{"id":3529,"date":"2021-08-03T07:30:54","date_gmt":"2021-08-03T07:30:54","guid":{"rendered":"https:\/\/yurtdisindayiz.com\/?p=3529"},"modified":"2022-04-12T07:06:08","modified_gmt":"2022-04-12T07:06:08","slug":"klarna-nedir-nasil-kullanilir","status":"publish","type":"post","link":"https:\/\/yurtdisindayiz.com\/klarna-nedir-nasil-kullanilir\/","title":{"rendered":"Klarna Nedir? Nas\u0131l Kullan\u0131l\u0131r?"},"content":{"rendered":"\n<p><strong>Klarna, bireylerin \u00e7evrimi\u00e7i olarak internet \u00fczerinden yapt\u0131klar\u0131 al\u0131\u015fveri\u015flerin \u00f6demelerini kendilerine daha uygun olacak \u015fekilde d\u00fczenlemelerine olanak sa\u011flayan bir \u00f6deme hizmet sa\u011flay\u0131c\u0131s\u0131d\u0131r. <\/strong><\/p>\n\n\n\n<p>T\u00fcrkiye i\u00e7erisinde hizmet vermeyen bu firma, 2005 y\u0131l\u0131nda \u0130sve\u00e7\u2019te kurulmu\u015ftur. Yurt d\u0131\u015f\u0131nda bulunan T\u00fcrk vatanda\u015flar\u0131 i\u00e7in \u00e7evrimi\u00e7i al\u0131\u015fveri\u015flerini yaparken kullanabilecekleri olduk\u00e7a yararl\u0131 bir \u00f6deme y\u00f6ntemidir.<\/p>\n\n\n\n<p>Kuruldu\u011fu g\u00fcnden bu yana \u00e7e\u015fitli kaynaklardan toplamda 1,4 milyar dolar yat\u0131r\u0131m alana Klarna, g\u00fcn\u00fcm\u00fczde \u0130sve\u00e7\u2019te d\u00e2hil olmak \u00fczere 18 \u00fclkede, 800 bin i\u015fyeri ve 85 milyon kullan\u0131c\u0131ya hizmet vermektedir. Kullan\u0131c\u0131lar\u0131na \u201csmooth payments\u201d yani T\u00fcrk\u00e7e olarak \u201cp\u00fcr\u00fczs\u00fcz bir \u00f6deme deneyimi\u201d mottosu ile yakla\u015fmaktad\u0131r. <\/p>\n\n\n\n<p>Klasik bankalar\u0131n kredi kartlar\u0131 ile sa\u011flad\u0131\u011f\u0131 taksitli \u00f6deme se\u00e7ene\u011fini bir ad\u0131m \u00f6teye ta\u015f\u0131may\u0131 ba\u015farm\u0131\u015f olan Klarna, BNPL firmalar\u0131n\u0131n d\u00fcnyadaki \u00f6nc\u00fcleri aras\u0131ndad\u0131r.<\/p>\n\n\n\n<p>Klarna, kendini kurulu\u015fundan itibaren BNPL firmas\u0131 olarak tan\u0131mlamaktad\u0131r. BNPL ad\u0131n\u0131, <strong>\u201cBuy Now Pay Later\u201d<\/strong> olan \u0130ngilizce olarak kal\u0131pla\u015fm\u0131\u015f olan ticaret terimin ba\u015f harflerinden almaktad\u0131r. <\/p>\n\n\n\n<p>T\u00fcrk\u00e7e olarak <strong>\u201c\u015eimdi Al Sonra \u00d6de\u201d<\/strong> \u015feklinde ge\u00e7mektedir. Bu \u00f6deme y\u00f6ntemi d\u00fcnya \u00e7ap\u0131nda devrim niteli\u011finde oldu\u011fu i\u00e7in bu y\u00f6ntemin \u00f6nc\u00fclerinden olan Klarna s\u00fcrekli b\u00fcy\u00fcme halinde yoluna devam etmektedir.<\/p>\n\n\n\n<p>Hizmet sa\u011flad\u0131\u011f\u0131 \u00fclkelerdeki anla\u015fmal\u0131 oldu\u011fu e-ticaret sitelerinden yap\u0131lacak olan \u00f6demelerde m\u00fc\u015fterilerine hizmet veren Klarna, tabiri caizse kullan\u0131c\u0131lar\u0131na bor\u00e7 para vererek onlar\u0131n hali haz\u0131rda \u00f6deyecek imk\u00e2nlar\u0131 olmasa bile al\u0131\u015fveri\u015f yapmalar\u0131n\u0131 sa\u011fl\u0131yor. <\/p>\n\n\n\n<p>Hem web sitesini hem de mobil uygulamas\u0131n\u0131 kullanarak bu \u00f6deme y\u00f6ntemini \u00e7evrimi\u00e7i al\u0131\u015fveri\u015flerinizde kullanabilme olana\u011f\u0131 sunuyor. Bu iki yolda da istenilen ki\u015fisel bilgi formunu doldurarak h\u0131zl\u0131ca al\u0131\u015fveri\u015f yapabilme imk\u00e2n\u0131 tan\u0131maktad\u0131r.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Klarna Hangi \u00dclkelerde Kullan\u0131labilir?<\/strong><\/h2>\n\n\n\n<p>Klarna, \u015fimdilik ne yaz\u0131k ki T\u00fcrkiye s\u0131n\u0131rlar\u0131 i\u00e7erisinde kullan\u0131lamayan bir \u00f6deme se\u00e7ene\u011fidir. Bu durum yurt d\u0131\u015f\u0131nda ya\u015fayan bireyleri kapsamamaktad\u0131r. <\/p>\n\n\n\n<p>Kuruldu\u011fu \u0130sve\u00e7\u2019te d\u00e2hil olmak \u00fczere <em>Avustralya, Avusturya, Bel\u00e7ika, Kanada, Danimarka, Finlandiya, Fransa, Almanya, \u0130talya, Hollanda, Yeni Zelanda, Norve\u00e7, Polonya, \u0130spanya, \u0130svi\u00e7re, Birle\u015fik Krall\u0131k ve Amerika Birle\u015fik Devletleri\u2019nde<\/em> hizmet vermektedir. Bu 18 \u00fclke i\u00e7erisinde bulunan bireyler Klarna\u2019n\u0131n web sitesini ya da mobil uygulamas\u0131n\u0131 kullanarak bu \u00f6deme y\u00f6nteminden faydalanabilirler.<\/p>\n\n\n\n<p>E-ticaret sitesi \u00fczerinden yap\u0131lacak olan al\u0131\u015fveri\u015flerde bankalar\u0131n verdi\u011fi kredi kartlar\u0131 \u00e7e\u015fitli rakamlarda taksit se\u00e7ene\u011fi sunsa bile ilk taksit \u00f6demesini hemen yapman\u0131z gerekmektedir. <\/p>\n\n\n\n<p>Taksitlendirerek al\u0131\u015fveri\u015f yapmak ekonomik olarak her ne kadar g\u00fczel bir se\u00e7enek olsa da taksit say\u0131s\u0131na g\u00f6re kullan\u0131c\u0131lar\u0131n \u00f6demek zorunda bir de faiz vard\u0131r. Bu \u015fekilde yap\u0131lacak olan al\u0131\u015fveri\u015flerde vadenin b\u00fcy\u00fckl\u00fc\u011f\u00fcne g\u00f6re \u00fcr\u00fcn \u00fccreti d\u0131\u015f\u0131nda \u00f6denmesi gereken miktar da artmaktad\u0131r. <\/p>\n\n\n\n<p>Klarna, al\u0131\u015fveri\u015flerinde kendi \u00f6deme y\u00f6ntemini kullanan bireylere temelde 3 taksit imk\u00e2n\u0131 vermesine ra\u011fmen hi\u00e7bir faiz almamaktad\u0131r. Baz\u0131 \u00fclkelerde bu se\u00e7enek 12 taksite kadar \u00e7\u0131kmaktad\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Klarna Nas\u0131l \u0130\u015fler?<\/strong><\/h2>\n\n\n\n<p>\u00d6ncelikli olarak, \u00e7evrimi\u00e7i yapaca\u011f\u0131n\u0131z bir al\u0131\u015fveri\u015f i\u00e7in her h\u00e2l\u00fck\u00e2rda bir banka kart\u0131 ya da bir kredi kart\u0131na sahip olmal\u0131s\u0131n\u0131z. Klarna gibi farkl\u0131 \u00f6deme y\u00f6ntemleri tercih edilse bile arac\u0131 olan kurumlara da bu kartlar ile \u00f6deme yapman\u0131z gerekmektedir. <\/p>\n\n\n\n<p>Al\u0131\u015fveri\u015f yap\u0131lacak olan e-ticaret sitesin de Klarna ile anla\u015fmal\u0131 olmas\u0131 gerekmektedir. Anla\u015fmal\u0131 al\u0131\u015fveri\u015f sitesinde se\u00e7ilen \u00fcr\u00fcn ya da \u00fcr\u00fcnler sepete eklendikten sonra kullan\u0131c\u0131lar\u0131 al\u0131\u015fveri\u015fi tamamlamalar\u0131 i\u00e7in \u00f6deme yap\u0131lacak sayfaya y\u00f6nlendirir. Bu sayfadaki \u00f6deme se\u00e7enekleri aras\u0131ndan Klarna se\u00e7ilerek \u00f6deme i\u015flemi tamamlanmaktad\u0131r.<\/p>\n\n\n\n<div class=\"wp-block-image size-large\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"600\" src=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/08\/klarna-odeme-secenegi.jpeg\" alt=\"klarna odeme secenegi\" class=\"wp-image-3530\" srcset=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/08\/klarna-odeme-secenegi.jpeg 300w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/08\/klarna-odeme-secenegi-150x300.jpeg 150w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>\u00d6deme y\u00f6ntemi i\u00e7in Klarna se\u00e7ildi\u011finde \u00fclkeden \u00fclkeye de\u011fi\u015fen farkl\u0131 se\u00e7enekler kullan\u0131c\u0131lara sunulmaktad\u0131r. Temelde \u201c30 g\u00fcn sonra \u00f6de\u201d ve \u201c3 taksitle \u00f6de\u201d gibi iki adet olacak \u015fekilde kullan\u0131c\u0131lara sunulan bu se\u00e7enekler baz\u0131 \u00fclkelerde vade farkl\u0131 eklenmi\u015f olarak 12 taksite kadar \u00e7\u0131kabilmektedir. Bu temel iki se\u00e7enek ise \u015fu \u015fekilde kullan\u0131c\u0131lara kolayl\u0131klar sa\u011flamaktad\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Klarna ile \u00d6deme Se\u00e7enekleri<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>30 g\u00fcn sonra \u00f6deme se\u00e7ene\u011fi<\/strong>: Al\u0131\u015fveri\u015fin yap\u0131ld\u0131\u011f\u0131 tarihte \u00e7e\u015fitli sebepler ile o an i\u00e7in paran\u0131z yoksa ya da hemen \u00fccreti \u00f6demek istemiyorsan\u0131z bu se\u00e7enek olduk\u00e7a yararl\u0131 olacakt\u0131r. \u00d6deme zaman\u0131 geldi\u011finde size bir elektronik posta iletilerek hat\u0131rlatmada bulunulmaktad\u0131r. G\u00fcn\u00fc geldi\u011finde ise \u00f6demenizi kredi art\u0131 ya da bana kart\u0131 ile kolayl\u0131kla \u00f6deyebilirsiniz.<br><br>Bu se\u00e7enek \u00f6zellikle sat\u0131n ald\u0131\u011f\u0131n\u0131z \u00fcr\u00fcn\u00fcn kalitesinden emin de\u011filseniz de tercih edilebilir. Bu sayede \u00fcr\u00fcn size kargoland\u0131\u011f\u0131nda web sitesinde iade se\u00e7ene\u011fi varsa asl\u0131nda hi\u00e7 para \u00f6demeden \u00fcr\u00fcn\u00fc deneyip be\u011fenmedi\u011finiz takdirde de iade edebilirsiniz.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>3 taksitte \u00f6deme se\u00e7ene\u011fi<\/strong>: Sat\u0131n al\u0131nan \u00fcr\u00fcn\u00fc 3 e\u015fit taksite b\u00f6lerek \u00f6demenizi sa\u011flamaktad\u0131r. Bu se\u00e7enek ile vade fark\u0131 i\u00e7in sizden faiz talep edilmemektedir. \u0130lk \u00f6demesini al\u0131\u015fveri\u015f esnas\u0131nda olmak \u00fczere sonraki \u00f6demeleri birer ay ara ile \u00f6demeniz beklenmektedir. Bu se\u00e7enekte de \u00f6deme zaman\u0131 i\u00e7in size hat\u0131rlat\u0131c\u0131 bir elektronik posta g\u00f6nderilmektedir.<\/li><\/ul>\n\n\n\n<p>Klarna standart olan \u00f6deme se\u00e7enekleri i\u00e7in bireysel kullan\u0131c\u0131lar\u0131nda faiz ya da ekstra bir \u00fccret talep etmemektedir. Anla\u015fmal\u0131 oldu\u011fu perakendecilerden i\u015flem ba\u015f\u0131na \u00fccret almaktad\u0131r. <\/p>\n\n\n\n<p>Bu \u00f6deme y\u00f6ntemi, taksitli olarak \u00f6de ya da olduk\u00e7a etkili olan sonra \u00f6de se\u00e7ene\u011fi ile anla\u015fmal\u0131 oldu\u011fu firmalar\u0131n sat\u0131\u015f oran\u0131n\u0131 %20 art\u0131rd\u0131\u011f\u0131 i\u00e7in her iki taraftaki kullan\u0131c\u0131lar\u0131n da kazan\u00e7l\u0131 oldu\u011fu bir y\u00f6ntemdir.&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Klarna\u2019n\u0131n Avantajlar\u0131 Nelerdir?<\/strong><\/h2>\n\n\n\n<p>Avrupa s\u0131n\u0131rlar\u0131nda ya\u015fayan bireyler i\u00e7in \u00e7evrimi\u00e7i al\u0131\u015fveri\u015flerinde olduk\u00e7a etkili \u00f6deme se\u00e7enekleri sunan Klarna, geni\u015f kurumsal m\u00fc\u015fteri a\u011f\u0131na sahiptir. Kullan\u0131labilir olan 18 \u00fclkedeki hemen hemen t\u00fcm e-ticaret firmalar\u0131yla i\u015fbirli\u011fi yapan bu firman\u0131n sa\u011flad\u0131\u011f\u0131 avantajlar ise \u015fu \u015fekildedir.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Geni\u015f kapsaml\u0131 a\u011f\u0131 sayesinde hemen hemen istenilen t\u00fcm \u00e7evrimi\u00e7i al\u0131\u015fveri\u015flerde kullanma \u015fans\u0131 sa\u011flar.<\/li><li>Sonra \u00f6de se\u00e7ene\u011fi ile al\u0131\u015fveri\u015f esnas\u0131nda kullan\u0131lan kartta para olmasa bile al\u0131\u015fveri\u015f yapabilme \u00f6zg\u00fcrl\u00fc\u011f\u00fc vermektedir.<\/li><li>Bireysel kullan\u0131c\u0131lar\u0131nda ek \u00fccret ya da faiz almamaktad\u0131r.<\/li><li>Web sitesi ya da mobil uygulama \u00fczerin kolay al\u0131\u015fveri\u015f imk\u00e2n\u0131 sunmaktad\u0131r.<\/li><li>Mobil uygulamas\u0131 ayn\u0131 zamanda al\u0131\u015fveri\u015flerde kullan\u0131lmas\u0131 i\u00e7in \u201cghost kart\u201d \u00fcretilmesini sa\u011flar. Kart\u0131 olu\u015fturduktan sonra mobil telefon yard\u0131m\u0131 ile temass\u0131z olarak POS makinas\u0131ndan \u00f6deme yap\u0131labilmektedir.<\/li><\/ul>\n\n\n\n<p>S\u0131k s\u0131k yurtd\u0131\u015f\u0131na \u00e7\u0131kanlar ya da belirli sebepler ile yurt d\u0131\u015f\u0131nda bulunanlar i\u00e7in olduk\u00e7a avantajl\u0131 olan Klarna \u00f6deme y\u00f6ntemi ile al\u0131\u015fveri\u015flerinizi g\u00fcvenli olarak diledi\u011finiz gibi yapabilirsiniz. 30 g\u00fcn sonra \u00f6de se\u00e7ene\u011fi sayesinde o an i\u00e7in paran\u0131z olmasa bile al\u0131\u015fveri\u015f yapman\u0131n keyfini s\u00fcrebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Klarna Online Al\u0131\u015fveri\u015flerde Nas\u0131l Kullan\u0131l\u0131r?<\/strong><\/h2>\n\n\n\n<p>Amerika Birle\u015fik Devletleri ve Avrupa\u2019n\u0131n bir\u00e7ok \u00fclkesinde geni\u015f kapsaml\u0131 a\u011fa sahip olan Klarna, web sitesi \u00fczerinden ya da mobil uygulamas\u0131 ile online al\u0131\u015fveri\u015flerde \u00f6deme se\u00e7ene\u011fi olarak kullan\u0131labilir. <\/p>\n\n\n\n<p>Faizsiz taksit se\u00e7enekleri ile kullan\u0131c\u0131lar\u0131nda asla ek \u00fccret almayan Klarna, t\u00fcm kazanc\u0131n\u0131 kurumsal olarak i\u015fbirli\u011fi yapt\u0131\u011f\u0131 firmalardan kazanmaktad\u0131r. Bireysel kullan\u0131c\u0131lar i\u00e7in son derece yararl\u0131 olan bu \u00f6deme sistemi sayesinde diledi\u011finiz zaman online al\u0131\u015fveri\u015f yapabilirsiniz.<\/p>\n\n\n\n<div class=\"wp-block-image size-large\"><figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"333\" src=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/08\/klarna-nasil-kullanilir.jpeg\" alt=\"klarna-nasil-kullanilir\" class=\"wp-image-3532\" srcset=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/08\/klarna-nasil-kullanilir.jpeg 512w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2021\/08\/klarna-nasil-kullanilir-300x195.jpeg 300w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><\/div>\n\n\n\n<p>Klarna kendi web sitesini ayn\u0131 zamanda bir e-ticaret sitesi olarak da kullan\u0131lmas\u0131n\u0131 sa\u011flamaktad\u0131r. Resmi sitesine girildi\u011finde ilgili \u00fclke se\u00e7ildikten ve \u00fcye olduktan sonra hemen al\u0131\u015fveri\u015fe ba\u015flayabilirsiniz. <\/p>\n\n\n\n<p>B\u00fcy\u00fck markalar\u0131n hemen hemen hepsinin ma\u011fazas\u0131n\u0131n bulundu\u011fu bu siteyi kullanarak Klarna\u2019n\u0131n sa\u011flad\u0131\u011f\u0131 avantajlardan faydalanabilirsiniz. <\/p>\n\n\n\n<p>\u00c7e\u015fitli sebepler ile yurt d\u0131\u015f\u0131nda bulunan bireylerin hayatlar\u0131n\u0131 kolayla\u015ft\u0131racak Klarna gibi olduk\u00e7a etkili alternatif uygulamalar da mevcuttur. <a href=\"https:\/\/yurtdisindayiz.com\/yurtdisinda-ise-yarayabilecek-uygulama-ve-web-siteleri\/\" data-lasso-id=\"1219\">Yurt d\u0131\u015f\u0131nda i\u015fe yarayabilecek uygulama ve web siteleri<\/a> hayat\u0131n\u0131z\u0131 kolayla\u015ft\u0131rd\u0131\u011f\u0131 gibi ekonomik olarak da size avantajlar sa\u011flayabilir. Bu nedenle i\u015fe yarayabilecek olan uygulamalara bir g\u00f6z atman\u0131z\u0131 tavsiye etmekteyiz.&nbsp;&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Sonu\u00e7 Olarak<\/strong><\/h2>\n\n\n\n<p>Geni\u015f kullan\u0131m a\u011f\u0131 sayesinde yurt d\u0131\u015f\u0131ndaki bireyler i\u00e7in son derece avantajl\u0131 \u00f6deme y\u00f6ntemi olan Klarna, faizsiz taksit se\u00e7ene\u011fi ile bireysel kullan\u0131c\u0131lar\u0131na avantajl\u0131 se\u00e7enekler sunmaktad\u0131r. <\/p>\n\n\n\n<p>Kolayca \u00fcye olabilece\u011finiz web sitesi ve mobil uygulamas\u0131 \u00fczerinden hemen al\u0131\u015fveri\u015fe ba\u015flayabilirsiniz. \u00c7evrimi\u00e7i olarak yapaca\u011f\u0131n\u0131z al\u0131\u015fveri\u015flerde ve mobil uygulamas\u0131 \u00fczerinden olu\u015fturaca\u011f\u0131n\u0131z ghost kart ile diledi\u011finiz zaman kolay \u00f6deme ayr\u0131cal\u0131\u011f\u0131n\u0131n keyfini s\u00fcrebilirsiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0130lgili Yaz\u0131lar<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/yurtdisindayiz.com\/almanya-alisveris-siteleri\/\" data-lasso-id=\"1220\">Almanya Al\u0131\u015fveri\u015f Siteleri<\/a><\/li><li><a href=\"https:\/\/yurtdisindayiz.com\/ingiltere-alisveris-siteleri\/\" data-lasso-id=\"1221\">\u0130ngiltere Al\u0131\u015fveri\u015f Siteleri<\/a><\/li><li><a href=\"https:\/\/yurtdisindayiz.com\/turkiyede-tax-free-alisveris-yapmak\/\" data-lasso-id=\"1222\">T\u00fcrkiye&#8217;de Tax Free Al\u0131\u015fveri\u015f Yapmak<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Klarna, bireylerin \u00e7evrimi\u00e7i olarak internet \u00fczerinden yapt\u0131klar\u0131 al\u0131\u015fveri\u015flerin \u00f6demelerini kendilerine daha uygun olacak \u015fekilde d\u00fczenlemelerine olanak sa\u011flayan bir \u00f6deme hizmet &#8230; <a title=\"Klarna Nedir? Nas\u0131l Kullan\u0131l\u0131r?\" class=\"read-more\" href=\"https:\/\/yurtdisindayiz.com\/klarna-nedir-nasil-kullanilir\/\" aria-label=\"More on Klarna Nedir? Nas\u0131l Kullan\u0131l\u0131r?\">Devam\u0131 \u0130\u00e7in<\/a><\/p>\n","protected":false},"author":1,"featured_media":5049,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"class_list":["post-3529","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yurtdisi-ve-alisveris","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Klarna Nedir? 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