fcnde bulundurarak sa\u011fl\u0131\u011f\u0131n\u0131z ve b\u00fct\u00e7eniz i\u00e7in en uygun se\u00e7ene\u011fi tercih edebilirsiniz. Sigorta \u015firketinizi se\u00e7erken sigorta planlar\u0131n\u0131n i\u00e7eri\u011fine ve fiyat\u0131na dikkat etmek size uygun olan sigorta plan\u0131n\u0131 bulmakta yard\u0131mc\u0131 olacak.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Almanya\u2019da ya\u015f\u0131yor veya \u00e7al\u0131\u015f\u0131yorsan\u0131z Almanya sa\u011fl\u0131k sigortas\u0131na sahip olman\u0131z gerekir. Alman vatanda\u015f\u0131 olup olmad\u0131\u011f\u0131n\u0131z, temelli kal\u0131p kalmayaca\u011f\u0131n\u0131z fark etmeksizin Almanya, &#8230; <a title=\"Almanya Sa\u011fl\u0131k Sigortas\u0131 Sistemi ve Fiyatlar\u0131\" class=\"read-more\" href=\"https:\/\/yurtdisindayiz.com\/almanya-saglik-sigortasi-sistemi-ve-fiyatlari\/\" aria-label=\"More on Almanya Sa\u011fl\u0131k Sigortas\u0131 Sistemi ve Fiyatlar\u0131\">Devam\u0131 \u0130\u00e7in<\/a><\/p>\n","protected":false},"author":1,"featured_media":4455,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yurtdisinda-yasamak","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Almanya Sa\u011fl\u0131k Sigortas\u0131 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