{"id":3466,"date":"2021-07-26T10:52:21","date_gmt":"2021-07-26T10:52:21","guid":{"rendered":"https:\/\/yurtdisindayiz.com\/?p=3466"},"modified":"2022-04-12T07:06:22","modified_gmt":"2022-04-12T07:06:22","slug":"abdde-ev-almak-amerikadan-ev-nasil-alinir","status":"publish","type":"post","link":"https:\/\/yurtdisindayiz.com\/abdde-ev-almak-amerikadan-ev-nasil-alinir\/","title":{"rendered":"ABD&#8217;de Ev Almak: Amerika&#8217;dan Ev Nas\u0131l Al\u0131n\u0131r?"},"content":{"rendered":"\n<p><strong>ABD\u2019de ev almak, uzun veya k\u0131sa vadede avantaj sunuyor. Bu nedenle hem yat\u0131r\u0131mc\u0131lar hem de Amerika\u2019da ya\u015fayanlar i\u00e7in ABD\u2019de ev sat\u0131n almak \u00f6nemli bir g\u00fcndem.&nbsp;<\/strong><\/p>\n\n\n\n<p>G\u00fcvenilir ve uzman emlak\u00e7\u0131lardan yard\u0131m alarak ve do\u011fru ve gerekli bilgilere sahip olarak siz de Amerika\u2019da ev alma s\u00fcrecinizi hem kolayla\u015ft\u0131rabilir hem de h\u0131zland\u0131rabilirsiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Yabanc\u0131lar\u0131n ABD\u2019de Ev Almas\u0131 i\u00e7in Gerekli \u015eartlar<\/h2>\n\n\n\n<p>D\u00fcnyan\u0131n en g\u00f6zde \u00fclkelerinden biri olan Amerika\u2019da ev almak sand\u0131\u011f\u0131n\u0131z kadar zor de\u011fil. Amerika\u2019da ev almak i\u00e7in ABD\u2019de oturum iznine sahip olmak ya da orada ya\u015famak gibi bir zorunluluk yok.&nbsp;<\/p>\n\n\n\n<p><strong>Amerika\u2019da ya\u015fam\u0131yor olsan\u0131z bile mortgage ad\u0131 verilen konut kredisi alarak ev sahibi olabilirsiniz. <\/strong>Dolar \u00fczerinden gelen kiran\u0131n getirdi\u011fi y\u00fcksek k\u00e2r nedeniyle yat\u0131r\u0131m ama\u00e7l\u0131 ve ayn\u0131 zamanda Amerika gibi ya\u015fam standartlar\u0131 y\u00fcksek bir \u00fclkede ya\u015famak i\u00e7in ABD\u2019de ev sat\u0131n almak harika bir karar.&nbsp;<\/p>\n\n\n\n<p>Eyaletlere g\u00f6re ev fiyatlar\u0131 de\u011fi\u015fiklik g\u00f6sterse de ortalama T\u00fcrkiye\u2019de alabilece\u011finiz ev fiyatlar\u0131nda bile Amerika\u2019da ev almak m\u00fcmk\u00fcn. Kredi kurulu\u015flar\u0131 ve bankalar, Amerikan vatanda\u015fl\u0131\u011f\u0131 olmayan m\u00fc\u015fterilerine evin sat\u0131\u015f fiyat\u0131n\u0131n %50\u2019sine kadar mortgage (konut kredisi) sa\u011fl\u0131yor.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Amerika&#8217;da Ev Al\u0131rken Nelere Dikkat Etmelisiniz?<\/h2>\n\n\n\n<p>Amerika\u2019da ev alma s\u00fcreci t\u0131pk\u0131 T\u00fcrkiye\u2019deki gibi ilerliyor.&nbsp;<\/p>\n\n\n\n<p>\u00d6ncelikle istedi\u011finiz eyalette b\u00fct\u00e7enize ve ev kriterlerinize en uygun evleri ara\u015ft\u0131rmaya ba\u015flay\u0131n. Ev bakt\u0131\u011f\u0131n\u0131z sitelerin g\u00fcvenilir oldu\u011fundan emin olun. ABD\u2019nin en bilinen g\u00fcvenilir emlak siteleri&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.zillow.com\" data-lasso-id=\"1169\">Zillow<\/a>,&nbsp;<\/li><li><a href=\"https:\/\/www.trulia.com\" data-lasso-id=\"1170\">Trulia<\/a>,&nbsp;<\/li><li><a href=\"https:\/\/www.apartments.com\" data-lasso-id=\"1171\">Apartments.com<\/a>,&nbsp;<\/li><li><a href=\"https:\/\/www.realtor.com\" data-lasso-id=\"1172\">Realtor.com<\/a> ve&nbsp;<\/li><li><a href=\"https:\/\/www.redfin.com\" data-lasso-id=\"1173\">Redfin<\/a> olarak s\u0131ralanabilir.&nbsp;<\/li><\/ul>\n\n\n\n<p>Herhangi bir s\u00f6zle\u015fme imzalamadan ufak kaporalar haricinde para vermemeye \u00f6zen g\u00f6sterin.<\/p>\n\n\n\n<p>Amerika\u2019dan ev alma s\u00fcrecinizi en kolay ve en h\u0131zl\u0131 bir \u015fekilde tamamlamak istiyorsan\u0131z, en ideal \u00e7\u00f6z\u00fcm \u00fclkeye varman\u0131za g\u00fcnler kala internet \u00fczerinden buldu\u011funuz evler aras\u0131ndan en iyi se\u00e7enekler i\u00e7in emlak\u00e7\u0131lardan randevu alman\u0131z olacakt\u0131r.&nbsp;<\/p>\n\n\n\n<p><strong>Bu noktadaki en g\u00fczel avantajlar\u0131n\u0131zdan biri ise s\u00fcre\u00e7 tamamland\u0131\u011f\u0131nda emlak\u00e7\u0131 komisyonunun olmamas\u0131. ABD\u2019de emlak\u00e7\u0131 komisyonunu aksi bir durum olmad\u0131\u011f\u0131 m\u00fcddet\u00e7e evi satan ki\u015fi \u00f6der.&nbsp;<\/strong><\/p>\n\n\n\n<p>Ya\u015fayaca\u011f\u0131n\u0131z eyaletin her zaman ula\u015f\u0131m kolayl\u0131\u011f\u0131 olmayabilir. Bu y\u00fczden i\u015f yerinize ve okulunuza yak\u0131n yerlerde ev bakman\u0131z gerekir. Bakt\u0131\u011f\u0131n\u0131z evlerin hangi eyaletin hangi b\u00f6lgesinde oldu\u011funu ve o b\u00f6lgenin durumunu mutlaka g\u00f6zden ge\u00e7irmelisiniz.&nbsp;<\/p>\n\n\n\n<p>D\u00fc\u015f\u00fck fiyatl\u0131 bir evin bulundu\u011fu b\u00f6lge, her zaman g\u00fcvenli olmayabilir. \u00d6zellikle Amerika\u2019da daha \u00f6nce ya\u015famad\u0131ysan\u0131z sat\u0131n almay\u0131 d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcn\u00fcz evin b\u00f6lgesini detayl\u0131ca ara\u015ft\u0131rmal\u0131s\u0131n\u0131z.<\/p>\n\n\n\n<p>Sat\u0131n almaya karar verdi\u011finiz evi mutlaka g\u00f6rmekte ve her t\u00fcrl\u00fc \u00f6zelli\u011fine bakmakta fayda var. Bazen internette g\u00f6rd\u00fc\u011f\u00fcn\u00fcz foto\u011fraflar ve g\u00f6r\u00fcnen \u00f6zellikler ayn\u0131 olmayabilir. Bu t\u00fcr aksiliklerle kar\u015f\u0131la\u015fmaman\u0131z i\u00e7in sat\u0131\u015f i\u015flemi ger\u00e7ekle\u015ftirmeden muhakkak evi g\u00f6rmelisiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Amerika\u2019da ev fiyatlar\u0131<\/h2>\n\n\n\n<p>Amerika\u2019da ev al\u0131rken pek \u00e7ok ki\u015fi i\u00e7in ev fiyatlar\u0131 b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor. Ev sat\u0131n almadan \u00f6nce ucuz ve pahal\u0131 eyaletleri, eyaletlere g\u00f6re evlerin ortalama fiyatlar\u0131n\u0131 \u00f6\u011frenmekte fayda var.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Amerika\u2019da en pahal\u0131 evler hangi \u015fehirlerde?<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Hawaii\u2019de tipik bir evin 600.000 dolar\u0131n \u00fczerinde. Wahiawa&#8217;da 2 yatak odal\u0131, 1 banyolu bir ev veya Ewa Beach&#8217;te 2 yatak odal\u0131, 2 banyolu bir evi 636.451 dolara al\u0131nabilir.&nbsp;<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Kaliforniya\u2019da fiyatlar, hangi \u015fehir evlerinin yak\u0131n\u0131nda bulundu\u011funa ba\u011fl\u0131 olarak de\u011fi\u015fir ve eyaletteki b\u00fcy\u00fck \u015fehirlerin \u00e7o\u011fu, \u00fclkenin en pahal\u0131 yerleri aras\u0131nda. San Juan Capistrano&#8217;da 3 yatak odal\u0131, 2 banyolu ortalama bir ev veya San Diego&#8217;da 4 yatak odal\u0131, 2 yatak odal\u0131 ortalama bir ev 554.886 dolara al\u0131nabilir.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Massachusetts\u2019de ortalama bir ev fiyat\u0131 i\u00e7in East Sandwich&#8217;te 3 yatak odal\u0131, 2 banyolu bir ev veya Pocasset&#8217;te 4 yatak odal\u0131, 2 banyolu bir ev ortalama 422.856 dolara sat\u0131n al\u0131nabilir.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Washington DC. Seattle\u2019da 4 yatak odal\u0131, 2 banyolu ortalama bir ev ortalama 409.228 dolara al\u0131nabilir.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>New York eyaletindeki ev fiyatlar\u0131, Victor&#8217;da 4 yatak odal\u0131, 2 banyolu ortalama bir ev veya Lakewood Meadows&#8217;ta 3 yatak odal\u0131, 2 yatak odal\u0131 ortalama bir ev 321.934 dolara sat\u0131n al\u0131nabilir.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Amerika\u2019da en ucuz evler hangi \u015fehirlerde?<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Bat\u0131 Virginia, Amerika\u2019da ev sat\u0131n al\u0131rken en ucuz evleri bulabilece\u011finiz eyaletlerden biri. 55.000 dolara 3 yatak odal\u0131, 1 banyolu bir evi ortalama 108.236 dolara alabilirsiniz.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Mississippi 3 yatak odas\u0131 ve 2 banyolu bir evi ortalama 126.502 dolara alabilirsiniz.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Arkansas\u2019da ortalama ev de\u011feri 128.000 dolara yak\u0131n ve bu fiyata 3 yatak odal\u0131 ve 2 banyolu bir ev sat\u0131n al\u0131nabilir.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Kentucky\u2019de ortalama ev de\u011feri 146.000 dolar. Bu fiyata Henderson&#8217;da 3 yatak odal\u0131, 2 banyolu bir ev veya Dayton&#8217;da 4 yatak odal\u0131, 2 banyolu bir ev sat\u0131n al\u0131nabilir.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Ohio\u2019da ortalama bir 4 yatak odal\u0131, 2 banyolu bir ev de\u011feri ortalama 150.374 dolar.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Kansas&#8217;\u0131n medyan ev de\u011feri 150.657 dolar. Bu fiyat civar\u0131nda al\u0131c\u0131lar, Independence&#8217;de 4 yatak odal\u0131, 3 banyolu bir ev sat\u0131n alabilirler.<\/li><\/ul>\n\n\n\n<p>Kaynaklar: <a href=\"https:\/\/www.businessinsider.com\/average-home-prices-in-every-state-washington-dc-2019-6https:\/\/www.businessinsider.com\/average-home-prices-in-every-state-washington-dc-2019-6\" data-lasso-id=\"1174\">Business Insider<\/a>, <a href=\"https:\/\/www.bmt.com\/average-home-price-by-state\/\" data-lasso-id=\"1175\">BMT<\/a><\/p>\n\n\n\n<p>Massachusetts ve California gibi k\u0131y\u0131 eyaletleri, ev sat\u0131n almak i\u00e7in en pahal\u0131 yerler aras\u0131nda ilk s\u0131ralarda. Ohio, Mississippi ve Iowa gibi G\u00fcney ve Orta Bat\u0131 eyaletleri, Amerika&#8217;da ev sat\u0131n almak i\u00e7in en uygun yerler aras\u0131nda.<\/p>\n\n\n\n<p>\u00d6zetle, ABD\u2019de alaca\u011f\u0131n\u0131z evin nerede oldu\u011fu fiyat\u0131n\u0131 en \u00e7ok etkileyen kriterler aras\u0131nda. B\u00fct\u00e7enize ve tercihlerinize g\u00f6re bir ev sahibi olmak i\u00e7in genel olarak en sade haliyle s\u0131ralamak gerekirse 10 pop\u00fcler ABD eyaletinde genel olarak fiyatlar \u015f\u00f6yle:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Hawaii: $615.300<\/li><li>California: $505.000<\/li><li>Massachusetts: $381.600<\/li><li>Colorado: $343.300<\/li><li>Washington: $339.000<\/li><li>New Jersey: $335.600<\/li><li>Maryland: $314.800<\/li><li>New York: $313.700<\/li><li>Oregon: $312.200<\/li><li>Utah: $279.100<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Amerika&#8217;da Mortgage ile ev nas\u0131l sat\u0131n al\u0131n\u0131r?\u00a0<\/h2>\n\n\n\n<p>Mortgage, ev sahibi olmak isteyen pek \u00e7ok ki\u015finin faydaland\u0131\u011f\u0131 bir imkan. Bu s\u00fcre\u00e7 b\u00fcy\u00fck oranda T\u00fcrkiye\u2019deki konut kredisi s\u00fcrecine benzer i\u015fliyor. Amerika&#8217;da mortgage ile ev sat\u0131n almak, yani konut kredisi kullanarak ev almak i\u00e7in alaca\u011f\u0131n\u0131z evin de\u011ferinin yakla\u015f\u0131k olarak yar\u0131s\u0131 kadar nakit paran\u0131z\u0131n olmas\u0131 ve alaca\u011f\u0131n\u0131z evin y\u0131ll\u0131k emlak vergisini \u00f6demeniz gerekir.&nbsp;<\/p>\n\n\n\n<p>Bu vergi oranlar\u0131, eyalete g\u00f6re de\u011fi\u015fkenlik g\u00f6steriyor. \u00d6rne\u011fin, New York eyaletinde ev kredi tutar\u0131 %1,8\u2019i ile %1,92\u2019si aras\u0131nda iken, bu oran Florida eyaletinde %1,1\u2019e d\u00fc\u015f\u00fcyor. <\/p>\n\n\n\n<p>Dolay\u0131s\u0131yla, New York\u2019ta bir ev ve emlak i\u00e7in 100.000 dolar konut kredisi \u00e7ekmeniz durumunda, \u00f6demeniz gereken vergi miktar\u0131 1.800 ile 1.920 dolar aras\u0131nda de\u011fi\u015fiyor. Ayn\u0131 ko\u015fullarda, Florida\u2019da 1.100 dolar \u00f6demeniz gerekir.\u00a0<\/p>\n\n\n\n<p><strong>Faydalanabilece\u011finiz mortgage miktar\u0131, Amerikan vatanda\u015f\u0131 olmayanlar yani yabanc\u0131lar i\u00e7in almak istedi\u011finiz evin de\u011ferinin en fazla %75\u2019i kadar. <\/strong>Ek olarak, mortgage plan\u0131n\u0131za g\u00f6re Amerikan veya T\u00fcrk bankalar\u0131ndan birindeki mevduat hesab\u0131n\u0131zda mevcut olarak 75.000 dolar teminat olarak bulundurman\u0131z gerekiyor.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p>E\u011fer ev sat\u0131n almak i\u00e7in bankadaki paran\u0131z T\u00fcrkiye&#8217;deyse <a href=\"https:\/\/yurtdisindayiz.com\/turkiyeden-amerikaya-para-gondermek\/\" data-lasso-id=\"1176\">T\u00fcrkiye&#8217;den Amerika&#8217;ya para g\u00f6nderme<\/a> ve <a href=\"https:\/\/yurtdisindayiz.com\/yurtdisina-para-gondermek\/\" data-lasso-id=\"1177\">yurtd\u0131\u015f\u0131na para g\u00f6nderme<\/a> yaz\u0131lar\u0131m\u0131z\u0131 incelemenizi tavsiye ederiz.<\/p>\n\n\n\n<p><strong>Siz de bu bilgileri g\u00f6z \u00f6n\u00fcnde bulundurarak Amerika\u2019da ev sahibi olma planlar\u0131n\u0131za bir ad\u0131m daha yakla\u015fabilirsiniz. Di\u011fer yandan <\/strong><a href=\"https:\/\/yurtdisindayiz.com\/amerikada-kiralik-ev-siteleri-amerikada-ev-kiralama\/\" data-lasso-id=\"1178\"><strong>Amerika\u2019da ev kiralamak<\/strong><\/a><strong> hakk\u0131nda bilgi almak i\u00e7in ilgili yaz\u0131m\u0131za g\u00f6z atabilirsiniz.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABD\u2019de ev almak, uzun veya k\u0131sa vadede avantaj sunuyor. Bu nedenle hem yat\u0131r\u0131mc\u0131lar hem de Amerika\u2019da ya\u015fayanlar i\u00e7in ABD\u2019de ev &#8230; <a title=\"ABD&#8217;de Ev Almak: Amerika&#8217;dan Ev Nas\u0131l Al\u0131n\u0131r?\" class=\"read-more\" href=\"https:\/\/yurtdisindayiz.com\/abdde-ev-almak-amerikadan-ev-nasil-alinir\/\" aria-label=\"More on ABD&#8217;de Ev Almak: Amerika&#8217;dan Ev Nas\u0131l Al\u0131n\u0131r?\">Devam\u0131 \u0130\u00e7in<\/a><\/p>\n","protected":false},"author":1,"featured_media":3467,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3466","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yurtdisinda-yasamak","resize-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ABD&#039;de Ev Almak: Amerika&#039;dan Ev Nas\u0131l Al\u0131n\u0131r? | Yurtd\u0131\u015f\u0131nday\u0131z<\/title>\n<meta name=\"description\" content=\"ABD&#039;de ev almak i\u00e7in gereklilikler neler, ABD&#039;de nas\u0131l ev al\u0131n\u0131r? 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