{"id":3908,"date":"2021-09-22T11:23:50","date_gmt":"2021-09-22T11:23:50","guid":{"rendered":"https:\/\/yurtdisindayiz.com\/?p=3908"},"modified":"2022-07-29T10:00:04","modified_gmt":"2022-07-29T10:00:04","slug":"yurtdisi-egitim-kredisi-almak","status":"publish","type":"post","link":"https:\/\/yurtdisindayiz.com\/yurtdisi-egitim-kredisi-almak\/","title":{"rendered":"Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi Almak: Bankalar ve Di\u011fer Y\u00f6ntemler"},"content":{"rendered":"\n<p><strong>Yurtd\u0131\u015f\u0131nda e\u011fitim g\u00f6rmek bir\u00e7ok ki\u015finin hayali olsa da Dolar ve Euro kurunun seviyesi her ge\u00e7en g\u00fcn yurtd\u0131\u015f\u0131nda e\u011fitim almay\u0131 da zorla\u015ft\u0131r\u0131yor.&nbsp;<\/strong><\/p>\n\n\n\n<p>Yurtd\u0131\u015f\u0131 e\u011fitim kredisi ve burslar da bu anlamda ki\u015filerin k\u0131sa vadede i\u015flerini kolayla\u015ft\u0131rmak i\u00e7in olduk\u00e7a faydal\u0131 olabilir.<\/p>\n\n\n\n<p>\u00d6rne\u011fin Almanya&#8217;da e\u011fitim almak isteyen ki\u015filer i\u00e7in <a href=\"https:\/\/yurtdisindayiz.com\/almanya-bloke-hesap-acma-rehberi\/\" data-lasso-id=\"2875\">bloke hesap a\u00e7ma<\/a> zorunlulu\u011fu bulunuyor. Bu da 1 y\u0131l Almanya&#8217;da e\u011fitim alacak birisi i\u00e7in minimum 10.000 Euro bulundurmas\u0131 gerekti\u011fi anlam\u0131na geliyor. <\/p>\n\n\n\n<p>Di\u011fer \u00fclkelerde bu gibi zorunluluklar olmasa da yine de Avrupa ve ABD&#8217;de e\u011fitim almak okul masraflar\u0131 olmasa bile ya\u015fam masraflar\u0131 a\u00e7\u0131s\u0131ndan olduk\u00e7a pahal\u0131 hale geldi.<\/p>\n\n\n\n<p>Biz de bu yaz\u0131m\u0131zda yurtd\u0131\u015f\u0131 e\u011fitim kredisi konusunu inceleyip kimlerin yurtd\u0131\u015f\u0131 e\u011fitim kredisi alabilece\u011fini, \u015fartlar\u0131 ve kurumlar\u0131 de\u011ferlendirece\u011fiz. \u00d6ncelikle bankalardan ba\u015flayal\u0131m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hangi Bankalar Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi Veriyor?<\/strong><\/h2>\n\n\n\n<p>Lisans d\u00fczeyinde yurtd\u0131\u015f\u0131na gitmek isteyenler i\u00e7in bankalar\u0131n verdi\u011fi e\u011fitim kredileri yurtd\u0131\u015f\u0131nda e\u011fitim almak isteyen ki\u015filer taraf\u0131ndan da kullan\u0131labilir. <\/p>\n\n\n\n<p>Bu konuda ba\u015fvurabilece\u011finiz ba\u015fl\u0131ca 5 bankay\u0131 listeledik. Di\u011fer bankalarda da bu konuda krediler bulmak m\u00fcmk\u00fcnd\u00fcr. <\/p>\n\n\n\n<ul class=\"wp-block-list\" id=\"block-52ee25ca-e2c9-44c5-88ac-ed6aff3f14a0\"><li>Garanti BBVA<\/li><li>Ziraat Bankas\u0131<\/li><li>Akbank<\/li><li>Yap\u0131 Kredi<\/li><li>Finansbank<\/li><\/ul>\n\n\n\n<p>Listede Finansbank&#8217;\u0131 ayr\u0131 bir yerde tutabiliriz. Yaz\u0131m\u0131z\u0131n sonraki b\u00f6l\u00fcm\u00fcnde Finansbank&#8217;\u0131n y\u00fcksek lisans konusundaki yurtd\u0131\u015f\u0131na \u00f6zel kredisine de de\u011findik.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bankalardan E\u011fitim Kredisi Alman\u0131n \u015eartlar\u0131 Neler?<\/strong><\/h2>\n\n\n\n<p>Bankalardan al\u0131nacak bir\u00e7ok kredi i\u00e7in gelir belgesi bulundurmak zorunlu olsa da e\u011fitim kredilerinde ki\u015fi hen\u00fcz \u00e7al\u0131\u015fm\u0131yor oldu\u011fu i\u00e7in bu konu genellikle kefil \u00fczerinden ilerliyor. Yani yurtd\u0131\u015f\u0131nda e\u011fitim g\u00f6rmek ve bu kredilerden yararlanmak i\u00e7in ba\u015fta 1. derece akrabalar\u0131n\u0131z olmak \u00fczere kendinize kefil bulman\u0131z gerekiyor.&nbsp;<\/p>\n\n\n\n<p>Gerekli di\u011fer evraklar ise genellikle \u015funlar olacakt\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Ba\u015fvuru Formu<\/li><li>N\u00fcfus c\u00fczdan\u0131, s\u00fcr\u00fcc\u00fc belgesi veya pasaport<\/li><li>Ki\u015finin \u00e7al\u0131\u015fma durumuna g\u00f6re gelir belgesi*<\/li><li>E\u011fitime ili\u015fkin belgeler ve fatura<\/li><\/ul>\n\n\n\n<p>*Gelir belgesi konusu e\u011fitim alan ki\u015fi \u00e7al\u0131\u015fm\u0131yor olaca\u011f\u0131ndan kefil g\u00f6sterilerek \u00e7\u00f6z\u00fclebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Bankalar Ne Kadar Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi Verir?<\/strong><\/h3>\n\n\n\n<p>Genellikle bankalar\u0131n verdi\u011fi e\u011fitim kredileri i\u00e7in yurti\u00e7i ya da yurtd\u0131\u015f\u0131 ayr\u0131m\u0131 yap\u0131lmamaktad\u0131r. Bu da asl\u0131nda yurtd\u0131\u015f\u0131nda e\u011fitim alacak ki\u015filer i\u00e7in bir dezavantaj olu\u015fturur. \u00c7\u00fcnk\u00fc d\u00f6viz kuruna oranla bak\u0131ld\u0131\u011f\u0131nda al\u0131nan kredi miktar\u0131 olduk\u00e7a azalm\u0131\u015f olur.<strong>&nbsp;<\/strong><\/p>\n\n\n\n<p><strong>Bankalar\u0131n e\u011fitim kredisi miktarlar\u0131 genellikle 50.000-100.000TL aras\u0131ndad\u0131r. Vade s\u00fcreleri ise ortalama 12 ay ile 36 ay aras\u0131nda de\u011fi\u015fir.&nbsp;<\/strong><\/p>\n\n\n\n<p>Daha uzun s\u00fcreli geri \u00f6demeler i\u00e7in KYK ve yabanc\u0131 kaynakl\u0131 kredileri inceleyebilirsiniz.<\/p>\n\n\n\n<p>Lisans e\u011fitimini yurtd\u0131\u015f\u0131nda almak isteyenler i\u00e7in bu kredi miktar\u0131 bir\u00e7ok \u00fclke i\u00e7in t\u00fcm masraflar\u0131 kar\u015f\u0131lamayacakt\u0131r. <\/p>\n\n\n\n<p>Yine de <a href=\"https:\/\/yurtdisindayiz.com\/yurtdisinda-yuksek-lisans-yapmak-isteyenlere-tavsiyeler\/\" data-lasso-id=\"2876\">yurtd\u0131\u015f\u0131 y\u00fcksek lisans<\/a> seviyesinde bu krediyi kullanmak isterseniz e\u011fitim s\u00fcresi daha k\u0131sa olaca\u011f\u0131ndan ve okurken \u00e7al\u0131\u015fma olanaklar\u0131 da bir\u00e7ok \u00fclkede ge\u00e7erli oldu\u011fundan bu krediler \u00e7ok daha i\u015flevsel olabilir.<\/p>\n\n\n\n<p>\u015eimdi de y\u00fcksek lisansa \u00f6zel olarak Finansbank taraf\u0131ndan olu\u015fturulan Erasmus + kredisinden bahsedelim.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Y\u00fcksek Lisansa \u00d6zel Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi: Finansbank<\/strong><\/h2>\n\n\n\n<p>Finansbank Erasmus+ Master programlar\u0131ndan kabul alan \u00f6\u011frenciler i\u00e7in bu kredi \u00e7e\u015fidini \u00f6zel olarak olu\u015fturdu. 2020 y\u0131l\u0131nda olu\u015fturulan bu kredi modeliyle 1 y\u0131ll\u0131k y\u00fcksek lisans programlar\u0131 i\u00e7in 116.000TL, 2 y\u0131ll\u0131k y\u00fcksek lisans programlar\u0131 i\u00e7in 175.000TL\u2019ye kadar kredi \u00e7ekilebiliyor.<\/p>\n\n\n\n<p>Kredinin avantajlar\u0131ndan biri de geri \u00f6demesinin e\u011fitim bittikten 1 sene sonra ba\u015flamas\u0131 ve \u00f6demelerin minimum 5 seneye b\u00f6l\u00fcnmesi. <\/p>\n\n\n\n<p>Ayn\u0131 zamanda bu kredi i\u00e7in herhangi bir teminat g\u00f6stermek ya da kredi tahsis \u00fccreti \u00f6demek gerekmiyor.<\/p>\n\n\n\n<p>Finansbank kredinin faiz oranlar\u0131 ki\u015fiden ki\u015fiye de de\u011fi\u015febildi\u011finden bu konuda do\u011frudan bankayla ileti\u015fime ge\u00e7mek en do\u011frusu olacakt\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Erasmus+ Master Kredisinden Kimler Yararlanabilir?<\/strong><\/h3>\n\n\n\n<p>Bu krediden yararlanabilmek i\u00e7in lisans e\u011fitimini T\u00fcrkiye\u2019de tamamlam\u0131\u015f olman\u0131z ve T.C vatanda\u015f\u0131 olman\u0131z gerekiyor.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"513\" src=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/09\/erasmus-master-yurtdisi-kredisi-finansbank.png\" alt=\"erasmus-master-yurtdisi-kredisi-finansbank\" class=\"wp-image-3910\" srcset=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/09\/erasmus-master-yurtdisi-kredisi-finansbank.png 1000w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/09\/erasmus-master-yurtdisi-kredisi-finansbank-300x154.png 300w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/09\/erasmus-master-yurtdisi-kredisi-finansbank-768x394.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>Ki\u015filerin krediyi almadan \u00f6nce \u00f6\u011frenim g\u00f6rece\u011fi \u00fclkede 3 aydan fazla s\u00fcredir ikamet etmiyor olmas\u0131 gerekiyor. Yani krediyi \u00e7ekmeden \u00f6nce gidece\u011finiz \u00fclkeye yerle\u015fmemenizi tavsiye ediyoruz.<\/p>\n\n\n\n<p>Kredi ba\u015fvurusu i\u00e7in okuldan kabul belgesi sunulmas\u0131 gerekiyor.<\/p>\n\n\n\n<p>Temel olarak bu gereklilikleri sa\u011flayan herkesin bu krediye ba\u015fvurmas\u0131 m\u00fcmk\u00fcnd\u00fcr. Daha detayl\u0131 bilgi i\u00e7in Finansbank\u2019\u0131n sitesini ziyaret edebilirsiniz ya da Finansbank\u2019\u0131n 0850 222 11 18 numaral\u0131 Erasmus Kredisi Bilgilendirme Hatt\u0131n\u0131&nbsp;arayabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bankalar Haricinde E\u011fitim Kredisi Veren Kurumlar Var m\u0131?<\/strong><\/h2>\n\n\n\n<p>Yurtd\u0131\u015f\u0131nda e\u011fitim kredisi konusunda tek \u00e7areniz bankalar de\u011fil. KYK\u2019n\u0131n ve baz\u0131 yabanc\u0131 finans kurulu\u015flar\u0131ndan da bu konuda destek alman\u0131z m\u00fcmk\u00fcn. \u00d6ncelikle KYK\u2019dan bahsetelim<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>KYK Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi &amp; Bursu<\/strong><\/h2>\n\n\n\n<p>2010 y\u0131l\u0131ndan beri KYK burs ve kredileri sadece yurti\u00e7indeki \u00f6\u011frencileri de\u011fil ayn\u0131 zamanda yurtd\u0131\u015f\u0131ndaki \u00f6\u011frencileri de hedefliyor.<\/p>\n\n\n\n<p>KYK\u2019dan yurtd\u0131\u015f\u0131 e\u011fitim kredisi alabilmek i\u00e7in E-devlet \u00fczerinden \u00f6\u011frencinin taahh\u00fctnameyi imzalamas\u0131 ve ayn\u0131 zamanda T\u00fcrkiye\u2019de ikamet eden bir yak\u0131n\u0131n kefil olup noter onayl\u0131 kefaletname yap\u0131lmas\u0131 gerekir.<\/p>\n\n\n\n<p>Detayl\u0131 bilgi i\u00e7in KYK sitesinden bilgi alabilirsiniz.<\/p>\n\n\n\n<p><em>Kaynak : <a href=\"https:\/\/kygm.gsb.gov.tr\/Sayfalar\/2442\/2390\/YurtDisiOgrenciGenelBilgiler\" data-lasso-id=\"2877\">https:\/\/kygm.gsb.gov.tr\/Sayfalar\/2442\/2390\/YurtDisiOgrenciGenelBilgiler<\/a><\/em><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">KYK Yurtd\u0131\u015f\u0131 E\u011fitim Kredi \u00d6demesi Ne Kadar?<\/h4>\n\n\n\n<p>KYK yurtd\u0131\u015f\u0131 kredilerini bulunulan \u00fclkeye ve e\u011fitimin \u00e7e\u015fidine g\u00f6re da\u011f\u0131t\u0131yor. Yani \u00f6rne\u011fin Almanya\u2019da y\u00fcksek lisans yapmak isteyen birine verilen y\u00fcksek lisans kredisi ayl\u0131k 3308 TL iken Bosna Hersek\u2019teki lisans e\u011fitimi i\u00e7in 771 TL veriliyor.<\/p>\n\n\n\n<p>En y\u00fcksek e\u011fitim kredisi ise doktora \u00f6\u011frencilerine veriliyor ve bu konuda da en y\u00fcksek kredi verilen \u00fclke \u0130svi\u00e7re. \u0130svi\u00e7re\u2019de doktora yapmak isteyen \u00f6\u011frenciler i\u00e7in ayl\u0131k 6942 TL \u00f6deniyor.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">KYK Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi Miktarlar\u0131<\/h4>\n\n\n\n<p>T\u00fcm \u00fclkelerin listesine ve kredi miktarlar\u0131na a\u015fa\u011f\u0131da kaynak olarak ekledi\u011fimiz KYK linkinden ula\u015fabilirsiniz. Biz de burada T\u00fcrkiye&#8217;den <a href=\"https:\/\/yurtdisindayiz.com\/yurt-disinda-universite-okumak\/\" data-lasso-id=\"2878\">yurtd\u0131\u015f\u0131nda \u00fcniversite okumak<\/a> konusunda pop\u00fcler olan \u00fclkeleri do\u011frudan listeledik.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u00dclke<\/strong><\/td><td><strong>Lisans<\/strong><\/td><td><strong>Y\u00fcksek Lisans<\/strong><\/td><td><strong>Doktora<\/strong><\/td><\/tr><tr><td>ABD<\/td><td>2004 TL<\/td><td>4008 TL<\/td><td>6012 TL<\/td><\/tr><tr><td>Almanya<\/td><td>1654 TL<\/td><td>3308 TL<\/td><td>4962 TL<\/td><\/tr><tr><td>Bel\u00e7ika<\/td><td>1694 TL<\/td><td>3388 TL<\/td><td>5082 TL<\/td><\/tr><tr><td>\u00c7ekya<\/td><td>1087 TL<\/td><td>2174 TL<\/td><td>3261 TL<\/td><\/tr><tr><td>Hollanda<\/td><td>1761 TL<\/td><td>3522 TL<\/td><td>5283 TL<\/td><\/tr><tr><td>\u0130ngiltere<\/td><td>1740 TL<\/td><td>3480 TL<\/td><td>5220 TL<\/td><\/tr><tr><td>\u0130spanya<\/td><td>1406 TL<\/td><td>2812 TL<\/td><td>4218 TL<\/td><\/tr><tr><td>\u0130svi\u00e7re<\/td><td>2314 TL<\/td><td>4628 TL<\/td><td>6942 TL<\/td><\/tr><tr><td>Macaristan<\/td><td>972 TL<\/td><td>1944 TL<\/td><td>2916 TL<\/td><\/tr><tr><td>Polonya<\/td><td>913 TL<\/td><td>1826 TL<\/td><td>2739 TL<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>T\u00fcm \u00fclkelerin listesini g\u00f6rmek i\u00e7in a\u015fa\u011f\u0131daki kaynak linke t\u0131klayabilirsiniz:<\/p>\n\n\n\n<p><a href=\"https:\/\/kygm.gsb.gov.tr\/Public\/Edit\/images\/KYGM\/012014\/EHizmetler\/2021Yurtdisi_Ucretleri.pdf\" data-lasso-id=\"2879\">https:\/\/kygm.gsb.gov.tr\/Public\/Edit\/images\/KYGM\/012014\/EHizmetler\/2021Yurtdisi_Ucretleri.pdf<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Yurtd\u0131\u015f\u0131 Kaynakl\u0131 E\u011fitim Kredisi: Prodigy Finance<\/h3>\n\n\n\n<p>T\u00fcrkiye\u2019deki bankalar ve KYK haricinde e\u011fitiminiz i\u00e7in do\u011frudan yurtd\u0131\u015f\u0131 kaynakl\u0131 krediler kullanman\u0131z da m\u00fcmk\u00fcn. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"474\" src=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/09\/prodigy-finance-kredisi.png\" alt=\"prodigy-finance-kredisi\" class=\"wp-image-3909\" srcset=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/09\/prodigy-finance-kredisi.png 1000w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/09\/prodigy-finance-kredisi-300x142.png 300w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/09\/prodigy-finance-kredisi-768x364.png 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>Bu krediler aras\u0131nda pop\u00fcler \u015firketlerden biri de y\u00fcksek lisans i\u00e7in e\u011fitim kredisi sa\u011flayan <strong>Prodigy Finance<\/strong>. 2007 y\u0131l\u0131ndan beri uluslararas\u0131 y\u00fcksek lisans \u00f6\u011frencilerine krediler sa\u011flayan kurum toplamda 1 Milyar Dolar\u2019\u0131n \u00fczerinde kredi verdi. T\u00fcrkiye de kredi al\u0131nabilir \u00fclkeler listesinde bulunuyor.<\/p>\n\n\n\n<p>18 farkl\u0131 \u00fclkeden <a href=\"https:\/\/prodigyfinance.com\/student-loans\/#find-a-school\" target=\"_blank\" rel=\"nofollow noopener\" data-lasso-id=\"2880\">800\u2019den fazla okul<\/a> kredi almaya hak kazanabilmeniz i\u00e7in destekledikleri okullar aras\u0131nda.<\/p>\n\n\n\n<p>Y\u00fcksek lisans i\u00e7in Prodigy Finance \u00fczerinden kredi alabilmek i\u00e7in sa\u011flaman\u0131z gereken baz\u0131 \u015fartlar ve sunman\u0131z gereken d\u00f6k\u00fcmanlar bulunuyor. <\/p>\n\n\n\n<p>Hali haz\u0131rda \u00e7al\u0131\u015fan ya da y\u00fcksek lisans sonras\u0131 i\u00e7in \u00e7al\u0131\u015fmaya ba\u015flayaca\u011f\u0131n\u0131z yerle \u015fimdiden kontrat yapm\u0131\u015f olmal\u0131s\u0131n\u0131z.&nbsp;<\/p>\n\n\n\n<p>Yani gelir belgesi g\u00f6stermek bu finansal kayna\u011f\u0131 kullanmak i\u00e7in zorunlu gibi g\u00f6r\u00fcn\u00fcyor. <\/p>\n\n\n\n<p>Bir\u00e7ok \u00f6zel durum i\u00e7in \u015firket ileti\u015fime ge\u00e7ilmesini tavsiye etti\u011fi i\u00e7in siz de gelir belgesi haricinde nas\u0131l bir \u00e7\u00f6z\u00fcm olabilece\u011fine dair ileti\u015fime ge\u00e7ebilirsiniz. K\u0131saca istenen belgeleri s\u0131ralayacak olursak:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Kimlik Belgesi<\/li><li>\u0130kametgah<\/li><li>Kredi Raporu(T\u00fcrkiye\u2019den bu konuda Findeks raporunu kabul ettiklerini <strong>sitelerinde belirtiyorlar<\/strong>.)<\/li><li>Gelirinizi Kan\u0131tlayan Belge(Maa\u015f bordrosu\/s\u00f6zle\u015fme\/gelir belgeleri)<\/li><li>Kabul Belgesi (Kabul belgesinin listedeki 800 okul aras\u0131nda olmas\u0131 gerekir)<\/li><\/ul>\n\n\n\n<p>-Birikim Hesaplar\u0131(Varsa birikiminizi g\u00f6stermek krediyi alma \u015fans\u0131n\u0131z\u0131 artt\u0131racakt\u0131r. Hisse senedi cinsinden yat\u0131r\u0131mlar bu konuda kabul edilmiyor.)<\/p>\n\n\n\n<p>Dikkat: Y\u0131ll\u0131k faiz oranlar\u0131 %6,7\u2019den ba\u015fl\u0131yor ve durumuna \u00f6zel olarak hesaplan\u0131yor. Yurtd\u0131\u015f\u0131 kaynakl\u0131 e\u011fitim kredisi almak konusunda en b\u00fcy\u00fck problem \u00f6demeleriniz de yabanc\u0131 para cinsinden olacakt\u0131r.&nbsp;<\/p>\n\n\n\n<p>\u00d6zellikle e\u011fitiminizin ard\u0131ndan T\u00fcrkiye\u2019ye d\u00f6n\u00fcp T\u00fcrkiye\u2019de \u00e7al\u0131\u015fmay\u0131 planl\u0131yorsan\u0131z Dolar\/Euro cinsinden bor\u00e7lanm\u0131\u015f olmak uzun vadede sizi zorlayabilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi \u00c7ekmek Avantajl\u0131 M\u0131?<\/strong><\/h2>\n\n\n\n<p>Yurtd\u0131\u015f\u0131 e\u011fitim kredileri \u00f6zellikle 1 senelik y\u00fcksek lisans programlar\u0131 s\u00fcresince sizi desteklemek i\u00e7in faydal\u0131 olabilir fakat lisans e\u011fitimleri s\u00fcresince krediden faydalanmak ard\u0131ndan yap\u0131lacak \u00f6demeleri de zorla\u015ft\u0131rabilir.&nbsp;<\/p>\n\n\n\n<p>\u00d6zellikle yurtd\u0131\u015f\u0131 kaynakl\u0131 bir kredi kulland\u0131\u011f\u0131n\u0131zda \u00f6demelerin de yabanc\u0131 para cinsinden olacak olmas\u0131 gelecekte sizi zorlayabilir. <\/p>\n\n\n\n<p><strong>Yurtd\u0131\u015f\u0131 e\u011fitimi konusunda yeterli maddi g\u00fcc\u00fcn\u00fcz yoksa ilk bakman\u0131z gereken yurtd\u0131\u015f\u0131 e\u011fitim burslar\u0131 olmal\u0131d\u0131r. T\u00fcrkiye\u2019den do\u011frudan alabilece\u011finiz burslar d\u0131\u015f\u0131nda bir\u00e7ok farkl\u0131 \u00fclke i\u00e7in \u00f6zel olarak devletlerin ve \u00f6zel \u015firketlerin sundu\u011fu burslar da bulunur.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yurtd\u0131\u015f\u0131nda e\u011fitim g\u00f6rmek bir\u00e7ok ki\u015finin hayali olsa da Dolar ve Euro kurunun seviyesi her ge\u00e7en g\u00fcn yurtd\u0131\u015f\u0131nda e\u011fitim almay\u0131 da &#8230; <a title=\"Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi Almak: Bankalar ve Di\u011fer Y\u00f6ntemler\" class=\"read-more\" href=\"https:\/\/yurtdisindayiz.com\/yurtdisi-egitim-kredisi-almak\/\" aria-label=\"More on Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi Almak: Bankalar ve Di\u011fer Y\u00f6ntemler\">Devam\u0131 \u0130\u00e7in<\/a><\/p>\n","protected":false},"author":1,"featured_media":3913,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[],"class_list":["post-3908","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yurtdisi-egitim","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Yurtd\u0131\u015f\u0131 E\u011fitim Kredisi Almak: Bankalar ve Di\u011fer Y\u00f6ntemler<\/title>\n<meta name=\"description\" content=\"Yurtd\u0131\u015f\u0131 e\u011fitim kredisi i\u00e7in farkl\u0131 se\u00e7enekleri de\u011ferlendirip ne kadar kredi alabilece\u011finizi inceleyip kredi veren kurumlara g\u00f6z att\u0131k.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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