{"id":2600,"date":"2021-03-03T16:33:08","date_gmt":"2021-03-03T16:33:08","guid":{"rendered":"https:\/\/yurtdisindayiz.com\/?p=2600"},"modified":"2024-03-26T15:38:34","modified_gmt":"2024-03-26T15:38:34","slug":"amerikada-banka-hesabi-acmak","status":"publish","type":"post","link":"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/","title":{"rendered":"Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak [2024 G\u00fcncel]"},"content":{"rendered":"\n<p>Amerika\u2019ya yerle\u015fmeyi veya k\u0131sa s\u00fcreli de olsa Amerika\u2019da bulunma plan\u0131n\u0131z varsa, bir banka hesab\u0131na ihtiya\u00e7 duyabilirsiniz.<\/p>\n\n\n\n<p>Banka hesaplar\u0131 paran\u0131z\u0131n g\u00fcvenli bir yerde durmas\u0131n\u0131 sa\u011flayaca\u011f\u0131 gibi, Amerika&#8217;dan kolayca \u00f6deme alman\u0131z\u0131 ve T\u00fcrkiye\u2019de ya\u015fayan birisine para g\u00f6ndermenize de kolayl\u0131k sa\u011flar.<\/p>\n\n\n\n<p>G\u00fczel haber \u015fu ki bir ABD vatanda\u015f\u0131 olmasan\u0131z bile <strong>Amerika&#8217;da banka hesab\u0131 a\u00e7abilirsiniz<\/strong>. Bu yaz\u0131da bunu nas\u0131l yapabilece\u011finizi, gerekli belgelerin neler oldu\u011funu ve Amerika\u2019ya gitmeden uzaktan <strong>online olarak banka hesab\u0131 a\u00e7abilece\u011finiz <a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=amerikada_banka_hesabi_acmak\">Wise<\/a> ve Revolut <\/strong>gibi alternatif yollar\u0131 inceleyece\u011fiz.&nbsp;<\/p>\n\n\n\n<center><a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&#038;utm_source=yurtdisindayiz&#038;utm_campaign=guide&#038;utm_content=amerikada_banka_hesabi_acmak\" class=\"button\">Wise Sitesine Git<\/a><\/center>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Bu i\u00e7erikte bahsedece\u011fimiz ba\u015fl\u0131klar:<\/strong><\/p>\n\n\n\n<ul>\n<li><a href=\"#amerikada-banka-hesab-nasl-aclr\">Amerika&#8217;da Banka Hesab\u0131 <strong>Nas\u0131l A\u00e7\u0131l\u0131r<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#wise\"><strong>Wise<\/strong> ile Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak<\/a><\/li>\n\n\n\n<li><a href=\"#revolut\"><strong>Revolut<\/strong> ile Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak<\/a><\/li>\n\n\n\n<li><a href=\"#amerikada-banka-hesab-acmak-cin-gerekli-belgeler\">Hesab\u0131 A\u00e7mak \u0130\u00e7in <strong>Gerekli Belgeler<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"#turkiyedeyken-amerikada-banka-hesab-acmak\">Amerika&#8217;da Uzaktan Banka Hesab\u0131 A\u00e7mak<\/a><\/li>\n\n\n\n<li><a href=\"#bankalar\">Amerika\u2019da Hangi Bankada Hesap A\u00e7\u0131labilir<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"amerikada-banka-hesab-nasl-aclr\">Amerika&#8217;da Banka Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r?<\/h2>\n\n\n\n<p>ABD vatanda\u015f\u0131 olanlar, se\u00e7tikleri bankan\u0131n kendi mevzuatlar\u0131 gere\u011fi talep etti\u011fi bilgi ve belgeleri sunarak banka hesab\u0131 a\u00e7abilirler.<\/p>\n\n\n\n<p>Amerikan vatanda\u015f\u0131 de\u011filseniz veya ge\u00e7erli bir oturumunuz yoksa da \u00fcz\u00fclmeyin \u00e7\u00fcnk\u00fc banka hesab\u0131 a\u00e7man\u0131z hala m\u00fcmk\u00fcn. Ancak bu bankadan bankaya g\u00f6re de\u011fi\u015fen bir uygulama. \u00dcstelik <strong>yabanc\u0131lar\u0131n Amerika\u2019da banka hesab\u0131 a\u00e7mas\u0131na<\/strong> olanak tan\u0131yan \u00e7ok az banka var. Ancak Wise ve Revolut gibi sa\u011flay\u0131c\u0131larla online hesap a\u00e7man\u0131z m\u00fcmk\u00fcn. <\/p>\n\n\n\n<p>Bir\u00e7ok Amerikan bankas\u0131 hesap a\u00e7mak isteyen ki\u015filerden <strong>SSN (Sosyal G\u00fcvenlik Numaras\u0131)<\/strong> ve <strong>ge\u00e7erli adreslerine ait bir hizmet faturas\u0131<\/strong> (proof of address yani adres kan\u0131t\u0131) talep eder. Amerika\u2019da oturma izniniz olmad\u0131\u011f\u0131nda bu kan\u0131tlar\u0131 sunamayaca\u011f\u0131n\u0131z i\u00e7in<strong> <a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=amerikada_banka_hesabi_acmak\">Wise<\/a><\/strong> ya da <strong>Revolut<\/strong> gibi elektronik para kurulu\u015flar\u0131n\u0131 tercih edebilirsiniz.<\/p>\n\n\n\n<center><a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&#038;utm_source=yurtdisindayiz&#038;utm_campaign=guide&#038;utm_content=amerikada_banka_hesabi_acmak\" class=\"button\">Wise Sitesine Git<\/a><\/center>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Bu rehberimizde Amerika\u2019da online banka hesab\u0131 a\u00e7mak i\u00e7in kullanabilece\u011finiz Wise ve Revolut\u2019tan bahsedece\u011fiz.&nbsp;<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"wise\">Wise ile Amerika&#8217;da Dolar Hesab\u0131 A\u00e7mak<\/h3>\n\n\n\n<p><a href=\"https:\/\/yurtdisindayiz.com\/wise-coklu-doviz-hesabi-incelemesi\/\">Wise \u00c7oklu D\u00f6viz Hesab\u0131<\/a> ile size USD, Euro, GBP ve CAD dahil olmak \u00fczere 10 para biriminde yerel banka bilgileri edinebilirsiniz. Ayr\u0131ca ba\u015fka \u00fclkelerden kolayca \u00f6deme alabilir, d\u00f6viz birikimlerinizi bu hesapta g\u00fcvenle tutabilir ve farkl\u0131 para birimleri aras\u0131nda reel d\u00f6viz kuru \u00fczerinden d\u00f6n\u00fc\u015f\u00fcm yapabilirsiniz. <a href=\"https:\/\/yurtdisindayiz.com\/wise-debit-kart-incelemesi\/\">Wise Kart<\/a> sayesinde seyahat ederken rahat\u00e7a harcama yapabilirsiniz. <\/p>\n\n\n\n<p>Wise \u00e7oklu d\u00f6viz hesab\u0131, hen\u00fcz T\u00fcrkiye&#8217;deki kullan\u0131c\u0131lar i\u00e7in mevcut de\u011fil. Ancak Amerika&#8217;da ya\u015f\u0131yorsan\u0131z, <a href=\"http:\/\/<center&gt;<a href=&quot;https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=amerikada_banka_hesabi_acmak&quot; class=&quot;button&quot;&gt;Wise Sitesine Git<\/a&gt;<\/center&gt;\">Wise hesab\u0131 a\u00e7abilir<\/a> ve hesab\u0131n\u0131zda USD, TRY, CAD gibi 10 farkl\u0131 para birimlerinde bakiye tutabilirsiniz. Amerika&#8217;ya hen\u00fcz ta\u015f\u0131nmad\u0131ysan\u0131z, ta\u015f\u0131nd\u0131ktan sonra yeni adresinizle Wise hesab\u0131 a\u00e7abilirsiniz. <\/p>\n\n\n\n<p>Wise\u2019\u0131n \u00f6nemli bir avantaj\u0131 ise <strong>i\u015flem \u00fccretlerinin \u015feffaf olmas\u0131<\/strong> ve kullan\u0131c\u0131lar\u0131n gizli \u00fccretlerle kar\u015f\u0131la\u015fmamas\u0131. <strong>Wise ile bireysel hesap a\u00e7mak ve hesapta para tutmak \u00fccretsiz<\/strong>. E\u011fer i\u015fletmeniz i\u00e7in Wise \u00e7oklu d\u00f6viz hesab\u0131 a\u00e7\u0131yorsan\u0131z tek seferlik kurulum \u00fccreti s\u00f6z konusudur.\u00a0<\/p>\n\n\n\n<center><a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&#038;utm_source=yurtdisindayiz&#038;utm_campaign=guide&#038;utm_content=amerikada_banka_hesabi_acmak\" class=\"button\">Wise Sitesine Git<\/a><\/center>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Wise\u2019\u0131n avantajlar\u0131<\/strong><\/th><th><strong>Wise\u2019\u0131n dezavantajlar\u0131<\/strong><\/th><\/tr><\/thead><tbody><tr><td>\u2705 Para de\u011fi\u015fimlerinde her zaman g\u00fcncel reel d\u00f6viz kurunu kullan\u0131r.<br>\u2705 Amerika ve Avrupa gibi Wise kart\u0131n sipari\u015f verilebildi\u011fi \u00fclkelerden edindi\u011finiz Wise kart\u0131 T\u00fcrkiye\u2019deki al\u0131\u015fveri\u015flerinizde de kullanabilirsiniz.<br>\u2705 Wise hesab\u0131 a\u00e7arken herhangi bir \u00fccret veya \u00fcyelik gerekmez.<br>\u2705 \u00c7oklu d\u00f6viz hesab\u0131n ge\u00e7erli oldu\u011fu \u00fclkelerde 10 ayr\u0131 para biriminde hesap bilgilerine ve ibana sahip olabilirsiniz.<br>\u2705 G\u00fcvenli, h\u0131zl\u0131 ve d\u00fc\u015f\u00fck \u00fccretlerle uluslararas\u0131 para transferi imkan\u0131 sunuyor.<\/td><td>\u274c \u015eu anda T\u00fcrkiye\u2019den \u00e7oklu hesap a\u00e7\u0131lam\u0131yor ve Wise kart edinilemiyor<br>\u274c Kredi kart\u0131 veya kredi verme hizmetleri yok.<br>\u274c ATM\u2019den para \u00e7ekerken \u00fccretsiz nakit para \u00e7ekme limitleri mevcut.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Wise ile Amerika&#8217;da Banka Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r?<\/h4>\n\n\n\n<p>A\u015fa\u011f\u0131daki a\u015famalar\u0131 takip ederek h\u0131zl\u0131 ve kolay \u015fekilde Wise hesab\u0131 a\u00e7abilirsiniz:<\/p>\n\n\n\n<ol start=\"1\">\n<li>Wise\u2019\u0131n <a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=amerikada_banka_hesabi_acmak\">internet sitesini<\/a> ziyaret edin<\/li>\n\n\n\n<li><em>Kay\u0131t Ol<\/em> butonuna t\u0131klay\u0131n&nbsp;<\/li>\n\n\n\n<li>\u0130stenen bilgileri girin ve gerekli belgeleri y\u00fckleyin<\/li>\n\n\n\n<li>Hesab\u0131n\u0131z birka\u00e7 g\u00fcn i\u00e7erisinde do\u011frulanacak<\/li>\n\n\n\n<li>Hesab\u0131n\u0131z onayland\u0131ktan sonra kullanmaya ba\u015flayabilirsiniz. <\/li>\n<\/ol>\n\n\n\n<p><strong>\u015eimdi bu ad\u0131mlar\u0131 detayl\u0131 inceleyelim: <\/strong><\/p>\n\n\n\n<p>Wise\u2019\u0131n <a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=amerikada_banka_hesabi_acmak\">linke t\u0131klayarak<\/a> \u00fcye olduktan sonra panelinizde <strong>yeni bir bakiye a\u00e7<\/strong> diyerek para birimi olarak <strong>ABD Dolar\u0131<\/strong> se\u00e7meniz gerekiyor.<\/p>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/WaBZEEKvID5rdxiTZ3wXwzXscb9YSWkSjulHN76Ycm5FkiorJxktbLF-6C53583bNzY3iXW57CMWN-0Bl27baKTX3mIhwmpwherkhJdyRx1-jDioDv2uvkUl0d2qSm3k2oIQKXxRIVQXAF7GGi4W3Lw\" width=\"602\" height=\"292\"><\/p>\n\n\n\n<p>Sonras\u0131nda e\u011fer Wise ile ilk hesab\u0131n\u0131z\u0131 a\u00e7\u0131yorsan\u0131z ve daha \u00f6nce Wise ile ba\u015fka bir bakiyede hesap olu\u015fturmad\u0131ysan\u0131z 20 dolar civar\u0131nda bir bakiye y\u00fcklemeniz gerekebilir. Bu bakiye, yaln\u0131zca hesab\u0131n\u0131z\u0131 aktifle\u015ftirmek i\u00e7in kullan\u0131l\u0131r. Hesab\u0131n\u0131za ekledi\u011finiz bakiyeyi isterseniz kullanabilir veya hesab\u0131n\u0131z\u0131 a\u00e7t\u0131ktan sonra T\u00fcrkiye\u2019deki banka hesab\u0131n\u0131za geri g\u00f6nderebilirsiniz.<\/p>\n\n\n\n<p>Ard\u0131ndan Amerika banka hesap bilgileriniz olu\u015fturulacak. Size bir <strong>hesap numaras\u0131 ve routing number (y\u00f6nlendirme numaras\u0131) <\/strong>verilecek. Hesab\u0131n\u0131za \u00f6deme alabilir, ba\u015fkalar\u0131na \u00f6deme yapabilir veya Wise kart edinerek harcama yapabilirsiniz. <\/p>\n\n\n\n<center><a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&#038;utm_source=yurtdisindayiz&#038;utm_campaign=guide&#038;utm_content=amerikada_banka_hesabi_acmak\" class=\"button\">Wise Sitesine Git<\/a><\/center>\n\n\n\n<p><\/p>\n\n\n\n<p>ABD haricinde Avrupa ve \u0130ngiltere\u2019de <a href=\"https:\/\/yurtdisindayiz.com\/turkiyede-euro-hesabi-acmak\/\">Euro hesab\u0131<\/a>, Pound hesab\u0131 ya da farkl\u0131 para birimlerinde de hesap olu\u015fturmak m\u00fcmk\u00fcn. <a href=\"https:\/\/yurtdisindayiz.com\/yurtdisinda-online-banka-hesabi-acmak\/\">Yurtd\u0131\u015f\u0131nda banka hesab\u0131 a\u00e7mak<\/a> yaz\u0131m\u0131zda da bu konudan daha detayl\u0131 bir \u015fekilde bahsetmi\u015ftik. <strong>\u00dccretler hakk\u0131nda daha fazla bilgi i\u00e7in<\/strong>: <a href=\"https:\/\/yurtdisindayiz.com\/wise-ucretleri\/\"><strong>Wise \u00dccretleri<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"revolut\">Revolut ile Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak<\/h3>\n\n\n\n<p>Revolut, d\u00fc\u015f\u00fck masraflarla uluslararas\u0131 para transferi yapmaya ve farkl\u0131 para birimlerini tek bir mobil uygulamadan eri\u015febilmemizi sa\u011flayan Birle\u015fik Krall\u0131k temelli bir finansal kurulu\u015f. Revolut hesab\u0131nda 25&#8217;den fazla biriminde para tutabilir, Revolut kart ile 150&#8217;den fazla \u00fclkede harcama yapabilirsiniz.<\/p>\n\n\n\n<p>Hen\u00fcz T\u00fcrkiye\u2019den Revolut hesab\u0131 a\u00e7\u0131lam\u0131yor. Fakat Revolut\u2019un aktif olarak faaliyette oldu\u011fu yukar\u0131daki \u00fclkelerden birinde ikamet ediyorsan\u0131z, Revolut hesab\u0131 a\u00e7abilir, T\u00fcrkiye ile yapacak oldu\u011funuz \u00f6deme, para transferi, al\u0131\u015fveri\u015f gibi i\u015flemlerinizde Revolut\u2019u kullanabilirsiniz. <\/p>\n\n\n\n<p>Revolut \u015fu anda Amerika Birle\u015fik Devletleri, Birle\u015fik Krall\u0131k, Avrupa Ekonomik Toplulu\u011fu (AET) \u00fclkeleri, Avusturalya, Yeni Zelanda, Singapur, Japonya, Brezilya ve \u0130svi\u00e7re\u2019de faaliyet g\u00f6steriyor.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong>Revolut\u2019un avantajlar\u0131<\/strong><\/th><th><strong>Revolut\u2019un dezavantajlar\u0131<\/strong><\/th><\/tr><\/thead><tbody><tr><td>\u2705 D\u00fc\u015f\u00fck masraflarla uluslaras\u0131 para transferi sa\u011flamas\u0131.<br>\u2705 Farkl\u0131 para birimlerini ayn\u0131 uygulamada muhafaza edebilme hizmeti.<br>\u2705 36 para birimi ve pop\u00fcler kripto para birimlerini desteklemesi.<br>\u2705 Revolut kart ile online veya fiziksel al\u0131\u015fveri\u015f yapabilme imkan\u0131.<br>\u2705 Abonelik \u00fccreti olmayan standard plan\u0131 da sunuyor olmas\u0131.<\/td><td>\u274c Hafta sonlar\u0131nda daha y\u00fcksek d\u00f6viz kuru kullanabiliyor.<br>\u274c Kimi yabanc\u0131 para birimlerinde ek i\u015flem \u00fccreti bulunabiliyor.<br>\u274c Uluslararas\u0131 para transferlerinde \u015feffaf olmayan \u00fccretlendirmeler olabiliyor.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Amerika Birle\u015fik Devletleri\u2019nde veya yukar\u0131daki \u00fclkelerden birinde oturuyor veya oturma izniniz, vatanda\u015fl\u0131\u011f\u0131n\u0131z varsa, bir Revolut hesab\u0131 a\u00e7abilir, hatta kart sipari\u015fi verebilirsiniz. Revolut\u2019un sundu\u011fu 5 farkl\u0131 hesap plan\u0131 bulunuyor. Planlar\u0131n ayl\u0131k \u00fccretleri ve sundu\u011fu \u00f6zelliklerin limitleri de\u011fi\u015fkenlik g\u00f6steriyor. (Standart plan\u0131n ayl\u0131k \u00fccreti 0$)<\/p>\n\n\n\n<p>\u00d6te yandan Revolut \u015fu anda <strong>T\u00fcrkiye&#8217;ye hizmet vermiyor<\/strong>. Fakat uygulaman\u0131n hizmet verdi\u011fi \u00fclkelerde ya\u015f\u0131yorsan\u0131z Revolut&#8217;ta hesap a\u00e7abilir ve Revolut Kart\u2019\u0131 kullanabilirsiniz.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Revolut ile Amerika\u2019da Online Banka Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r?<\/h4>\n\n\n\n<p>Revolut ile Amerika\u2019da online banka hesab\u0131 a\u00e7mak olduk\u00e7a h\u0131zl\u0131 ve kolay bir i\u015flem. A\u015fa\u011f\u0131daki ad\u0131mlar\u0131 takip ederek bir Revolut hesab\u0131na sahip olabilir ve sonras\u0131nda bir Revolut kart sipari\u015fi de verebilirsiniz.<\/p>\n\n\n\n<ol>\n<li>Revolut web sitesini veya Revolut uygulamas\u0131n\u0131 a\u00e7\u0131n ve telefon numaran\u0131z\u0131 a\u015fa\u011f\u0131da g\u00f6sterildi\u011fi \u015fekilde alan kodu ile birlikte girin.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/5eKMRwRynOz2TN5EQ_N9UnP5hlja0uL89Or0X14zLa4ZGA0xj47MNWHqvBIlCRdPszJk7wis1Z_4KO6W80rHcTLHs8RZfJMeT_t55LhHwNq4J1cSiIXqvysXqo-yl3WyZvRXTIip8Qcu8_KX08Xbyyg\" alt=\"\"\/><\/figure>\n\n\n\n<ol start=\"2\">\n<li>Revolut\u2019un size g\u00f6nderecek oldu\u011fu d\u00f6rt haneli onay kodunu girin. Bu onay kodu g\u00fcvenlik sebebi ile her yeni kullan\u0131c\u0131ya g\u00f6nderiliyor. Bu kodu SMS olarak, sesli olarak veya WhatsApp\u2019tan alabilirsiniz.<\/li>\n\n\n\n<li>Bu a\u015famadan sonra tam ad\u0131n\u0131z, do\u011fum tarihiniz, adresiniz ve e-posta adresiniz gibi ki\u015fisel bilgilerinizi girerek hesab\u0131n\u0131z\u0131 olu\u015fturun.<\/li>\n\n\n\n<li>Ba\u015fka bir bankadan Revolut hesab\u0131n\u0131za sembolik bir para transferi ger\u00e7ekle\u015ftirin.<\/li>\n\n\n\n<li>Bir sonraki ad\u0131mda kimli\u011finizi onaylaman\u0131z gerekiyor. Bu a\u015famada uygulama i\u00e7erisindeki \u2018Profil\u2019 ve \u2018Ki\u015fisel Detaylar\u2019 k\u0131sm\u0131ndan \u2018Kimli\u011fimi Do\u011frula\u2019 k\u0131sm\u0131na ula\u015f\u0131n. Ge\u00e7erli bir kimlik kart\u0131n\u0131z veya pasaportunuz ile beraber y\u00fcz\u00fcn\u00fcz\u00fcn tam g\u00f6r\u00fcnece\u011fi bir foto\u011fraf \u00e7ekin ve y\u00fckleyin.<\/li>\n\n\n\n<li>Kullanmak istedi\u011finiz plan\u0131 se\u00e7in ve hesab\u0131n\u0131z\u0131 kullanmaya ba\u015flay\u0131n.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/sWDPJKXU9WSonyND0j1WZEvZfidUeq1RC4Vlf6T45fVwCC6xQInP3kZ3lttPmFSSYSuaDRzc2hHDm4tNI10MR7Ak46WgR_s1AIjowROT_zQaCzVr3AjI_EjId7dMkpKM6woYyo7q1lDLsNHVV6OYwgU\" alt=\"\"\/><\/figure>\n\n\n\n<p>Revolut kullanarak yukar\u0131daki planlardan diledi\u011finizi se\u00e7ebilir, abonelik \u00fccreti olmadan Standard hesab\u0131 kullanabilir veya ayl\u0131k abonelik \u00fccreti olan di\u011fer se\u00e7enekleri se\u00e7ebilirsiniz. Yukar\u0131da da bahsetti\u011fimiz \u00fczere Revolut \u015fu anda T\u00fcrkiye\u2019ye hizmet vermiyor. Fakat e\u011fer Amerika\u2019da&nbsp; ya\u015f\u0131yorsan\u0131z Revolut\u2019ta hesap a\u00e7abilir ve Revolut Kart\u2019\u0131 diledi\u011finiz yerde kullanabilirsiniz.<\/p>\n\n\n\n<center><a href=\"https:\/\/yurtdisindayiz.com\/revolut-nedir-nasil-kullanilir\/\" class=\"button\">Revolut Nedir? Nas\u0131l Kullan\u0131l\u0131r?<\/a><\/center>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"amerikada-banka-hesab-acmak-cin-gerekli-belgeler\">Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak \u0130\u00e7in Gerekli Belgeler<\/h2>\n\n\n\n<p>ABD\u2019de banka hesab\u0131 a\u00e7mak i\u00e7in Amerikan vatanda\u015f\u0131 olman\u0131z gerekmiyor. \u00d6\u011frenciyseniz, Work and Travel ile gidiyorsan\u0131z ya da Amerika\u2019ya ta\u015f\u0131nman\u0131z gerekiyorsa bir banka hesab\u0131 a\u00e7abilirsiniz.&nbsp;<\/p>\n\n\n\n<p>ABD Vatanseverlik Yasas\u0131 kapsam\u0131nda bankalar, m\u00fc\u015fterilerinin kimliklerini ibraz etmek zorunlu. Kimlik olarak <em><strong>s\u00fcr\u00fcc\u00fc belgesi<\/strong><\/em>,<strong> pasaport<\/strong><em> ve<\/em>ya <em><strong>eyalet ya da ordu taraf\u0131ndan verilen kimlikler<\/strong><\/em> bankalar taraf\u0131ndan kabul edilir. En \u00f6nemli gereklilik ise s\u00f6z konusu kimli\u011fin bir Amerika Birle\u015fik Devletleri resmi kurumu taraf\u0131ndan verilmi\u015f ve foto\u011frafl\u0131 olmas\u0131.\u00a0<\/p>\n\n\n\n<p>E\u011fer SSN\u2019iniz (Sosyal G\u00fcvenlik Numaras\u0131) ve ABD kimli\u011finiz yoksa baz\u0131 bankalar <strong>pasaportunuz<\/strong> ve ABD\u2019den ald\u0131\u011f\u0131n\u0131z <strong>ITIN<\/strong> (Bireysel Vergi M\u00fckellefi Kimlik Numaras\u0131) ile hesap a\u00e7man\u0131za olanak tan\u0131r.&nbsp;Bu belge sadece ABD vatanda\u015f\u0131 olmayan ve Sosyal G\u00fcvenlik Numaras\u0131 olmayan ki\u015filere verildi\u011fi i\u00e7in yabanc\u0131lar\u0131n ve ABD\u2019de belgesiz ya\u015fayan g\u00f6\u00e7menlerin Amerikan bankalar\u0131nda hesap a\u00e7mas\u0131 m\u00fcmk\u00fcn.<\/p>\n\n\n\n<p><strong>\u00d6zetlemek gerekirse Amerika\u2019daki bankalar\u0131n bir\u00e7o\u011fu hesap a\u00e7\u0131l\u0131\u015f\u0131 i\u00e7in sizden a\u015fa\u011f\u0131daki belgeleri talep eder:<\/strong><\/p>\n\n\n\n<ol start=\"1\">\n<li><strong>SSN<\/strong> (Sosyal G\u00fcvenlik Numaras\u0131) ya da baz\u0131 bankalar i\u00e7in <strong>ITIN<\/strong> (Bireysel Vergi M\u00fckellefi Kimlik Numaras\u0131)<\/li>\n\n\n\n<li><strong>Foto\u011frafl\u0131 bir kimlik belgesi:<\/strong> (yabanc\u0131lar i\u00e7in pasaport, kimlik yerine ge\u00e7mektedir) ABD devlet kurumlar\u0131 taraf\u0131ndan verilmi\u015f foto\u011frafl\u0131 bir kimlik ya da sadece baz\u0131 bankalarda ge\u00e7erli olmak \u00fczere farkl\u0131 \u00fclkeye ait bir pasaport. Ancak baz\u0131 durumlarda banka, \u00f6\u011frenci belgesi ya da ehliyet gibi ba\u015fka ek belgeler de isteyebilir<\/li>\n\n\n\n<li><strong>Adres bilgisi (proof of address):<\/strong> Banka sizden belli bir s\u00fcre ya\u015fayacak olsan\u0131z da bir ikametg\u00e2h adresi ister (Elektrik, su ya da do\u011falgaz faturas\u0131, ev sahibi, \u00fcniversite ya da i\u015fverenden al\u0131nacak bir belge gibi). Baz\u0131 bankalar ge\u00e7erli adresinizi kan\u0131tlayan g\u00fcncel bir fatura talep etmekte \u0131srarc\u0131 olabilir.&nbsp;<\/li>\n\n\n\n<li><strong>Depozito:<\/strong> Ba\u015fvurunuzun onaylanmas\u0131 durumunda her banka 25 dolar ile 100 dolar aras\u0131nda de\u011fi\u015febilen depozito tahsil edebilir. Bankadan bankaya de\u011fi\u015fiklik g\u00f6stermekle birlikte hesap a\u00e7\u0131l\u0131\u015f\u0131nda yat\u0131r\u0131lmas\u0131 istenebilir.\u00a0<\/li>\n<\/ol>\n\n\n\n<p>Genellikle bir Amerikan bankas\u0131na<strong> pasaport ve vize <\/strong>belgenizle giderseniz size hesap a\u00e7ma konusunda yard\u0131mc\u0131 olabilrler. Amerika\u2019da hesap a\u00e7man\u0131z genellikle yar\u0131m saat i\u00e7inde tamamlan\u0131r ve debit kart\u0131n\u0131z\u0131 hemen alarak kullanmaya ba\u015flayabilirsiniz.<\/p>\n\n\n\n<center><a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&#038;utm_source=yurtdisindayiz&#038;utm_campaign=guide&#038;utm_content=amerikada_banka_hesabi_acmak\" class=\"button\">Wise Sitesine Git<\/a><\/center>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"amerikada-banka-secerken-neye-gre-karar-vermelisiniz\">Amerika&#8217;da Banka Se\u00e7erken Neye G\u00f6re Karar Vermelisiniz?<\/h2>\n\n\n\n<p>Amerika\u2019da hesap a\u00e7aca\u011f\u0131n\u0131z bankay\u0131 se\u00e7erken \u00f6ncelikle ihtiyac\u0131n\u0131z olan bankac\u0131l\u0131k hizmetlerine karar vermeniz ve bu hizmetleri en uygun maliyetle nas\u0131l alabilece\u011finizi ara\u015ft\u0131rman\u0131z gerekebilir.<\/p>\n\n\n\n<p>Hesap a\u00e7aca\u011f\u0131n\u0131z bankay\u0131 se\u00e7erken a\u015fa\u011f\u0131dakileri g\u00f6z \u00f6n\u00fcnde bulundurabilirsiniz:<\/p>\n\n\n\n<ul>\n<li><strong>\u0130\u015flem \u00fccretleri:<\/strong> Baz\u0131 bankalar basit para transferlerinde bile y\u00fcksek i\u015flem \u00fccreti tahsil edebilir.<\/li>\n\n\n\n<li><strong>Kullan\u0131m \u00fccretleri: <\/strong>Kimi bankalar ayl\u0131k 25 dolara varan kullan\u0131m \u00fccretleri uygulayabilir.<\/li>\n\n\n\n<li><strong>ATM say\u0131s\u0131:<\/strong> Bankan\u0131n ABD genelinde geni\u015f bir ATM a\u011f\u0131na sahip olmas\u0131 kullan\u0131c\u0131lar\u0131n daha kolay nakit \u00e7ekebilecekleri anlam\u0131na gelir.<\/li>\n\n\n\n<li><strong>\u00c7evrim i\u00e7i hizmetler:<\/strong> Online bankac\u0131l\u0131k anlay\u0131\u015f\u0131 geli\u015fmi\u015f bankalar kullan\u0131c\u0131lar\u0131n\u0131n i\u015flemlerini daha h\u0131zl\u0131 ve kolay \u015fekilde ger\u00e7ekle\u015ftirmesine imkan tan\u0131r.<\/li>\n\n\n\n<li><strong>M\u00fc\u015fteri hizmetleri: <\/strong>Daha iyi m\u00fc\u015fteri hizmetlerine sahip bankalar olas\u0131 g\u00fcvenlik risklerine daha h\u0131zl\u0131 m\u00fcdahale edebilir ve sorunlar\u0131n\u0131 daha h\u0131zl\u0131 \u00e7\u00f6zebilir.&nbsp;<\/li>\n\n\n\n<li><strong>Gizli \u00fccretler: <\/strong>Baz\u0131 bankalar daha d\u00fc\u015f\u00fck \u00fccretlerle hizmet verdi\u011fini iddia etti\u011fi halde gizli \u00fccretler uygulayabilir. Bu nedenle bankalar hakk\u0131nda yaz\u0131lm\u0131\u015f m\u00fc\u015fteri yorumlar\u0131n\u0131 ve inceleme yaz\u0131lar\u0131n\u0131 okumak gerekebilir.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"bankalar\"><strong>Amerika\u2019da Hangi Bankada Hesap A\u00e7\u0131labilir?<\/strong><\/h2>\n\n\n\n<p>Amerika\u2019da bir\u00e7ok banka bulunuyor. Bu y\u00fczden de hangi bankada hesap a\u00e7mak istedi\u011finize karar vermeden \u00f6nce bankalar\u0131n size sundu\u011fu f\u0131rsatlara g\u00f6z atabilirsiniz.<\/p>\n\n\n\n<ul>\n<li><strong>HSBC<\/strong> ya da <strong>Citibank<\/strong> gibi T\u00fcrkiye\u2019de de \u015fubesi olan ve faaliyet g\u00f6steren bankalar tercih sebebi olabilir.<\/li>\n\n\n\n<li>E\u011fer Amerikan bankalar\u0131n\u0131 tercih etmek isterseniz <strong>Bank of Amerika, Chase Bank, TD Bank ve Wells Fargo<\/strong> gibi b\u00fcy\u00fck bankalar\u0131 tercih edebilirsiniz.<\/li>\n<\/ul>\n\n\n\n<p>Bu bankalar\u0131n faaliyet alanlar\u0131 b\u00fct\u00fcn \u00fclkede ge\u00e7erli oldu\u011fu i\u00e7in Amerika\u2019da nereye giderseniz gidin \u00e7ok rahat hizmet alabilirsiniz. Ayr\u0131ca Amerika\u2019n\u0131n her yerinde bulunan ATM\u2019lerinden de kolay bir \u015fekilde i\u015flem yapabilirsiniz.<\/p>\n\n\n\n<p>Amerika\u2019da b\u00fcy\u00fck bankalar\u0131n yan\u0131 s\u0131ra <strong>yerel bankalar<\/strong> da bulunuyor. Ancak ge\u00e7ici bir s\u00fcre Amerika\u2019da kalmay\u0131 d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z ya da Amerikan vatanda\u015fl\u0131\u011f\u0131n\u0131z yoksa yerel bankalar pek size g\u00f6re olmayabilir. Bu t\u00fcr bankalar genellikle eyalet merkezli \u00e7al\u0131\u015ft\u0131\u011f\u0131ndan, yap\u0131lan i\u015flemlerde yabanc\u0131lara yard\u0131mc\u0131 olamayabiliyorlar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"amerikada-tercih-edilebilecek-bankalar\">Amerika&#8217;da Hesap A\u00e7abilece\u011finiz Bankalar<\/h3>\n\n\n\n<p>SSN numaras\u0131 olmayan ve ABD\u2019de banka hesab\u0131 a\u00e7mak isteyen g\u00f6\u00e7menlere ve yabanc\u0131lara hizmet veren baz\u0131 bankalar:<\/p>\n\n\n\n<ul>\n<li>Bank of America<\/li>\n\n\n\n<li>Citibank<\/li>\n\n\n\n<li>Marcus by Goldman Sachs<\/li>\n\n\n\n<li>Chase<\/li>\n\n\n\n<li>Self-Help Federal Credit Union<\/li>\n\n\n\n<li>Latino Credit Union<\/li>\n\n\n\n<li>TD Bank<\/li>\n<\/ul>\n\n\n\n<p>Amerika\u2019da banka hesab\u0131 a\u00e7abilece\u011finiz elektronik finans \u015firketlerinden baz\u0131lar\u0131:<\/p>\n\n\n\n<ul>\n<li>Wise<\/li>\n\n\n\n<li>Revolut<\/li>\n\n\n\n<li>Chime<\/li>\n<\/ul>\n\n\n\n<p><strong>Citibank hesab\u0131 a\u00e7mak:<\/strong> Citibank ile Amerika\u2019da SSN numaras\u0131 olmadan hesap a\u00e7mak i\u00e7in \u00e7evrimi\u00e7i hizmetlerinden faydalanabilir, en yak\u0131ndaki \u015fubeye gidebilir veya m\u00fc\u015fteri hizmetlerini arayarak hesap a\u00e7abilirsiniz.<\/p>\n\n\n\n<p><strong>Bank of America hesab\u0131 a\u00e7mak:<\/strong> Bank of America ile SSN numaras\u0131 olmadan \u00e7evrimi\u00e7i hesap a\u00e7man\u0131z i\u00e7in yapman\u0131z gerekenler \u015f\u00f6yle: a\u00e7acak oldu\u011funuz hesap t\u00fcr\u00fcn\u00fc se\u00e7mek, bir kimlik sunmak ve hesab\u0131n\u0131za ilk para transferini yapmak. Ge\u00e7erli bir kimlik ve y\u00fcz\u00fcn\u00fcz\u00fcn net bir \u015fekilde g\u00f6r\u00fcld\u00fc\u011f\u00fc bir foto\u011fraf\u0131n\u0131z da onay i\u015flemleri i\u00e7in istenebilir.<\/p>\n\n\n\n<p><strong>TD Bank hesab\u0131 a\u00e7mak:<\/strong> TD Bank ile hesap a\u00e7mak i\u00e7in sizden ileti\u015fim bilgileriniz, ehliyet, pasaport veya kimlik kart\u0131 gibi ge\u00e7erli bir kimlik, do\u011fum tarihiniz ve sosyal g\u00fcvenlik numaran\u0131z ve ev adresiniz istenir. Ayr\u0131ca hesab\u0131n\u0131z\u0131n aktif olmas\u0131 i\u00e7in hesab\u0131n\u0131za ilk para transferini ger\u00e7ekle\u015ftirmeniz gerekir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"amerikada-hesap-acma-ve-lem-ucretleri\">Amerika&#8217;da Hesap A\u00e7ma ve \u0130\u015flem \u00dccretleri<\/h2>\n\n\n\n<p>Hesap a\u00e7ma \u00fccretleri bankadan bankaya farkl\u0131l\u0131k g\u00f6sterir. Genellikle b\u00fct\u00fcn bankalar bak\u0131m \u00fccreti talep edebilir (bu \u00fccret 5$ ile 30$ aras\u0131nda de\u011fi\u015fir).\u00a0<\/p>\n\n\n\n<p>Baz\u0131 bankalar y\u00fcksek oranda uluslararas\u0131 transfer \u00fccretleri talep edebilir. Bu durum bankac\u0131l\u0131k hizmetlerini kullan\u0131rken uzun vadede daha fazla \u00fccretler \u00f6demenize neden olur. Bu nedenle bankalar\u0131n b\u00fct\u00fcn \u00fccret kalemlerini inceleyerek karar verebilirsiniz.<\/p>\n\n\n\n<p><strong>Wise \u00c7oklu D\u00f6viz Hesab\u0131<\/strong> a\u00e7mak bireysel hesaplar i\u00e7in \u00fccretsizdir. \u0130\u015fletme hesaplar\u0131 i\u00e7in ise tek seferlik \u00fccret bulunur.\u00a0\u00dcstelik hesaplarda bakiye tutmak \u00fccretsizdir.<\/p>\n\n\n\n<p>Revolut taraf\u0131ndan sunulan \u00e7oklu d\u00f6viz hesab\u0131nda \u00fcyelik \u00fccreti bulunmuyor. Revolut, Standart paketi ayl\u0131k \u00fccret talep etmezken, i\u00e7eri\u011fi de\u011fi\u015fen ve ayl\u0131k abonelik \u00fccretleri bulunan farkl\u0131 paketler de sunuyor.\u00a0<\/p>\n\n\n\n<center><a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&#038;utm_source=yurtdisindayiz&#038;utm_campaign=guide&#038;utm_content=amerikada_banka_hesabi_acmak\" class=\"button\">Wise Sitesine Git<\/a><\/center>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"turkiyedeyken-amerikada-banka-hesab-acmak\">Amerika&#8217;da Online Banka Hesab\u0131 A\u00e7mak<\/h2>\n\n\n\n<p>ABD vatanda\u015f\u0131 olmayan ki\u015filer bir ITIN numaras\u0131na sahip olsalar bile Amerika\u2019daki geleneksel bankalarda online olarak banka hesab\u0131 a\u00e7amayabilirler. Bu nedenle, gerekli belgelerle birlikte Amerika\u2019daki bir bankan\u0131n <strong>fiziksel olarak ziyaret edilmesi gerekir<\/strong>.<\/p>\n\n\n\n<p>Fakat <strong>Wise<\/strong> ve <strong>Revolut<\/strong> gibi online sa\u011flay\u0131c\u0131lar ile \u00e7oklu d\u00f6viz hesab\u0131 a\u00e7abilir, USD bakiyesinde para tutabilir ve Amerika&#8217;dan \u00f6deme alabilirsiniz. Herhangi bir ITIN ya da SSN numaras\u0131na ihtiya\u00e7 duymadan kullan\u0131labilen bu online para kurulu\u015flar\u0131, t\u0131pk\u0131 ABD\u2019de bir banka hesab\u0131n\u0131z varm\u0131\u015f gibi finansal hizmetlere eri\u015fmenizi sa\u011flar. <\/p>\n\n\n\n<ul>\n<li><strong>Wise:<\/strong>\u00a0 Amerika\u2019da herhangi bir adrese gitmek zorunda olmadan, tamamen internet \u00fczerinden i\u015fletme hesab\u0131 ve ki\u015fisel hesap a\u00e7\u0131labilir ve Amerikan dolar\u0131 cinsinden hesap bilgileri edinebilirsiniz. Hesap a\u00e7mak ve hesapta para tutman\u0131z i\u00e7in sizden bir \u00fccret talep edilmez. Ayl\u0131k veya y\u0131ll\u0131k kullan\u0131m \u00fccretleri de bulunmaz. Ayr\u0131ca uluslararas\u0131 para transferlerini ve d\u00f6viz d\u00f6n\u00fc\u015f\u00fcmlerini uygun maliyetle yapman\u0131z\u0131 sa\u011flar. <strong>Wise, T\u00fcrkiye\u2019de uluslararas\u0131 para transferi hizmeti veriyor ancak Wise Hesab\u0131 a\u00e7mak hen\u00fcz T\u00fcrkiye\u2019de m\u00fcmk\u00fcn de\u011fil. <\/strong>Fakat Amerika\u2019dan internet \u00fczerinden bir Wise hesab\u0131 a\u00e7man\u0131z dakikalar i\u00e7inde m\u00fcmk\u00fcn.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li><strong>Revolut: <\/strong>Tamamen \u00e7evrimi\u00e7i hizmet veren elektronik para kurulu\u015flar\u0131ndan biri olan Revolut ile Amerika\u2019da online banka hesap bilgileri a\u00e7mak m\u00fcmk\u00fcn. Revolut uygulamas\u0131nda telefon numaran\u0131z\u0131 girip, gerekli ad\u0131mlar\u0131 tamamlad\u0131ktan sonra dakikalar i\u00e7inde bir Revolut hesab\u0131na sahip olabilirsiniz. Amerika\u2019da ihtiyac\u0131n\u0131z olacak hesap bilgilerine de bu \u015fekilde sahip olma f\u0131rsat\u0131 yakalars\u0131n\u0131z. Revolut\u2019un sundu\u011fu ayl\u0131k \u00fccreti olmayan Standard plan\u0131 veya di\u011fer ayl\u0131k abonelik \u00fccretleri olan planlar\u0131ndan birini se\u00e7erek kullanabilirsiniz. <strong>Revolut ile T\u00fcrkiye\u2019den hesap a\u00e7mak hen\u00fcz m\u00fcmk\u00fcn de\u011fil. <\/strong>Ama Amerika\u2019da online banka hesab\u0131 a\u00e7mak i\u00e7in kullanabilirsiniz.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"turkiyedeyken-amerikada-online-banka-hesab-acmak\">T\u00fcrkiye&#8217;deyken Amerika&#8217;da Uzaktan Banka Hesab\u0131 A\u00e7mak<\/h2>\n\n\n\n<p>G\u00fcn\u00fcm\u00fczde art\u0131k bir banka \u015fubesine gitmeden <a href=\"https:\/\/yurtdisindayiz.com\/yurtdisinda-online-banka-hesabi-acmak\/\">online banka hesab\u0131 a\u00e7mak<\/a> m\u00fcmk\u00fcn. \u0130ster bireysel isterseniz de \u015firketinizin i\u00e7in bir banka hesab\u0131 a\u00e7mak isteyin bunu Amerika\u2019ya gitmeden de halledebilirsiniz.&nbsp;<\/p>\n\n\n\n<p>Amerika\u2019da banka hesab\u0131 a\u00e7man\u0131n \u00f6zellikle de bir \u015firket kuruyorsan\u0131z \u00e7ok fazla avantaj\u0131 bulunuyor. <strong>Peki, Amerika\u2019ya gitmeden uzaktan banka hesab\u0131 a\u00e7\u0131labilir mi?<\/strong> K\u0131saca evet, hesap a\u00e7man\u0131z m\u00fcmk\u00fcn olabilir. <\/p>\n\n\n\n<p>Art\u0131k bir\u00e7ok \u015firket, dijital bankac\u0131l\u0131k \u015feklinde m\u00fc\u015fterilerine hizmet verir. Bu \u015firketlerin hesaplar\u0131 ile ile para transferi yapabilir, hesab\u0131n\u0131zda para tutabilir, d\u00f6viz de\u011fi\u015fimi yapabilir hatta faturalar\u0131n\u0131z\u0131 \u00f6deyebilirsiniz.<\/p>\n\n\n\n<p>Kullan\u0131c\u0131lar\u0131na yabanc\u0131 para biriminde \u00f6deme alabilmeleri i\u00e7in hesap bilgisi sa\u011flayan elektronik para kurulu\u015flar\u0131n\u0131n, herhangi bir fiziksel \u015fubesi yok. Dolay\u0131s\u0131yla herhangi bir banka \u015fubesini ziyaret etmeniz ve fiziksel evraklarla u\u011fra\u015fman\u0131z gerekmiyor.&nbsp;<\/p>\n\n\n\n<p>Ayr\u0131ca online para kurulu\u015flar\u0131nda bireysel hesaplar\u0131n yan\u0131 s\u0131ra <a href=\"https:\/\/yurtdisindayiz.com\/isletme-banka-hesabi-nasil-acilir\/\"><strong>i\u015fletme hesab\u0131<\/strong><\/a> a\u00e7mak da m\u00fcmk\u00fcn. Yani yabanc\u0131 para birimleriyle i\u015flem yapan \u015firketlerde de kendilerine uygun bankac\u0131l\u0131k hizmetlerini online finans kurulu\u015flar\u0131ndan alabilir.<\/p>\n\n\n\n<p>*<em>T\u00fcrkiye&#8217;de Wise ve Revolut hesab\u0131 a\u00e7mak hen\u00fcz m\u00fcmk\u00fcn de\u011fil (\u015eubat 2024).<\/em> <\/p>\n\n\n\n<p><strong>Wise ile \u015fu anda hesap a\u00e7\u0131labilen \u00fclkeler \u015f\u00f6yle: <\/strong>Amerika Birle\u015fik Devletleri (Nevada eyaleti hari\u00e7), Kanada, Birle\u015fik Krall\u0131k, Avrupa, Tayvan, Tayland, Saint Barth\u00e9lemy, Saint Martin, Saint Pierre ve Miquelon, Saudi Arabistan, Singapur, Sint Maarten, R\u00e9union, Macao, Kuzey Makedonya, Malezya, G\u00fcrcistan, Cebelitar\u0131k, Guadeloupe, Guam, Guernse, Cayman Adalar\u0131, \u015eile, \u00c7in, Kolombiya, Guadeloupe, Guam, Guernsey, Man Adas\u0131, Martinik, Mayotte, Porto Riko, Bahreyn, Katar ve Kuveyt.<\/p>\n\n\n\n<p><strong>Revolut ile hesap a\u00e7\u0131labilen \u00fclkeler \u015f\u00f6yle: <\/strong>Amerika Birle\u015fik Devletleri, Birle\u015fik Krall\u0131k, Avrupa Ekonomik Toplulu\u011fu (AET) \u00fclkeleri, Avusturalya, Yeni Zelanda, Singapur, Japonya, Brezilya ve \u0130svi\u00e7re.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Amerika\u2019da Turist Vizesiyle Banka Hesab\u0131 A\u00e7mak<\/h2>\n\n\n\n<p>Amerika\u2019ya turist vizesi ile gitmi\u015f\/gidecek ve bir banka hesab\u0131na ihtiyac\u0131n\u0131z oldu\u011fu durumlar olabilir. Belki bir i\u015f aray\u0131\u015f\u0131nda olabilirsiniz ve daha fazla kalmay\u0131 planl\u0131yor olabilirsiniz veya turist olarak da ziyaret ediyorsunuz ama T\u00fcrkiye veya ba\u015fka bir \u00fclke ile para transferi yapman\u0131z s\u00f6z konusu olabilir.<\/p>\n\n\n\n<p>Amerika&#8217;da turist vizesiyle yerel banka hesab\u0131 a\u00e7man\u0131z m\u00fcmk\u00fcn olmayabilir. Ancak Wise veya Revolut hesab\u0131 a\u00e7arak, USD hesap detaylar\u0131 edinebilirsiniz. Yukar\u0131da payla\u015ft\u0131\u011f\u0131m\u0131z \u00fclkelerden birinde ya\u015f\u0131yorsan\u0131z, Wise veya Revolut ile USD hesab\u0131 a\u00e7abilirsiniz. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"amerikada-irket-banka-hesab-acmak\">Amerika&#8217;da Ticari Banka Hesab\u0131 A\u00e7mak<\/h2>\n\n\n\n<p>Amerika\u2019da bir \u015firket kurduysan\u0131z ya da kurmay\u0131 d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z yapman\u0131z gereken ilk \u015fey \u015firketinizin i\u00e7in bir banka hesab\u0131 a\u00e7mak olmal\u0131d\u0131r. Peki bu size ne gibi avantajlar getirir?<\/p>\n\n\n\n<p><a href=\"https:\/\/yurtdisindayiz.com\/yurtdisinda-sirket-banka-hesabi-acmak\/\">Yurt d\u0131\u015f\u0131nda banka hesab\u0131 a\u00e7arak<\/a> i\u015flemlerinizi \u00fclkenin herhangi bir yerinden y\u00fcr\u00fctebilir hatta Amerikan bankalar\u0131 sayesinde global bir pazara eri\u015febilir ve kur farklar\u0131ndan da kurtulabilirsiniz.<\/p>\n\n\n\n<p>Amerika\u2019da i\u015fletmeniz i\u00e7in bir banka hesab\u0131 a\u00e7arken a\u015fa\u011f\u0131daki belgelere ihtiya\u00e7 duyars\u0131n\u0131z:<\/p>\n\n\n\n<ul>\n<li>EIN (\u0130\u015fveren Kimlik Numaras\u0131) ya da \u015fah\u0131s \u015firketiniz varsa SSN<\/li>\n\n\n\n<li>\u0130\u015fletmenizin kurulu\u015f belgeleri<\/li>\n\n\n\n<li>M\u00fclkiyet s\u00f6zle\u015fmeleri<\/li>\n\n\n\n<li>\u0130\u015fletme lisans\u0131<\/li>\n\n\n\n<li>\u015eirketinizin Amerika adresi<\/li>\n<\/ul>\n\n\n\n<p>Bunlara ek olarak her banka kendi politikalar\u0131 kapsam\u0131nda farkl\u0131 belgeler talep edebilir. <a href=\"https:\/\/yurtdisindayiz.com\/wise-isletme-hesabi-rehberi\/\">Wise i\u015fletme hesab\u0131<\/a> ise \u015firketiniz Amerika d\u0131\u015f\u0131nda olsa bile uluslararas\u0131 para transferinde&nbsp; kullanabilece\u011finiz bir i\u015fletme hesab\u0131na sahip olman\u0131z\u0131 sa\u011flar. \u00dcstelik online olarak kay\u0131t olabilece\u011finiz Wise i\u015fletme hesab\u0131n\u0131, do\u011frulamadan sonra hemen kullanabilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"zet\">\u00d6zet: Amerika&#8217;da Banka Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r?<\/h2>\n\n\n\n<p>\u0130\u015f ya da e\u011fitim amac\u0131yla yurt d\u0131\u015f\u0131na ta\u015f\u0131n\u0131yorsan\u0131z yerel bir banka hesab\u0131 a\u00e7mak hayat\u0131n\u0131z\u0131 kolayla\u015ft\u0131r\u0131r. Bu sayede hem nakit ta\u015f\u0131man\u0131za gerek kalmaz hem de banka kart\u0131yla ya da bir mobil uygulama \u00fczerinden al\u0131\u015fveri\u015f yapabilirsiniz. \u00dcstelik d\u00f6viz \u00e7evrimi kaynakl\u0131 masraflar s\u00f6z konusu olmaz.<\/p>\n\n\n\n<p>Amerika\u2019daki bankalar yabanc\u0131lar\u0131n hesap a\u00e7ma i\u015flemi i\u00e7in fiziksel \u015fubeyi ziyaret etmesini talep edebilir. Wise ve Revolut gibi online alternatifler ise Amerika\u2019ya gitmeden tamamen online olarak bir hesap a\u00e7man\u0131z\u0131 sa\u011flar.&nbsp;<\/p>\n\n\n\n<p><strong>Wise \u00c7oklu D\u00f6viz Hesab\u0131 ile T\u00fcrkiye&#8217;de iken bile Amerika\u2019da hesap a\u00e7abilir ve yerel hesap bilgileri edinerek harcama yapabilir veya \u00f6deme alabilirsiniz.<\/strong><\/p>\n\n\n\n<center><a href=\"https:\/\/wise.com\/us\/account\/?utm_medium=affiliate&#038;utm_source=yurtdisindayiz&#038;utm_campaign=guide&#038;utm_content=amerikada_banka_hesabi_acmak\" class=\"button\">Wise Sitesine Git<\/a><\/center>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1672144190220\"><strong class=\"schema-faq-question\">T\u00fcrkiye\u2019den Amerika&#8217;da banka hesab\u0131 nas\u0131l a\u00e7\u0131l\u0131r?<\/strong> <p class=\"schema-faq-answer\">Amerikan vatanda\u015f\u0131 de\u011filseniz ya da Amerika\u2019da oturumunuz yoksa ABD\u2019de bir banka hesab\u0131 a\u00e7abilmek i\u00e7in ITIN numaras\u0131na ihtiyac\u0131n\u0131z vard\u0131r. E\u011fer ITIN numaran\u0131z yoksa Wise gibi elektronik para kurulu\u015flar\u0131n\u0131 kullan\u0131larak Amerika\u2019daki temel bankac\u0131l\u0131k hizmetlerinden yararlanabilirsiniz.<br\/><br\/><strong>\u0130lginizi \u00e7ekebilir:<\/strong> <a href=\"https:\/\/yurtdisindayiz.com\/turkiyede-dolar-hesabi-acmak\/\">Dolar Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r? T\u00fcrkiye\u2019de Dolar Hesab\u0131 A\u00e7mak<\/a>\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1672144810899\"><strong class=\"schema-faq-question\">Amerika&#8217;da banka hesab\u0131 nas\u0131l a\u00e7\u0131l\u0131r?<\/strong> <p class=\"schema-faq-answer\">Amerika\u2019da banka hesab\u0131 bankalar\u0131n fiziksel \u015fubeleri ziyaret edilerek ya da \u00e7evrim i\u00e7i olarak a\u00e7\u0131labilir. Ancak Amerika\u2019da bankalarla, online banka hesab\u0131 a\u00e7abilmek i\u00e7in bir SSN numaras\u0131na sahip olmak gerekebilir. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1672144819521\"><strong class=\"schema-faq-question\">Amerika&#8217;da T\u00fcrk banka kartlar\u0131 ge\u00e7erli olur mu?<\/strong> <p class=\"schema-faq-answer\">T\u00fcrk banka kartlar\u0131 yurt d\u0131\u015f\u0131nda ve Amerika\u2019da kullan\u0131labilir. Fakat yurt d\u0131\u015f\u0131na \u00e7\u0131kmadan \u00f6nce bankalar\u0131 arayarak kartlar\u0131n\u0131z\u0131 yurt d\u0131\u015f\u0131 kullan\u0131m\u0131na a\u00e7t\u0131rman\u0131z gerekebilir.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1672144831421\"><strong class=\"schema-faq-question\">Amerika&#8217;da online banka hesab\u0131 a\u00e7abilir miyim?<\/strong> <p class=\"schema-faq-answer\">Amerikan vatanda\u015flar\u0131 ve SSN numaras\u0131 olan ki\u015filer online banka hesab\u0131 a\u00e7abilir. Ama bu \u015fartlara sahip de\u011filseniz bankalar\u0131n Amerika\u2019daki fiziksel \u015fubelerini ziyaret etmeniz gerekir. Ya da <strong>Wise<\/strong> ve <strong>Revolut<\/strong> gibi alternatifler ile online hesap a\u00e7abilirsiniz.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1672144843388\"><strong class=\"schema-faq-question\">Amerika&#8217;da banka hesab\u0131 a\u00e7mak i\u00e7in ne kadar gerekir?<\/strong> <p class=\"schema-faq-answer\">Amerika\u2019da banka hesab\u0131 a\u00e7arken 25 dolar ile 100 dolar aras\u0131nda de\u011fi\u015fen bir depozito \u00fccretinin bankaya \u00f6denmesi gerekir. Ayr\u0131ca baz\u0131 bankalarda, hesap a\u00e7mak i\u00e7in belli miktarda minimum bakiye \u015fart\u0131 bulunabilir. Ancak Wise ve Revolut gibi alternatiflerle online ve \u00fccretsiz olarak Amerika\u2019da hesap a\u00e7abilirsiniz.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Amerika\u2019ya yerle\u015fmeyi veya k\u0131sa s\u00fcreli de olsa Amerika\u2019da bulunma plan\u0131n\u0131z varsa, bir banka hesab\u0131na ihtiya\u00e7 duyabilirsiniz. Banka hesaplar\u0131 paran\u0131z\u0131n g\u00fcvenli &#8230; <a title=\"Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak [2024 G\u00fcncel]\" class=\"read-more\" href=\"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/\" aria-label=\"More on Amerika&#8217;da Banka Hesab\u0131 A\u00e7mak [2024 G\u00fcncel]\">Devam\u0131 \u0130\u00e7in<\/a><\/p>\n","protected":false},"author":1,"featured_media":2601,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Amerika&#039;da Banka Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r? - Online &amp; \u00dccretsiz | Yurtd\u0131\u015f\u0131nday\u0131z<\/title>\n<meta name=\"description\" content=\"Amerika&#039;da banka hesab\u0131 a\u00e7mak T\u00fcrkiye&#039;den m\u00fcmk\u00fcn m\u00fc? 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Fakat yurt d\u0131\u015f\u0131na \u00e7\u0131kmadan \u00f6nce bankalar\u0131 arayarak kartlar\u0131n\u0131z\u0131 yurt d\u0131\u015f\u0131 kullan\u0131m\u0131na a\u00e7t\u0131rman\u0131z gerekebilir.\",\"inLanguage\":\"tr\"},\"inLanguage\":\"tr\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/#faq-question-1672144831421\",\"position\":4,\"url\":\"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/#faq-question-1672144831421\",\"name\":\"Amerika'da online banka hesab\u0131 a\u00e7abilir miyim?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Amerikan vatanda\u015flar\u0131 ve SSN numaras\u0131 olan ki\u015filer online banka hesab\u0131 a\u00e7abilir. Ama bu \u015fartlara sahip de\u011filseniz bankalar\u0131n Amerika\u2019daki fiziksel \u015fubelerini ziyaret etmeniz gerekir. 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Ancak Amerika\u2019da bankalarla, online banka hesab\u0131 a\u00e7abilmek i\u00e7in bir SSN numaras\u0131na sahip olmak gerekebilir. ","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/#faq-question-1672144819521","position":3,"url":"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/#faq-question-1672144819521","name":"Amerika'da T\u00fcrk banka kartlar\u0131 ge\u00e7erli olur mu?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"T\u00fcrk banka kartlar\u0131 yurt d\u0131\u015f\u0131nda ve Amerika\u2019da kullan\u0131labilir. Fakat yurt d\u0131\u015f\u0131na \u00e7\u0131kmadan \u00f6nce bankalar\u0131 arayarak kartlar\u0131n\u0131z\u0131 yurt d\u0131\u015f\u0131 kullan\u0131m\u0131na a\u00e7t\u0131rman\u0131z gerekebilir.","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/#faq-question-1672144831421","position":4,"url":"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/#faq-question-1672144831421","name":"Amerika'da online banka hesab\u0131 a\u00e7abilir miyim?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Amerikan vatanda\u015flar\u0131 ve SSN numaras\u0131 olan ki\u015filer online banka hesab\u0131 a\u00e7abilir. Ama bu \u015fartlara sahip de\u011filseniz bankalar\u0131n Amerika\u2019daki fiziksel \u015fubelerini ziyaret etmeniz gerekir. Ya da <strong>Wise<\/strong> ve <strong>Revolut<\/strong> gibi alternatifler ile online hesap a\u00e7abilirsiniz.","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/#faq-question-1672144843388","position":5,"url":"https:\/\/yurtdisindayiz.com\/amerikada-banka-hesabi-acmak\/#faq-question-1672144843388","name":"Amerika'da banka hesab\u0131 a\u00e7mak i\u00e7in ne kadar gerekir?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Amerika\u2019da banka hesab\u0131 a\u00e7arken 25 dolar ile 100 dolar aras\u0131nda de\u011fi\u015fen bir depozito \u00fccretinin bankaya \u00f6denmesi gerekir. Ayr\u0131ca baz\u0131 bankalarda, hesap a\u00e7mak i\u00e7in belli miktarda minimum bakiye \u015fart\u0131 bulunabilir. Ancak Wise ve Revolut gibi alternatiflerle online ve \u00fccretsiz olarak Amerika\u2019da hesap a\u00e7abilirsiniz.","inLanguage":"tr"},"inLanguage":"tr"}]}},"_links":{"self":[{"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/posts\/2600"}],"collection":[{"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/comments?post=2600"}],"version-history":[{"count":10,"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/posts\/2600\/revisions"}],"predecessor-version":[{"id":6317,"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/posts\/2600\/revisions\/6317"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/media\/2601"}],"wp:attachment":[{"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/media?parent=2600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/categories?post=2600"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yurtdisindayiz.com\/wp-json\/wp\/v2\/tags?post=2600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}