{"id":2188,"date":"2022-03-26T06:57:00","date_gmt":"2022-03-26T06:57:00","guid":{"rendered":"http:\/\/yurtdisindayiz.com\/?p=2188"},"modified":"2023-10-09T10:02:35","modified_gmt":"2023-10-09T10:02:35","slug":"turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak","status":"publish","type":"post","link":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/","title":{"rendered":"T\u00fcrkiye\u2019de Yurtd\u0131\u015f\u0131 Banka Kart\u0131 &#038; Kredi Kart\u0131 Kullanmak"},"content":{"rendered":"\n<p>Yurt d\u0131\u015f\u0131nda ya\u015fayan T\u00fcrk vatanda\u015flar\u0131, T\u00fcrkiye\u2019ye seyahatleri s\u0131ras\u0131nda genellikle yanlar\u0131nda y\u00fcksek miktarda nakit para bulundurmak istemezler. B\u00f6yle durumlarda T\u00fcrkiye\u2019ye geldiklerinde de harcama yapabilecekleri yabanc\u0131 kredi ya da banka kartlar\u0131na ihtiya\u00e7 duyabilirler.<\/p>\n\n\n\n<p><strong>Peki yurt d\u0131\u015f\u0131ndaki bir bankadan al\u0131nan kartlar T\u00fcrkiye\u2019de kullan\u0131labilir mi?<\/strong><\/p>\n\n\n\n<p>Bu soruya k\u0131saca cevap verecek olursak; <strong>evet, kullan\u0131labilir.<\/strong> Bu yaz\u0131m\u0131zda yurt d\u0131\u015f\u0131nda bir bankadan al\u0131nan kartlar\u0131n <strong>T\u00fcrkiye\u2019de nas\u0131l kullan\u0131labilece\u011finden ve al\u0131nan komisyonlardan bahsedece\u011fiz.<\/strong>&nbsp;<\/p>\n\n\n\n<p>Yurt d\u0131\u015f\u0131ndan T\u00fcrkiye\u2019ye geldi\u011finizde para \u00e7ekmek ve harcama yapmak i\u00e7in avantajl\u0131 olabilecek se\u00e7enekleri sunaca\u011f\u0131z. G\u00fcvenilir finansal teknoloji \u015firketlerinden <strong><a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise<\/a><\/strong>, <strong>Revolut<\/strong> ve Monzo\u2019nun sundu\u011fu kartlar\u0131n \u00f6zelliklerini de ayr\u0131nt\u0131l\u0131 olarak inceleyece\u011fiz.&nbsp;<\/p>\n\n\n\n<p><strong>Bu yaz\u0131m\u0131zdaki konu ba\u015fl\u0131klar\u0131m\u0131z\u0131 \u015f\u00f6yle listeledik:<\/strong><\/p>\n\n\n\n<ul>\n<li>T\u00fcrkiye\u2019de Hangi Yabanc\u0131 Kredi ya da Banka Kartlar\u0131 Kullan\u0131labilir?<\/li>\n\n\n\n<li>T\u00fcrkiye\u2019de Yabanc\u0131 Banka Kartlar\u0131ndan Al\u0131nan Komisyonlar<\/li>\n\n\n\n<li>Yabanc\u0131 Banka Kart\u0131ndan Komisyon Almayan Bankalar<\/li>\n\n\n\n<li>Yurt D\u0131\u015f\u0131 Kart\u0131yla T\u00fcrkiye&#8217;de Para \u00c7ekmek<\/li>\n\n\n\n<li>T\u00fcrkiye&#8217;de Kullanmak i\u00e7in Yabanc\u0131 Banka Kart\u0131<\/li>\n\n\n\n<li>Wise \u00c7oklu D\u00f6viz Hesab\u0131, Revolut ve Monzo<\/li>\n\n\n\n<li>ATM&#8217;lerinden Kolayca Para \u00c7ekebilece\u011finiz Baz\u0131 T\u00fcrk Bankalar\u0131<\/li>\n\n\n\n<li>Yurtd\u0131\u015f\u0131 Kredi Kart\u0131 ile T\u00fcrkiye\u2019de Online Al\u0131\u015fveri\u015f<\/li>\n\n\n\n<li>T\u00fcrkiye&#8217;deki Yabanc\u0131 Bankalar<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00fcrkiye&#8217;de Hangi Yabanc\u0131 Kredi veya Banka Kartlar\u0131 Kullan\u0131labilir?<\/h2>\n\n\n\n<p>T\u00fcrkiye\u2019nin bir\u00e7ok yerinde yabanc\u0131 kredi veya banka kart\u0131yla kolayca \u00f6demelerinizi yapabilirsiniz. <strong>Yabanc\u0131 bir bankaya ait<\/strong><strong> Visa ve MasterCard\u2019\u0131n\u0131z varsa <\/strong><strong>T\u00fcrkiye\u2019de<\/strong><strong> bir\u00e7ok yerde <\/strong><strong>al\u0131\u015fveri\u015f ve \u00f6deme yapmak i\u00e7in kart\u0131n\u0131z\u0131 kullanabilirsiniz. <\/strong>E\u011fer <strong>American Express<\/strong> kart\u0131n\u0131z varsa onu da bir\u00e7ok otel ve restoranda kullanmak m\u00fcmk\u00fcn.<\/p>\n\n\n\n<p>Yurtd\u0131\u015f\u0131na \u00e7\u0131k\u0131\u015f yapmadan \u00f6nce bankan\u0131z\u0131 aray\u0131p seyahat planlad\u0131\u011f\u0131n\u0131z\u0131 bildirmeniz faydal\u0131 olabilir. B\u00f6ylece bankan\u0131z\u0131n gidece\u011finiz \u00fclkede hangi bankalarla anla\u015fmalar\u0131 oldu\u011funu \u00f6nceden \u00f6\u011frenebilirsiniz.&nbsp;Bu da size seyahatinizde kolayl\u0131k sa\u011flayabilir.&nbsp;<\/p>\n\n\n\n<p>K\u0131sacas\u0131, herhangi bir \u00fclkeden ald\u0131\u011f\u0131n\u0131z&nbsp;MasterCard&nbsp;ve&nbsp;Visa kart\u0131n\u0131z\u0131 T\u00fcrkiye\u2019de kolayl\u0131kla kullanabilirsiniz.&nbsp;Yan\u0131n\u0131zdaki ba\u015fka bir kart\u0131n\u0131z yoksa gitti\u011finiz ma\u011fazalarda ve restoranlarda al\u0131\u015fveri\u015f \u00f6ncesi&nbsp;POS makinalar\u0131n\u0131n yurt d\u0131\u015f\u0131 kartlarla \u00e7al\u0131\u015f\u0131p \u00e7al\u0131\u015fmad\u0131\u011f\u0131n\u0131&nbsp;sorabilirsiniz.<\/p>\n\n\n\n<p>Ayn\u0131 zamanda yurt d\u0131\u015f\u0131ndayken alabilece\u011finiz <strong>Wise<\/strong>, <strong>Revolut<\/strong> ve <strong>Monzo<\/strong> kartlar\u0131n\u0131 da T\u00fcrkiye\u2019de kullanabilirsiniz. Yurt d\u0131\u015f\u0131nda ya\u015farken online olarak bu sa\u011flay\u0131c\u0131larda hesap olu\u015fturup kart talebinde bulunabilirsiniz. Adresinize teslim edilecek kartlar\u0131 T\u00fcrkiye\u2019de al\u0131\u015fveri\u015f ya da \u00f6deme yaparken kullanabilirsiniz.<\/p>\n\n\n\n<p>Bu kartlar\u0131 nas\u0131l edinece\u011finizi ve T\u00fcrkiye\u2019ye geldi\u011finizde nas\u0131l kullanabilece\u011finizi yaz\u0131m\u0131z\u0131n ilerleyen k\u0131s\u0131mlar\u0131nda ayr\u0131nt\u0131l\u0131 olarak a\u00e7\u0131klayaca\u011f\u0131z. Bu i\u00e7erikte uluslararas\u0131 para transferi ve \u00f6deme yapma hizmeti sa\u011flayan:<\/p>\n\n\n\n<ul>\n<li><strong>Wise<\/strong><\/li>\n\n\n\n<li><strong>Revolut<\/strong><\/li>\n\n\n\n<li><strong>Monzo<\/strong>\u2019dan bahsedece\u011fiz.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\" target=\"_blank\" rel=\"nofollow noopener\">WISE S\u0130TES\u0130NE G\u0130T<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00fcrkiye&#8217;de Kullanmak i\u00e7in Yabanc\u0131 Banka Kart\u0131<\/h2>\n\n\n\n<p>Daha \u00f6nceki yaz\u0131lar\u0131m\u0131zda yurtd\u0131\u015f\u0131nda ya\u015fayan T\u00fcrkler i\u00e7in Wise kullan\u0131m\u0131 ve avantajl\u0131 olabilecek \u00f6zelliklerinden bahsetmi\u015ftik.<\/p>\n\n\n\n<p>Yurt d\u0131\u015f\u0131ndayken online olarak hesap olu\u015fturduktan sonra adresine talep edebilece\u011finiz Wise, Revolut, N26 ve Monzo kartlar\u0131n\u0131z\u0131 da g\u00fcvenli bir \u015fekilde T\u00fcrkiye\u2019de para \u00e7ekmek ya da al\u0131\u015fveri\u015f yapmak i\u00e7in kullanabilirsiniz.<\/p>\n\n\n\n<p>Memleketinden uzakta ya\u015fayan veya s\u0131k s\u0131k seyahat eden T\u00fcrk vatanda\u015flar\u0131n\u0131n T\u00fcrkiye\u2019ye geldiklerinde yurt d\u0131\u015f\u0131 banka kart\u0131 olarak kullanabilece\u011fi&nbsp;<a href=\"https:\/\/yurtdisindayiz.com\/wise-coklu-doviz-hesabi-incelemesi\/\">Wise \u00c7oklu D\u00f6viz Hesab\u0131<\/a>\u2019ndan bahsedelim.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Wise \u00c7oklu D\u00f6viz Hesab\u0131 Nedir?<\/h2>\n\n\n\n<p><a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise \u00c7oklu D\u00f6viz Hesab\u0131<\/a>, Wise internet sitesi \u00fczerinden bir hesap olu\u015fturduktan sonra farkl\u0131 para birimlerinde bakiye tutmak, para transferi yapmak ya da \u00f6deme almak i\u00e7in kullanabilece\u011finiz bir hesap t\u00fcr\u00fc.&nbsp;<\/p>\n\n\n\n<p>Wise \u00c7oklu D\u00f6viz Hesab\u0131 ile <strong>Euro<\/strong>, <strong>Amerikan Dolar\u0131<\/strong> ve <strong>T\u00fcrk Liras\u0131<\/strong> da dahil <strong>10 farkl\u0131 para<\/strong> <strong>birimi<\/strong>nde yerel hesap bilgilerine sahip olabilir ve 50\u2019den fazla para biriminde d\u00f6viz \u00e7evrimi yapabilirsiniz. <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise kart talep ederek<\/a> bu hesab\u0131n\u0131zdan Wise kart\u0131n\u0131zla farkl\u0131 para birimlerinde para \u00e7ekebilir ve harcama yapabilirsiniz. Wise kart hen\u00fcz T\u00fcrkiye\u2019ye g\u00f6nderilemiyor olsa da yurt d\u0131\u015f\u0131ndayken ald\u0131\u011f\u0131n\u0131z kart\u0131n\u0131z\u0131 T\u00fcrkiye\u2019de kolayl\u0131kla kullanabilirsiniz.<\/p>\n\n\n\n<p>Ayr\u0131ca Wise ile yerel banka hesap bilgileriniz olaca\u011f\u0131 i\u00e7in uluslararas\u0131 \u00f6demeler al\u0131rken y\u00fcksek i\u015flem \u00fccretlerinden de kurtulabilir ve kesintisiz \u00f6deme alabilirsiniz.Wise\u2019\u0131n d\u00f6viz de\u011fi\u015fimi i\u00e7in reel d\u00f6viz kuru kulland\u0131\u011f\u0131n\u0131 da belirtelim.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\" target=\"_blank\" rel=\"nofollow noopener\">WISE S\u0130TES\u0130NE G\u0130T<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"gb-block-image gb-block-image-31357f34\"><a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\"><img loading=\"lazy\" decoding=\"async\" width=\"2604\" height=\"1944\" class=\"gb-image gb-image-31357f34\" src=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2022\/03\/wise-kart-nasil-kullanilir-1.png\" alt=\"wise kart nas\u0131l kullan\u0131l\u0131r\" title=\"wise-kart-nasil-kullanilir (1)\" srcset=\"https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2022\/03\/wise-kart-nasil-kullanilir-1.png 2604w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2022\/03\/wise-kart-nasil-kullanilir-1-300x224.png 300w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2022\/03\/wise-kart-nasil-kullanilir-1-1024x764.png 1024w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2022\/03\/wise-kart-nasil-kullanilir-1-768x573.png 768w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2022\/03\/wise-kart-nasil-kullanilir-1-1536x1147.png 1536w, https:\/\/yurtdisindayiz.com\/wp-content\/uploads\/2022\/03\/wise-kart-nasil-kullanilir-1-2048x1529.png 2048w\" sizes=\"(max-width: 2604px) 100vw, 2604px\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00c7oklu D\u00f6viz Hesab\u0131 ve Wise Kart Nas\u0131l Kullan\u0131l\u0131r?<\/h3>\n\n\n\n<p>Wise Kart, \u00c7oklu D\u00f6viz Hesab\u0131 ile ba\u011fl\u0131 \u00e7al\u0131\u015f\u0131r ve <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise hesab\u0131ndan harcama<\/a> yapman\u0131z\u0131 sa\u011flar. <strong>Wise Kart ile 170\u2019den fazla \u00fclkede harcama yapabilir<\/strong> ve <strong>2 milyondan fazla ATM\u2019den \u00fccretsiz olarak para \u00e7ekebilirsiniz<\/strong>. \u00dcstelik Visa kartlar\u0131n ge\u00e7erli oldu\u011fu her yerde kart\u0131n\u0131z\u0131 kullanarak harcama yapabilirsiniz.<\/p>\n\n\n\n<p>\u00c7oklu D\u00f6viz Hesab\u0131n\u0131 a\u00e7mak \u00fccretsiz, ayl\u0131k veya y\u0131ll\u0131k hesap kullan\u0131m \u00fccretleri bulunmuyor. Wise Kart i\u00e7in ise sadece tek seferlik \u00fccret \u00f6dersiniz. Wise \u00fccretlendirmesi hakk\u0131nda daha detayl\u0131 bilgi almak isterseniz,&nbsp;<a href=\"https:\/\/yurtdisindayiz.com\/wise-ucretleri\/\">Wise Transfer ve \u0130\u015flem \u00dccretleri<\/a>&nbsp;yaz\u0131m\u0131z\u0131 okuyabilirsiniz.<\/p>\n\n\n\n<p>Wise \u00c7oklu D\u00f6viz Hesab\u0131, 10 farkl\u0131 para biriminde yerel hesap bilgilerine sahip olman\u0131z\u0131 sa\u011flar. Wise hesab\u0131n\u0131z ile istedi\u011finiz para biriminde h\u0131zl\u0131 uluslararas\u0131 para transferleri yapabilir, hesab\u0131n\u0131za \u00f6deme alabilir ve hesab\u0131n\u0131zda 50\u2019den fazla para biriminde bakiye tutarak d\u00f6viz \u00e7evrimi yapabilirsiniz. Wise, i\u015flemlerinizde \u015feffaf \u00fccretlendirme ile reel d\u00f6viz kuru kullan\u0131r.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wise Kart&#8217;\u0131n \u00d6zellikleri<\/h3>\n\n\n\n<p>\u015eimdi yurtd\u0131\u015f\u0131nda ya\u015fayan birinin Wise kart\u0131na sahip oldu\u011fu takdirde neler yapabilece\u011fine g\u00f6z atal\u0131m.<\/p>\n\n\n\n<p><strong>1. ATM\u2019lerden 200\u20ac\u2019a kadar ayl\u0131k \u00fccretsiz para \u00e7ekimi:<\/strong><\/p>\n\n\n\n<p><strong>Ayl\u0131k 200\u20ac<\/strong>\u2019a kadar d\u00fcnyan\u0131n bir\u00e7ok yerinde ATM\u2019lerden&nbsp;<strong>hi\u00e7 komisyon \u00f6demeden<\/strong>&nbsp;para \u00e7ekimi yapabilirsiniz. Bu limit, Dolar i\u00e7in ayda <strong>100 USD<\/strong> ve Pound i\u00e7in <strong>200 GBP<\/strong>.<\/p>\n\n\n\n<p>Ayl\u0131k 200 Euro limiti, toplamda iki kez para \u00e7ekme i\u015flemi i\u00e7in ge\u00e7erli. Yani bir ay i\u00e7inde ikiden fazla para \u00e7ekme i\u015flemi veya 200 Euro\u2019yu ge\u00e7en para \u00e7ekme i\u015flemlerinde c\u00fczi bir sabit \u00fccret (0.50 Euro) ve %1.75 komisyon uygulan\u0131r.<\/p>\n\n\n\n<p>Bu da T\u00fcrkiye ziyaretlerinizde ve d\u00fcnyan\u0131n ba\u015fka yerlerindeki seyahatlerinizde bir\u00e7ok ATM\u2019den&nbsp;<strong>komisyonsuz para \u00e7ekebilece\u011finiz anlam\u0131na gelir.<\/strong>&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><a href=\"https:\/\/yurtdisindayiz.com\/yurtdisindan-ne-kadar-para-getirebilirim\/\">Yurtd\u0131\u015f\u0131ndan T\u00fcrkiye\u2019ye para getirme limiti<\/a>&nbsp;konusunda da para \u00e7ekimleri sizin i\u00e7in \u00f6nemli hale gelebilir. Uzun s\u00fcre T\u00fcrkiye\u2019de kalacaksan\u0131z veya yan\u0131n\u0131zda y\u00fckl\u00fc miktarda nakit ta\u015f\u0131mak istemiyorsan\u0131z bu \u00f6zellik faydal\u0131 olabilir.&nbsp;<\/p>\n\n\n\n<p><strong>2. Yurtd\u0131\u015f\u0131 harcamalar\u0131n\u0131zda d\u00fc\u015f\u00fck komisyon:<\/strong><\/p>\n\n\n\n<p><strong>Wise \u00e7oklu d\u00f6viz hesab\u0131<\/strong>nda <strong><a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">50\u2019den fazla para biriminde para bulundurabilir<\/a><\/strong>&nbsp;ve d\u00f6viz \u00e7evrim yapabilirsiniz. S\u0131kl\u0131kla T\u00fcrkiye seyahati yap\u0131yorsan\u0131z&nbsp;<strong>Euro\u2019ya ek olarak TL<\/strong> <strong>bakiyesi ekleyebilir&nbsp;ve&nbsp;T\u00fcrkiye\u2019de&nbsp;ek \u00fccret \u00f6demeden bakiyenizi kullanabilirsiniz.<\/strong>&nbsp;Para d\u00f6n\u00fc\u015ft\u00fcr\u00fcrken kur \u00fczerinden para kaybetmezsiniz.<\/p>\n\n\n\n<p>Ayr\u0131ca Wise, d\u00f6viz \u00e7evrimi ya da transfer i\u015flemlerinizde reel d\u00f6viz kuru kullan\u0131r. \u015eeffaf \u00fccretlendirme politikas\u0131yla i\u015flem \u00fccretlerinizi ve uygulanan d\u00f6viz kurunu i\u015flem s\u0131ras\u0131nda g\u00f6rebilirsiniz.<\/p>\n\n\n\n<p>Wise \u00c7oklu D\u00f6viz Hesab\u0131 ile para biriminde bakiyenizin bulunmad\u0131\u011f\u0131 ba\u015fka \u00fclkelerde de harcama yapabilirsiniz. E\u011fer o para biriminde bakiyeniz bulunmuyorsa, m\u00fcmk\u00fcn olan en d\u00fc\u015f\u00fck kurdan otomatik \u00e7evrim yap\u0131l\u0131r.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\" target=\"_blank\" rel=\"nofollow noopener\">WISE S\u0130TES\u0130NE G\u0130T<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>3. Mobil uygulama ile kolay hesap y\u00f6netimi:<\/strong><\/p>\n\n\n\n<p>\u00dccretsiz olarak&nbsp;<strong>Wise \u00c7oklu D\u00f6viz Hesab\u0131<\/strong>&nbsp;a\u00e7t\u0131ktan sonra,&nbsp;<a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">wise.com<\/a>\u2019dan ya da hem App Store hem de Play Store\u2019da \u00fccretsiz sunulan&nbsp;<strong>Wise mobil uygulamas\u0131ndan<\/strong>&nbsp;banka kart\u0131 talebinde bulunabilirsiniz.&nbsp;<\/p>\n\n\n\n<p>Wise \u00c7oklu D\u00f6viz Hesab\u0131 ile 50\u2019den fazla para biriminde tutabilir, 70\u2019den fazla \u00fclkeye para g\u00f6nderimi ve para al\u0131m\u0131 yapabilirsiniz. Wise kart ile harcamalar\u0131n\u0131z\u0131 gitti\u011finiz \u00fclkenin kendi para birimi \u00fczerinden yapabilirsiniz.&nbsp;<strong>Wise banka kart\u0131, Visa\u2019n\u0131n ge\u00e7erli oldu\u011fu her yerde kullan\u0131labilir.<\/strong><\/p>\n\n\n\n<p>Wise\u2019\u0131 T\u00fcrkiye\u2019de hangi bankalarda kullanabilece\u011finizi merak ediyorsan\u0131z, bu yaz\u0131m\u0131z\u0131 okuman\u0131z\u0131 \u00f6neririz:&nbsp;<a href=\"https:\/\/yurtdisindayiz.com\/transferwise-anlasmali-bankalar\/\">Wise ile Anla\u015fmal\u0131 Bankalar<\/a><\/p>\n\n\n\n<p><strong>4. Kart kullan\u0131m \u00fccreti yok, tek seferlik sipari\u015f \u00fccreti var:<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise hesab\u0131 a\u00e7mak i\u00e7in bir \u00fccret al\u0131nmaz<\/a>. Hesab\u0131n\u0131z\u0131 aktifle\u015ftirmek i\u00e7in belirlenen c\u00fczi bir miktar yat\u0131rman\u0131z gerekir. Sonras\u0131nda yat\u0131rd\u0131\u011f\u0131n\u0131z \u00fccret hesab\u0131n\u0131za ge\u00e7er ve dilerseniz \u00e7ekebilir veya kullanabilirsiniz. Ayr\u0131ca Wise hesab\u0131n\u0131n ayl\u0131k ya da y\u0131ll\u0131k bir kullan\u0131m \u00fccreti bulunmaz, hesab\u0131n\u0131zda bakiye tutmak da \u00fccretsiz.<\/p>\n\n\n\n<p><strong>Wise kart i\u00e7in de ayl\u0131k veya y\u0131ll\u0131k kullan\u0131m \u00fccreti bulunmaz<\/strong>.&nbsp;Sadece <strong>tek seferlik bir sipari\u015f \u00fccreti<\/strong> bulunur. Bu \u00fccreti, kart\u0131n\u0131z\u0131 sipari\u015f ederken \u00f6dersiniz ve kart kullan\u0131m\u0131 i\u00e7in tekrar \u00fccret \u00f6demeniz gerekmez ya da ayl\u0131k\/y\u0131ll\u0131k kullan\u0131m \u00fccretleri kesilmez.&nbsp;<\/p>\n\n\n\n<p>Wise kart \u00fccretleri hakk\u0131nda daha ayr\u0131nt\u0131l\u0131 bilgi almak i\u00e7in t\u0131klay\u0131n:&nbsp;<a href=\"https:\/\/wise.com\/us\/pricing\/card-fees?sourceAmount=1000&amp;sourceCcy=EUR&amp;targetCcy=GBP?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise Kart \u00dccretlendirmesi<\/a><\/p>\n\n\n\n<p>Kart sipari\u015f \u00fccreti, \u00fclkeden \u00fclkeye de\u011fi\u015fkenlik g\u00f6sterebilir. Baz\u0131 \u00fclkelerde \u00fccretsiz sunulur. \u00d6rne\u011fin;&nbsp;<strong>Wise Kart sipari\u015f \u00fccreti Almanya\u2019da 7 Euro, \u0130ngiltere\u2019de 7 Pound, Amerika\u2019da 9 Dolar ve Kanada\u2019da ise \u00fccretsiz<\/strong>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-4 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\" target=\"_blank\" rel=\"nofollow noopener\">WISE S\u0130TES\u0130NE G\u0130T<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wise \u00c7oklu D\u00f6viz Hesab\u0131 Nas\u0131l A\u00e7abilirim?<\/h3>\n\n\n\n<p>\u00d6ncelikle Wise sitesine veya mobil uygulamas\u0131na girip \u00fcyelik olu\u015fturman\u0131z gerekiyor. \u00dcyelik olu\u015ftururken site sizden kimli\u011finizi onaylamak i\u00e7in foto\u011frafl\u0131 kimlik kart\u0131 foto\u011fraf\u0131 istenebilir. Hesab\u0131n\u0131z\u0131 olu\u015fturduktan sonra ba\u015fka \u00fclkelerin para birimlerini de bakiye olarak ekleyebilirsiniz.<\/p>\n\n\n\n<p>T\u00fcrk Liras\u0131n\u0131 (TRY) para birimi olarak ekledi\u011finizde Wise size T\u00fcrkiye\u2019deki yerel banka hesaplar\u0131 gibi&nbsp;TR ile ba\u015flayan bir IBAN ve banka hesap numaras\u0131&nbsp;verir. Yani b\u00f6ylece yurtd\u0131\u015f\u0131ndayken de&nbsp;bir T\u00fcrk banka hesap bilgilerine sahip olabilirsiniz.&nbsp;Benzer \u015fekilde Pound (GBP), Amerikan Dolar\u0131 (USD), Avustralya Dolar\u0131 (AUD) ve Kanada Dolar\u0131 (CAD) gibi farkl\u0131 para birimlerinde bakiye a\u00e7abilir ve hesap bilgileri alabilirsiniz.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/yurtdisindayiz.com\/yurtdisinda-online-banka-hesabi-acmak\/\">Yurtd\u0131\u015f\u0131nda banka hesab\u0131 a\u00e7mak<\/a>&nbsp;yaz\u0131m\u0131zda da Wise\u2019\u0131 bu a\u00e7\u0131dan incelemi\u015ftik.&nbsp;<\/p>\n\n\n\n<p>Wise \u00e7oklu d\u00f6viz hesab\u0131 hakk\u0131nda daha detayl\u0131 bilgi almak isterseniz&nbsp;<a href=\"https:\/\/yurtdisindayiz.com\/wise-coklu-doviz-hesabi-incelemesi\/\">Wise \u00c7oklu D\u00f6viz Hesab\u0131 \u0130ncelemesi<\/a>&nbsp;yaz\u0131m\u0131z\u0131 okuyabilirsiniz.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wise kart\u0131 nas\u0131l alabilirim?<\/h3>\n\n\n\n<p>Wise hesab\u0131n\u0131z\u0131 a\u00e7t\u0131ktan sonra, mobil uygulamada&nbsp;Kartlar&nbsp;(internet sitesi ve Android) veya&nbsp;Hesap&nbsp;(iOS) sekmesine t\u0131klay\u0131n. <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Buradan Wise kart\u0131n\u0131z\u0131 sipari\u015f edebilirsiniz<\/a>. Kart\u0131n\u0131z geldi\u011fi zaman kart\u0131n\u0131z\u0131 verilen g\u00fcvenlik koduyla, belirledi\u011finiz PIN kodunu bir ATM\u2019de kullanarak veya herhangi bir harcamada kullanarak aktifle\u015ftirebilirsiniz.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image\"><a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\"><img decoding=\"async\" src=\"https:\/\/lh4.googleusercontent.com\/rQdPsV-ssexr9msbB56U6iRpK1swT-_apRBjGDwCGxdu189ZUWVPTdFXT_EnG00VQnP8n4WnNvgH8UboQIuhbakTL3LzkOdMsBY9SGkjduhd0yJVSAomkxXNE_L3PG-1e80J0iFP-xFROgpOJUg-6LU\" alt=\"\"\/><\/a><\/figure>\n\n\n\n<p>Wise kart ile ilgili daha detayl\u0131 bilgi i\u00e7in <a href=\"https:\/\/yurtdisindayiz.com\/wise-debit-kart-incelemesi\/\">Wise Kart \u0130ncelemesi<\/a> yaz\u0131m\u0131za g\u00f6z atabilirsiniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wise \u00c7oklu D\u00f6viz Hesab\u0131 G\u00fcvenilir mi?<\/h3>\n\n\n\n<p>Wise, geleneksel bankalar gibi g\u00fcvenli bir \u015fekilde i\u015flemlerinizi ger\u00e7ekle\u015ftirir. Faaliyet g\u00f6sterdi\u011fi t\u00fcm \u00fclkelerde ilgili yasal otoriteler taraf\u0131ndan d\u00fczenlenir. \u00d6rne\u011fin; Wise\u2019\u0131n t\u00fcm i\u015flemleri \u0130ngiltere\u2019de FCA, Amerika\u2019da FINCEN ve T\u00fcrkiye\u2019de ise BDDK taraf\u0131ndan denetlenir.<\/p>\n\n\n\n<p>Bunun yan\u0131nda Wise\u2019da hesap g\u00fcvenli\u011fine b\u00fcy\u00fck \u00f6nem verilir. Hesab\u0131n\u0131za her giri\u015fte yap\u0131lan do\u011frulaman\u0131n yan\u0131nda her transfer i\u015fleminden \u00f6nce de do\u011frulama yap\u0131larak k\u00f6t\u00fc niyetli ki\u015filerin hesab\u0131n\u0131za eri\u015fip r\u0131zan\u0131z d\u0131\u015f\u0131nda i\u015flem yapmas\u0131 engellenir.&nbsp;<\/p>\n\n\n\n<p>Ayr\u0131ca doland\u0131r\u0131c\u0131l\u0131\u011fa kar\u015f\u0131 kurulan \u00f6zel ekip, fark etti\u011fi herhangi bir \u015f\u00fcpheli i\u015flemde hemen devreye girer.<\/p>\n\n\n\n<p><a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise debit kart<\/a> ise Visa alt\u0131nda lisansl\u0131. Wise\u2019\u0131n neden g\u00fcvenilir oldu\u011funu, hangi g\u00fcvenlik \u00f6nlemlerinin al\u0131nd\u0131\u011f\u0131n\u0131 ve nas\u0131l denetlendi\u011fini incelemek i\u00e7in <a href=\"https:\/\/yurtdisindayiz.com\/transferwise-nedir\/\">Wise G\u00fcvenilir mi?<\/a> ba\u015fl\u0131kl\u0131 yaz\u0131m\u0131z\u0131 okuyabilirsiniz.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\" target=\"_blank\" rel=\"nofollow noopener\">WISE S\u0130TES\u0130NE G\u0130T<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wise Kart ile Yurtd\u0131\u015f\u0131 Banka Kart\u0131 Avantajlar\u0131:<\/h3>\n\n\n\n<ul>\n<li>D\u00fc\u015f\u00fck i\u015flem \u00fccretleri&nbsp;sa\u011flayabilir.<\/li>\n\n\n\n<li>Farkl\u0131 \u00fclkelerde banka hesab\u0131n\u0131z varm\u0131\u015f gibi&nbsp;10 farkl\u0131 para biriminde yerel hesap bilgileri&nbsp;edinebilme imk\u00e2n\u0131 sa\u011flar.<\/li>\n\n\n\n<li>G\u00fcvenilir ve kullan\u0131m\u0131 kolay.<\/li>\n\n\n\n<li>70\u2019den fazla \u00fclkede ve&nbsp;50\u2019den fazla para birimiyle i\u015flem yapabilme imk\u00e2n\u0131 sa\u011flar.<\/li>\n\n\n\n<li>D\u00f6viz \u00e7evrimi ya da para transferi gibi t\u00fcm i\u015flemlerinizde reel d\u00f6viz kurunu kullan\u0131r.<\/li>\n\n\n\n<li>\u00dccretlendirmelerin tamam\u0131n\u0131 \u015feffaf olarak yans\u0131t\u0131r. Transfer ya da \u00f6deme \u00f6ncesi i\u015flem \u00fccretlerini net olarak g\u00f6rebilirsiniz.&nbsp;<\/li>\n\n\n\n<li>Wise\u2019daki yerel banka hesaplar\u0131n\u0131zla ATM\u2019lerden \u00fccretsiz para \u00e7ekme imkan\u0131 sunar.<\/li>\n\n\n\n<li>Kart harcamalar\u0131n\u0131z\u0131 mobil uygulamadan kolayl\u0131kla takip edebilirsiniz.<\/li>\n\n\n\n<li>Kart\u0131n\u0131z\u0131n kaybolmas\u0131 veya \u00e7al\u0131nmas\u0131 durumunda, mobil uygulamadan kart\u0131 iptal edip yenisini sipari\u015f edebilirsiniz.&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-6 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\" target=\"_blank\" rel=\"nofollow noopener\">WISE S\u0130TES\u0130NE G\u0130T<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Daha geleneksel olarak kullan\u0131lan di\u011fer yurt d\u0131\u015f\u0131 banka kart\u0131 ve kredi kartlar\u0131ndan bahsedecek olursak; bu yaz\u0131m\u0131z\u0131n \u00f6nceki b\u00f6l\u00fcmlerinde T\u00fcrkiye\u2019de anla\u015fmal\u0131 olan bankalar ve hangi \u015fartlarda bir bankay\u0131 kullanabilece\u011finizden bahsettik.<\/p>\n\n\n\n<p><em>*Wise banka kart\u0131 hizmeti, hen\u00fcz T\u00fcrkiye\u2019deki kullan\u0131c\u0131lar i\u00e7in mevcut olmasa da yurt d\u0131\u015f\u0131nda iken al\u0131nan Wise kartlar\u0131 T\u00fcrkiye\u2019de al\u0131\u015fveri\u015f yapmak ya da bankamatikten para \u00e7ekmek i\u00e7in kullan\u0131labilir.&nbsp;<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Revolut Nedir?<\/h2>\n\n\n\n<p>Revolut, 2015 y\u0131l\u0131nda \u0130ngiltere\u2019de kurulan ve d\u00fcnya \u00e7ap\u0131nda yayg\u0131n olarak tercih edilen bir finansal teknoloji \u015firketi. ABD, Kanada, Avustralya, Fransa ve Almanya gibi pek \u00e7ok \u00fclkede Revolut hesab\u0131 a\u00e7abilir ve Revolut kart talep edebilirsiniz.<\/p>\n\n\n\n<p>Hen\u00fcz T\u00fcrkiye\u2019den Revolut hesab\u0131 a\u00e7mak ve Revolut kart edinmek hen\u00fcz m\u00fcmk\u00fcn de\u011fil. Fakat Revolut\u2019un etkin oldu\u011fu \u00fclkelerde a\u00e7aca\u011f\u0131n\u0131z Revolut hesab\u0131n\u0131z\u0131 ve adresinize iletilecek Revolut kart\u0131n\u0131z\u0131 T\u00fcrkiye\u2019ye geldi\u011finizde para \u00e7ekmek ve harcama yapmak i\u00e7in kullanabilirsiniz.<\/p>\n\n\n\n<p>Revolut, hesab\u0131n\u0131z\u0131n t\u00fcr\u00fcne g\u00f6re plastik ve metal olarak iki farkl\u0131 kart se\u00e7ene\u011fi sunar. Standart \u00fcyelik t\u00fcr\u00fcnde \u00fccretsiz hesap a\u00e7abilirsiniz ve ilk Revolut kart\u0131n\u0131z\u0131 talep etti\u011finizde ise sadece teslimat \u00fccretini \u00f6demeniz gerekir.&nbsp;<\/p>\n\n\n\n<p>Revolut kart ile T\u00fcrkiye seyahatlerinizde belirli limitlerde ATM\u2019lerden i\u015flem \u00fccreti olmadan nakit \u00e7ekebilir ve al\u0131\u015fveri\u015flerinizde \u00f6deme yapabilirsiniz. Revolut hakk\u0131nda daha detayl\u0131 bilgi i\u00e7in <a href=\"https:\/\/yurtdisindayiz.com\/revolut-nedir-nasil-kullanilir\/\">Revolut Nedir, Nas\u0131l Kullan\u0131l\u0131r<\/a> ba\u015fl\u0131kl\u0131 yaz\u0131m\u0131z\u0131 inceleyebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Monzo Nedir?<\/h2>\n\n\n\n<p>Monzo, \u0130ngiltere merkezli ve FCA onayl\u0131 online bankac\u0131l\u0131k hizmetleri sa\u011flayan bir di\u011fer alternatif. Monzo, herhangi bir geleneksel bankadan farks\u0131z olarak \u00e7al\u0131\u015f\u0131r ve \u00fcyelik sonras\u0131 kullan\u0131c\u0131lara MasterCard altyap\u0131s\u0131na sahip bir banka kart\u0131 g\u00f6nderir. Monzo kart ile banka&nbsp;<\/p>\n\n\n\n<p>\u0130ngiltere\u2019de yayg\u0131n olarak tercih edilen bir online bankac\u0131l\u0131k uygulamas\u0131 olan Monzo\u2019da bir hesap a\u00e7abilmek i\u00e7in kimlik ya da pasaporta ek olarak \u0130ngiltere\u2019de bir ikamet adresi de ibraz etmelisiniz. O y\u00fczden Monzo hesab\u0131 a\u00e7abilmek i\u00e7in \u0130ngiltere\u2019de oturum izniniz olmas\u0131 gerekir.<\/p>\n\n\n\n<p>Monzo kart\u0131n\u0131z\u0131 T\u00fcrkiye\u2019de de harcama yapmak i\u00e7in kullanabilirsiniz. ATM\u2019lerden \u00fccretsiz para \u00e7ekme limiti \u0130ngiltere d\u0131\u015f\u0131ndaki \u00fclkelerde ayda 200 GBP olarak belirlendi\u011fi i\u00e7in T\u00fcrkiye\u2019de de bu limit ge\u00e7erli. Sonraki nakit \u00e7ekimlerinde \u00e7ekmek istedi\u011finiz miktar\u0131n %3\u2019\u00fc i\u015flem \u00fccreti olarak yans\u0131t\u0131l\u0131r.&nbsp;<\/p>\n\n\n\n<p>Monzo ile ilgili daha \u00e7ok bilgi edinmek isterseniz <a href=\"https:\/\/yurtdisindayiz.com\/ingilterede-banka-hesabi-acmak\/\">\u0130ngiltere\u2019de Banka Hesab\u0131 A\u00e7mak<\/a> yaz\u0131m\u0131zda Monzo\u2019dan daha detayl\u0131 olarak bahsetmi\u015ftik.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00fcrkiye&#8217;de Yabanc\u0131 Banka Kartlar\u0131ndan Al\u0131nan Komisyonlar<\/h2>\n\n\n\n<p>Yabanc\u0131 banka kartlar\u0131 ile T\u00fcrkiye\u2019de i\u015flem yaparken al\u0131nan komisyon, bankan\u0131z\u0131n ald\u0131\u011f\u0131&nbsp;i\u015flem ve d\u00f6viz kuru \u00fccretlerini kapsar.&nbsp;Uygulanan komisyonlar&nbsp;bankadan bankaya ve y\u0131la g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. Baz\u0131 bankalar ise yurt d\u0131\u015f\u0131 bankalar ile anla\u015fma yaparak&nbsp;komisyon oran\u0131n\u0131 azaltabilir veya ortadan kald\u0131rabilir.<\/p>\n\n\n\n<p>Komisyonlar\u0131 etkileyen en \u00f6nemli fakt\u00f6rlerden birisi de&nbsp;paran\u0131n cinsi. Dolar ve Euro gibi d\u00fcnyan\u0131n bir\u00e7ok yerinde kullan\u0131lan para birimlerinin komisyonlar\u0131 di\u011fer para birimlerinin komisyon oranlar\u0131na g\u00f6re daha d\u00fc\u015f\u00fck olabilir.&nbsp;<\/p>\n\n\n\n<p>Komisyon oranlar\u0131 her y\u0131l g\u00fcncellenerek bankalar taraf\u0131ndan belirlenir. Bankalar taraf\u0131ndan al\u0131nan i\u015flem \u00fccretleri, sabit bir \u00fccret ve buna ek olarak \u00e7ekilen miktar\u0131n belirlenen bir y\u00fczdesine ba\u011fl\u0131 de\u011fi\u015fken bir \u00fccreti kapsayabilir. Bu nedenle \u00e7ekti\u011finiz ya da harcad\u0131\u011f\u0131n\u0131z miktar artt\u0131k\u00e7a bankalar taraf\u0131ndan al\u0131nan i\u015flem \u00fccretleri de artabilir.&nbsp;<\/p>\n\n\n\n<p>Ayr\u0131ca d\u00f6viz kurlar\u0131nda dalgalanma olan d\u00f6nemlerde \u00f6denen i\u015flem \u00fccretleri daha y\u00fcksek olabilir. Baz\u0131 bankalar bu d\u00f6nemlerde yap\u0131lan harcamalar\u0131 provizyonda tutabilir ve kesilen komisyon hesaplad\u0131\u011f\u0131n\u0131zdan fazla olabilir.<\/p>\n\n\n\n<p>Yabanc\u0131 kartlarla yap\u0131lan i\u015flemlerde bankalar taraf\u0131ndan al\u0131nan komisyon oranlar\u0131na dair net bilgiye ula\u015fmak i\u00e7in kullanmak istedi\u011finiz bankan\u0131n internet sitesini inceleyebilirsiniz.<\/p>\n\n\n\n<p>Geleneksel bankalara alternatif olarak <strong><a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise<\/a><\/strong>, <strong>Revolut<\/strong> ve <strong>Monzo<\/strong> gibi sa\u011flay\u0131c\u0131lara ait banka kartlar\u0131 ile T\u00fcrkiye\u2019de y\u00fcksek i\u015flem \u00fccretleri \u00f6demeden para \u00e7ekebilir ve harcama yapabilirsiniz. Bu sa\u011flay\u0131c\u0131larla yurt d\u0131\u015f\u0131ndayken TL bakiyesi a\u00e7arak T\u00fcrkiye\u2019deki harcamalar\u0131n\u0131z\u0131 i\u015flem \u00fccreti olmadan yapabilir ya da farkl\u0131 para birimlerindeki bakiyeleriniz d\u00fc\u015f\u00fck \u00fccretlerle harcayabilirsiniz.<\/p>\n\n\n\n<p>T\u00fcrkiye\u2019de yabanc\u0131 banka kartlar\u0131ndan komisyonsuz ya da d\u00fc\u015f\u00fck komisyonlu para \u00e7ekmeyle ilgili gerekli bilgileri bir sonraki b\u00f6l\u00fcmde a\u00e7\u0131klayaca\u011f\u0131z.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Yabanc\u0131 Banka Kart\u0131ndan Komisyon Almayan Bankalar<\/h2>\n\n\n\n<p>T\u00fcrkiye\u2019deki baz\u0131 bankalar, yurt d\u0131\u015f\u0131ndaki bankalarla yapt\u0131klar\u0131 ikili anla\u015fmalar gere\u011fi yabanc\u0131 banka kart\u0131yla yapaca\u011f\u0131n\u0131z i\u015flemlerden komisyon almaz.&nbsp;Di\u011fer bankalar\u0131n alaca\u011f\u0131 i\u015flem \u00fccretleri de bankalar taraf\u0131ndan belirlendi\u011fi i\u00e7in bankadan bankaya ve \u00e7ekece\u011finiz miktara g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir.<\/p>\n\n\n\n<p>Bu konuyla ilgili en g\u00fcncel bilgileri, bankalar\u0131n resmi web sitelerinin i\u015flem \u00fccretleri b\u00f6l\u00fcm\u00fcnden kontrol edebilir, \u015fubeyi ziyaret edebilir ya da&nbsp; m\u00fc\u015fteri hizmetleri ile ileti\u015fime ge\u00e7ebilirsiniz.&nbsp;<\/p>\n\n\n\n<p>E\u011fer <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise Kart kullan\u0131yorsan\u0131z<\/a> <strong>toplam&nbsp;miktar 200 Euro veya 200 GBP alt\u0131nda oldu\u011fu s\u00fcrece ATM\u2019lerden ayda iki kez \u00fccretsiz nakit \u00e7ekebilirsiniz.&nbsp;<\/strong>E\u011fer kart\u0131n\u0131z Avrupa\u2019da ya da \u0130ngiltere\u2019de d\u00fczenlendiyse, sonraki \u00e7ekimlerde i\u015flem ba\u015f\u0131na 0,50 Euro ya da 0,50 GBP sabit \u00fccret uygulan\u0131r. Bir ay i\u00e7inde \u00e7ekti\u011finiz miktar 200 Euro ya da 200 GBP \u00fczerinde olursa bu sabit \u00fccrete ek olarak \u00e7ekti\u011finiz miktar\u0131n %1,75\u2019i kadar i\u015flem \u00fccreti al\u0131n\u0131r.<\/p>\n\n\n\n<p>E\u011fer T\u00fcrkiye\u2019de para \u00e7ekece\u011finiz ATM anla\u015fmal\u0131 bir bankaya ait de\u011filse ve d\u00f6viz hesab\u0131n\u0131zdan para \u00e7ekecekseniz d\u00f6viz cinsinden para \u00e7ekerek daha sonra TL\u2019ye \u00e7evirmeniz daha d\u00fc\u015f\u00fck maliyetli olabilir. Bankalar\u0131n d\u00f6viz \u00e7evrim i\u00e7in kulland\u0131klar\u0131 d\u00f6viz kurlar\u0131 reel d\u00f6viz kurundan farkl\u0131 olabilir.<\/p>\n\n\n\n<p>Revolut ve Monzo kartlar\u0131n\u0131z\u0131 da T\u00fcrkiye\u2019de nakit \u00e7ekmek ve al\u0131\u015fveri\u015f yapmak i\u00e7in kullanmak m\u00fcmk\u00fcn. Revolut ve Monzo kartlar\u0131yla ATM\u2019den \u00fccretsiz nakit \u00e7ekme limitleri \u00fcyelik t\u00fcr\u00fcn\u00fcze ve para \u00e7ekece\u011finiz \u00fclkeye g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir.&nbsp;<\/p>\n\n\n\n<p>T\u00fcrkiye\u2019de hizmet veren a\u015fa\u011f\u0131daki bankalardan yurt d\u0131\u015f\u0131ndan edindi\u011finiz banka kartlar\u0131n\u0131zla belirli limitlerle i\u015flem \u00fccreti \u00f6demeden ya da di\u011fer bankalara g\u00f6re daha d\u00fc\u015f\u00fck komisyonlarla i\u015flem yapman\u0131z m\u00fcmk\u00fcn olabilir:<\/p>\n\n\n\n<ul>\n<li>TEB<\/li>\n\n\n\n<li>\u0130\u015fbank<\/li>\n\n\n\n<li>Garanti<\/li>\n<\/ul>\n\n\n\n<p>En g\u00fcncel bilgi i\u00e7in bankan\u0131z ile ileti\u015fime ge\u00e7ebilir ya da resmi web sitelerini ziyaret edebilirsiniz. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Yurt D\u0131\u015f\u0131 Kart\u0131yla T\u00fcrkiye&#8217;de Para \u00c7ekmek<\/h2>\n\n\n\n<p>T\u00fcrkiye\u2019de bir\u00e7ok yerel ATM ile yabanc\u0131 para birimlerinde (Dolar ve Euro gibi) para \u00e7ekmek m\u00fcmk\u00fcn. E\u011fer para \u00e7ekmek istedi\u011finiz ATM\u2019nin \u00fcst\u00fcnde istedi\u011finiz&nbsp;para biriminin amblemi varsa&nbsp;o ATM\u2019den o para biriminde para \u00e7ekebilirsiniz. Ancak gitti\u011finiz \u00fclkede yerel para birimi ile para \u00e7ekmek sizin i\u00e7in daha avantajl\u0131 olabilir.<\/p>\n\n\n\n<p>Genellikle ATM\u2019ler&nbsp;Dinamik Para Birimi D\u00f6n\u00fc\u015ft\u00fcrme (DCC)&nbsp;\u00f6zelli\u011fini kullanarak&nbsp;otomatik bir d\u00f6viz kuru&nbsp;belirler. Bu da i\u015flemlerinizde daha fazla i\u015flem \u00fccreti \u00f6deyebilece\u011finiz anlam\u0131na gelir. Gitti\u011finiz \u00fclkenin yerel para biriminde para \u00e7ekip daha sonra istedi\u011finiz d\u00f6viz kuruna d\u00f6n\u00fc\u015ft\u00fcrmek daha az fark \u00f6demenizi sa\u011flayabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">T\u00fcrkiye\u2019de Yabanc\u0131 Kartla Para \u00c7ekme Komisyonu<\/h3>\n\n\n\n<p>T\u00fcrkiye\u2019de bir\u00e7ok ATM\u2019den yabanc\u0131 banka kartlar\u0131yla Dolar ve Euro gibi yabanc\u0131 para birimlerinde veya T\u00fcrk Liras\u0131 olarak para \u00e7ekmek m\u00fcmk\u00fcn.<\/p>\n\n\n\n<p>T\u00fcrkiye\u2019de yabanc\u0131 kartla ATM\u2019den para \u00e7ekme komisyonu bankadan bankaya, \u00e7ekti\u011finiz miktara ve para birimine g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. \u00d6rne\u011fin yabanc\u0131 banka kart\u0131n\u0131z Euro para birimindeyse; T\u00fcrkiye\u2019deki ATM\u2019lerden Euro olarak ve T\u00fcrk Liras\u0131 olarak \u00e7ekti\u011finiz miktarlar da bankan\u0131n kullanaca\u011f\u0131 d\u00f6viz \u00e7evrim kuruna g\u00f6re farkl\u0131 olabilir.<\/p>\n\n\n\n<p>Bankalar\u0131n komisyonu sabit bir \u00fccretlendirmeye ba\u011fl\u0131 ya da \u00e7ekece\u011finiz miktar\u0131n belirlenen bir %\u2019si olarak hesaplanabilir.<\/p>\n\n\n\n<p>T\u00fcrkiye\u2019deki ATM\u2019lerden para \u00e7ekerken \u00f6deyece\u011finiz i\u015flem \u00fccretini ve kullan\u0131lan d\u00f6viz kurunu i\u015flemi tamamlamadan \u00f6nce g\u00f6rebilirsiniz. Onaylad\u0131\u011f\u0131n\u0131z durumda paran\u0131z\u0131 istedi\u011finiz para biriminde \u00e7ekebilirsiniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">T\u00fcrkiye\u2019de Euro Para \u00c7ekmek<\/h3>\n\n\n\n<p>T\u00fcrkiye\u2019de \u00fczerinde Dolar veya Euro olan ATM\u2019lerden d\u00f6viz \u00e7ekebilirsiniz. Kimi ATM\u2019ler sadece Euro \u00e7ekimine izin verse de her iki para birimini de \u00e7ekebilece\u011finiz ATM\u2019leri bulmak olduk\u00e7a kolay.<\/p>\n\n\n\n<p>\u00d6rne\u011fin, Alman banka kart\u0131 ile T\u00fcrkiye\u2019den para \u00e7ekmek i\u00e7in \u00fczerinde Euro i\u015faretinin oldu\u011fu bir ATM\u2019den kart\u0131n\u0131z\u0131 tak\u0131p, \u015fifrenizi girip Euro \u00e7ekebilirsiniz. Euro \u00e7ekme komisyonlar\u0131n\u0131 para \u00e7ekme i\u015flemine onay vermeden \u00f6nce ekranda g\u00f6rebilir ve i\u015flem ger\u00e7ekle\u015ftikten sonra da i\u015flem \u00fccretlerinin detayland\u0131r\u0131ld\u0131\u011f\u0131 bir fi\u015f alabilirsiniz.<\/p>\n\n\n\n<p>Ayn\u0131 \u015fekilde bir USD kart ile T\u00fcrkiye\u2019deki bir ATM\u2019den USD para biriminde para \u00e7ekebilirsiniz.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ATM&#8217;lerinden Kolayca Para \u00c7ekebilece\u011finiz Baz\u0131 T\u00fcrk Bankalar\u0131<\/h2>\n\n\n\n<ul>\n<li>TEB (T\u00fcrkiye Ekonomi Bankas\u0131)<\/li>\n\n\n\n<li>Garanti Bankas\u0131<\/li>\n\n\n\n<li>Akbank<\/li>\n\n\n\n<li>T\u00fcrkiye \u0130\u015f Bankas\u0131<\/li>\n\n\n\n<li>Vak\u0131fbank<\/li>\n\n\n\n<li>Finansbank<\/li>\n\n\n\n<li>ING Bank<\/li>\n<\/ul>\n\n\n\n<p>Yurt d\u0131\u015f\u0131nda kulland\u0131\u011f\u0131n\u0131z bankaya ve bulundu\u011funuz \u00fclkeye g\u00f6re bu bankalar\u0131n baz\u0131lar\u0131nda&nbsp;komisyonsuz ya da d\u00fc\u015f\u00fck komisyonla para \u00e7ekme&nbsp;\u015fans\u0131n\u0131z olabilir. Baz\u0131 bankalar\u0131n&nbsp;bir\u00e7ok \u00fclkede bu konuda anla\u015fmal\u0131 bankalar\u0131&nbsp;bulunur. T\u00fcrkiye\u2019deyken \u00fczerinde Dolar, Euro, GBP gibi para birimlerine ait d\u00f6viz sembolleri olan ATM\u2019lerden ya da \u015fube i\u00e7erisindeki gi\u015felerden o para biriminde kolayca nakit \u00e7ekebilirsiniz.<\/p>\n\n\n\n<p>T\u00fcrkiye\u2019deki bankalar\u0131n nakit \u00e7ekim limitleri ve komisyonlar\u0131na dair daha fazla bilgi i\u00e7in ilgili bankan\u0131n internet sitesini inceleyebilir, \u015fubeyi ziyaret edebilir ya da m\u00fc\u015fteri hizmetleri ile ileti\u015fime ge\u00e7ebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Yurtd\u0131\u015f\u0131 Kredi Kart\u0131 ile T\u00fcrkiye\u2019de Online Al\u0131\u015fveri\u015f<\/h2>\n\n\n\n<p>Yurt d\u0131\u015f\u0131ndaki bankalara ait kredi ve banka kartlar\u0131n\u0131z\u0131 T\u00fcrkiye seyahatlerinizde al\u0131\u015fveri\u015f merkezlerinde ya da restoranlarda harcama yapmak i\u00e7in kullanabildi\u011finiz gibi online al\u0131\u015fveri\u015flerde de kullanabilirsiniz. Bu i\u015flem i\u00e7in kart\u0131n\u0131z\u0131n yurt d\u0131\u015f\u0131 kullan\u0131m\u0131na a\u00e7\u0131k olmas\u0131 gerekir.<\/p>\n\n\n\n<p>T\u00fcrkiye\u2019deyken internet harcamalar\u0131nda yabanc\u0131 kredi ya da banka kart\u0131n\u0131z\u0131 kullan\u0131p kullanamamak bankadan bankaya ve al\u0131\u015fveri\u015f yapaca\u011f\u0131n\u0131z siteye g\u00f6re de\u011fi\u015febilir. E\u011fer kart\u0131n\u0131z\u0131n yurt d\u0131\u015f\u0131 harcamalara a\u00e7\u0131k oldu\u011fundan emin oldu\u011funuz halde online al\u0131\u015fveri\u015finizde \u00f6demeniz onaylanm\u0131yorsa kulland\u0131\u011f\u0131n\u0131z internet sitesi ya da uygulama yabanc\u0131 kartlar\u0131 desteklemiyor olabilir.&nbsp;<\/p>\n\n\n\n<p>\u00d6zellikle uluslararas\u0131 hizmet veren al\u0131\u015fveri\u015f siteleri ve uygulamalar genellikle yabanc\u0131 kredi kartlar\u0131n\u0131 \u00f6deme i\u00e7in kabul eder.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00fcrkiye&#8217;deki Yabanc\u0131 Bankalar<\/h2>\n\n\n\n<p>T\u00fcrkiye\u2019de \u015fubesi bulunan bir\u00e7ok yabanc\u0131 banka mevcut. Sizin bankan\u0131z\u0131n da ba\u015fka bir \u00fclkede \u015fubesi varsa para \u00e7ekme i\u015flemlerinizi bu \u015fubelerde yapma \u015fans\u0131n\u0131z olabilir. Ancak yapaca\u011f\u0131n\u0131z i\u015flemlerde&nbsp;komisyon oranlar\u0131 farkl\u0131l\u0131k g\u00f6sterebilir. \u0130\u015flem yapmadan \u00f6nce bankan\u0131zla ileti\u015fime ge\u00e7erek komisyon oranlar\u0131n\u0131 \u00f6\u011frenebilirsiniz.<\/p>\n\n\n\n<p><strong>T\u00fcrkiye\u2019de \u015fubesi bulunan baz\u0131 yabanc\u0131 bankalar \u015f\u00f6yle listelenebilir:<\/strong><\/p>\n\n\n\n<ul>\n<li>Commerzbank&nbsp;<\/li>\n\n\n\n<li>The Bank of New York Mellon (BNY Mellon)<\/li>\n\n\n\n<li>Landesbank&nbsp;<\/li>\n\n\n\n<li>DZ Bank<\/li>\n\n\n\n<li>UBS Switzerland&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>*T\u00fcrkiye\u2019deki bulunan yabanc\u0131 banka \u015fubelerinin t\u00fcm\u00fc Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu\u2019nun (BDDK) resmi internet sitesinde listelenir. Bu listeye&nbsp;<a href=\"https:\/\/www.bddk.org.tr\/Kurulus\/Liste\/83\">BDDK \u2013 Yabanc\u0131 Bankalar\u0131n T\u00fcrkiye Temsilcilikleri<\/a>&nbsp;\u00fczerinden bakabilirsiniz.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Wise ile ilgili daha fazla bilgi almak isterseniz detayl\u0131 incelemesini yapt\u0131\u011f\u0131m\u0131z bu yaz\u0131y\u0131 okuyabilirsiniz:&nbsp;<a href=\"https:\/\/yurtdisindayiz.com\/wise-nedir-nasil-kullanilir\/\">Wise Nedir? Nas\u0131l Kullan\u0131l\u0131r?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00d6zet: T\u00fcrkiye\u2019de Yabanc\u0131 Banka Kart\u0131 Kullanmak<\/h2>\n\n\n\n<p>Yukar\u0131da bahsetti\u011fimiz \u00fczere T\u00fcrkiye\u2019de yurtd\u0131\u015f\u0131 kart\u0131 kullanmak m\u00fcmk\u00fcn. Yurtd\u0131\u015f\u0131 kart\u0131n\u0131zla ATM\u2019lerden TL, Euro ve Dolar \u00e7ekebilirsiniz. Kart ile \u00f6deme yap\u0131labilen yerlerde harcama yapabilirsiniz. Ancak TL ile para \u00e7ekerken veya harcama yaparken doviz \u00e7evrim oranlar\u0131na ve yabanc\u0131 para de\u011fi\u015fim \u00fccretlerine dikkat etmekte fayda var.<\/p>\n\n\n\n<p>T\u00fcrkiye\u2019de harcama yapmak i\u00e7in bir TL hesab\u0131 a\u00e7abilir ve Wise veya Revolut kart\u0131n\u0131z\u0131 kullanarak \u00f6deme yapabilirsiniz.<\/p>\n\n\n\n<p>Wise, kullan\u0131c\u0131lar\u0131na \u00e7oklu d\u00f6viz hesab\u0131 a\u00e7ma f\u0131rsat\u0131 sunuyor. Bu sayede, T\u00fcrkiye ziyaretlerinizde kullanmak \u00fczere bir TL hesab\u0131 a\u00e7abilir ve Wise kart\u0131n\u0131z ile harcama yapabilir ve banka \u00e7evrim komisyonlar\u0131ndan ka\u00e7\u0131nabilirsiniz.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-7 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\" target=\"_blank\" rel=\"nofollow noopener\">WISE S\u0130TES\u0130NE G\u0130T<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">S\u0131k\u00e7a Sorulan Sorular<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1660726207327\"><strong class=\"schema-faq-question\">T\u00fcrkiye\u2019de Hangi Yabanc\u0131 Kredi veya Banka Kartlar\u0131 Kullan\u0131l\u0131r?<\/strong> <p class=\"schema-faq-answer\">T\u00fcrkiye\u2019de Visa ve MasterCard \u00f6deme altyap\u0131s\u0131n\u0131 kullanan bir\u00e7ok yabanc\u0131 kredi ve banka kart\u0131n\u0131 kullanabilirsiniz. Bunun yan\u0131nda o kadar yayg\u0131n olmasa da American Express altyap\u0131s\u0131n\u0131 kullanan kartlar da ge\u00e7erlidir.<br\/><br\/>E\u011fer <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise Kart<\/a> sahibi iseniz, kart\u0131n\u0131z\u0131 T\u00fcrkiye\u2019de aktif \u015fekilde kullanabilirsiniz.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1660725982993\"><strong class=\"schema-faq-question\">Yurt d\u0131\u015f\u0131 kredi kart\u0131 ile T\u00fcrkiye&#8217;de al\u0131\u015fveri\u015f yap\u0131labilir mi?<\/strong> <p class=\"schema-faq-answer\">T\u00fcrkiye\u2019de baz\u0131 al\u0131\u015fveri\u015f merkezleri, restoranlar ve ma\u011fazalarda yurt d\u0131\u015f\u0131 kredi kart\u0131 ile al\u0131\u015fveri\u015f yapabilir ve \u00f6demenizi ger\u00e7ekle\u015ftirebilirsiniz. \u00d6zellikle yabanc\u0131 turistlerin tercih etti\u011fi sahil b\u00f6lgelerinde bu uygulama olduk\u00e7a yayg\u0131nd\u0131r.\u00a0<br\/><br\/>Ancak sorun ya\u015famamak i\u00e7in al\u0131\u015fveri\u015fe ba\u015flamadan \u00f6nce yabanc\u0131 kart ile al\u0131\u015fveri\u015f yap\u0131l\u0131p yap\u0131lmad\u0131\u011f\u0131n\u0131 sorman\u0131z faydal\u0131 olabilir.\u00a0<br\/><br\/>Evet <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise<\/a> veya Revolut kart\u0131n\u0131z varsa, bakiyenizdeki para birimlerinden \u00fccretsiz harcayabilir ve al\u0131\u015fveri\u015f yapabilirsiniz. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1660725953226\"><strong class=\"schema-faq-question\">T\u00fcrkiye\u2019de yabanc\u0131 kartla ATM\u2019den Euro \u00e7ekilir mi?<\/strong> <p class=\"schema-faq-answer\">Evet, yabanc\u0131 bankalara ait kart\u0131n\u0131z ile T\u00fcrkiye\u2019deki ATM\u2019lerden Euro \u00e7ekebilirsiniz. Ancak bunun i\u00e7in ATM\u2019nin \u00fczerinde d\u00f6viz verdi\u011fini belirten dolar, euro, pound gibi i\u015faretlerin ($, \u20ac, \u00a3) olmas\u0131 gerekir.\u00a0<br\/><br\/>Ayr\u0131ca yabanc\u0131 banka kart\u0131n\u0131z \u00fczerinde bulunan logonun ( Visa, MasterCard, American Express gibi) da yine euro \u00e7ekece\u011finiz ATM \u00fczerinde bulunmas\u0131 gerekir. Bu ko\u015fullara uyan herhangi bir ATM\u2019den euro \u00e7ekebilirsiniz.<br\/><br\/>Evet <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise<\/a> veya Revolut kart\u0131n\u0131z varsa, bakiyenizdeki para birimlerinden \u00fccretsiz harcayabilir veya belirlenen limitler alt\u0131nda \u00fccretsiz para \u00e7ekebilirsiniz. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1660726076387\"><strong class=\"schema-faq-question\">Alman banka kart\u0131 T\u00fcrkiye&#8217;de kullan\u0131labilir mi?<\/strong> <p class=\"schema-faq-answer\">Alman banka kartlar\u0131n\u0131 T\u00fcrkiye\u2019de al\u0131\u015fveri\u015f yaparken ya da nakit \u00e7ekmek i\u00e7in kullanabilirsiniz. ATM\u2019lerde d\u00f6viz i\u015faretinin olmas\u0131 nakit \u00e7ekim i\u015flemleri i\u00e7in \u00f6nemli iken ma\u011fazan\u0131n g\u00f6revlisi ile Alman kredi kart\u0131n\u0131n kullan\u0131m\u0131n\u0131 teyit etmek al\u0131\u015fveri\u015f i\u00e7in \u00f6nemlidir.<br\/><br\/>Bu konudaki detayl\u0131 bilgiye <a href=\"https:\/\/yurtdisindayiz.com\/en-iyi-almanya-kredi-kartlari-nasil-alinir-ve-avantajlari\/\"><em>\u2018Alman Kredi ve Banka Kartlar\u0131\u2019 <\/em><\/a>yaz\u0131m\u0131zdan ula\u015fabilirsiniz.<br\/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1660726168119\"><strong class=\"schema-faq-question\">Yurt d\u0131\u015f\u0131 kredi kart\u0131 ile T\u00fcrkiye&#8217;de online al\u0131\u015fveri\u015f yap\u0131labilir mi?<\/strong> <p class=\"schema-faq-answer\">Yurt d\u0131\u015f\u0131 kredi kartlar\u0131n\u0131z\u0131 fiziksel ma\u011fazalardan oldu\u011fu gibi T\u00fcrkiye\u2019deki online al\u0131\u015fveri\u015f sitelerinde de kullanabilirsiniz. Ancak burada iki kriter mevcut.\u00a0<br\/><br\/><strong>\u0130lki kullanaca\u011f\u0131n\u0131z kredi kart\u0131n\u0131n yurt d\u0131\u015f\u0131nda online al\u0131\u015fveri\u015flere a\u00e7\u0131k olmas\u0131 di\u011feri ise al\u0131\u015fveri\u015f yapaca\u011f\u0131n\u0131z sitenin \u00f6deme altyap\u0131s\u0131n\u0131n bu i\u015fleme uygun olmas\u0131. <\/strong><\/p> <\/div> <\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>T\u00fcrkiye\u2019de yurtd\u0131\u015f\u0131 banka ve kredi kart\u0131 kullan\u0131m\u0131 hakk\u0131nda hem bilgilendirmeye hem de size en avantajl\u0131 oldu\u011funu d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcm\u00fcz y\u00f6ntemi detaylar\u0131yla anlatmaya \u00e7al\u0131\u015ft\u0131k.&nbsp;<\/strong><\/p>\n\n\n\n<center><a href=\"https:\/\/wise.com\/gb\/multi-currency-account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\" class=\"button\">Wise Debit Kart Al<\/a><\/center>\n","protected":false},"excerpt":{"rendered":"<p>Yurt d\u0131\u015f\u0131nda ya\u015fayan T\u00fcrk vatanda\u015flar\u0131, T\u00fcrkiye\u2019ye seyahatleri s\u0131ras\u0131nda genellikle yanlar\u0131nda y\u00fcksek miktarda nakit para bulundurmak istemezler. B\u00f6yle durumlarda T\u00fcrkiye\u2019ye geldiklerinde &#8230; <a title=\"T\u00fcrkiye\u2019de Yurtd\u0131\u015f\u0131 Banka Kart\u0131 &#038; Kredi Kart\u0131 Kullanmak\" class=\"read-more\" href=\"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/\" aria-label=\"More on T\u00fcrkiye\u2019de Yurtd\u0131\u015f\u0131 Banka Kart\u0131 &#038; Kredi Kart\u0131 Kullanmak\">Devam\u0131 \u0130\u00e7in<\/a><\/p>\n","protected":false},"author":1,"featured_media":3694,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[55],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>T\u00fcrkiye\u2019de Yurtd\u0131\u015f\u0131 Banka Kart\u0131 &amp; Kredi Kart\u0131 Kullanmak [2024] | Yurtd\u0131\u015f\u0131nday\u0131z<\/title>\n<meta name=\"description\" content=\"T\u00fcrkiye&#039;ye hangi yabanc\u0131 banka kartlar\u0131 kullan\u0131labilir? T\u00fcrkiye&#039;de ve yurtd\u0131\u015f\u0131 seyahatlerinizde kullanabilece\u011finiz kartlar\u0131 ve avantajlar\u0131n\u0131 inceledik.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T\u00fcrkiye\u2019de Yurtd\u0131\u015f\u0131 Banka Kart\u0131 &amp; Kredi Kart\u0131 Kullanmak [2024] | Yurtd\u0131\u015f\u0131nday\u0131z\" \/>\n<meta property=\"og:description\" content=\"T\u00fcrkiye&#039;ye hangi yabanc\u0131 banka kartlar\u0131 kullan\u0131labilir? 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Bunun yan\u0131nda o kadar yayg\u0131n olmasa da American Express altyap\u0131s\u0131n\u0131 kullanan kartlar da ge\u00e7erlidir.<br\/><br\/>E\u011fer <a href=\\\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\\\">Wise Kart<\/a> sahibi iseniz, kart\u0131n\u0131z\u0131 T\u00fcrkiye\u2019de aktif \u015fekilde kullanabilirsiniz.\",\"inLanguage\":\"tr\"},\"inLanguage\":\"tr\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660725982993\",\"position\":2,\"url\":\"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660725982993\",\"name\":\"Yurt d\u0131\u015f\u0131 kredi kart\u0131 ile T\u00fcrkiye'de al\u0131\u015fveri\u015f yap\u0131labilir mi?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"T\u00fcrkiye\u2019de baz\u0131 al\u0131\u015fveri\u015f merkezleri, restoranlar ve ma\u011fazalarda yurt d\u0131\u015f\u0131 kredi kart\u0131 ile al\u0131\u015fveri\u015f yapabilir ve \u00f6demenizi ger\u00e7ekle\u015ftirebilirsiniz. \u00d6zellikle yabanc\u0131 turistlerin tercih etti\u011fi sahil b\u00f6lgelerinde bu uygulama olduk\u00e7a yayg\u0131nd\u0131r.\u00a0<br\/><br\/>Ancak sorun ya\u015famamak i\u00e7in al\u0131\u015fveri\u015fe ba\u015flamadan \u00f6nce yabanc\u0131 kart ile al\u0131\u015fveri\u015f yap\u0131l\u0131p yap\u0131lmad\u0131\u011f\u0131n\u0131 sorman\u0131z faydal\u0131 olabilir.\u00a0<br\/><br\/>Evet <a href=\\\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\\\">Wise<\/a> veya Revolut kart\u0131n\u0131z varsa, bakiyenizdeki para birimlerinden \u00fccretsiz harcayabilir ve al\u0131\u015fveri\u015f yapabilirsiniz. \",\"inLanguage\":\"tr\"},\"inLanguage\":\"tr\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660725953226\",\"position\":3,\"url\":\"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660725953226\",\"name\":\"T\u00fcrkiye\u2019de yabanc\u0131 kartla ATM\u2019den Euro \u00e7ekilir mi?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Evet, yabanc\u0131 bankalara ait kart\u0131n\u0131z ile T\u00fcrkiye\u2019deki ATM\u2019lerden Euro \u00e7ekebilirsiniz. Ancak bunun i\u00e7in ATM\u2019nin \u00fczerinde d\u00f6viz verdi\u011fini belirten dolar, euro, pound gibi i\u015faretlerin ($, \u20ac, \u00a3) olmas\u0131 gerekir.\u00a0<br\/><br\/>Ayr\u0131ca yabanc\u0131 banka kart\u0131n\u0131z \u00fczerinde bulunan logonun ( Visa, MasterCard, American Express gibi) da yine euro \u00e7ekece\u011finiz ATM \u00fczerinde bulunmas\u0131 gerekir. 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Bunun yan\u0131nda o kadar yayg\u0131n olmasa da American Express altyap\u0131s\u0131n\u0131 kullanan kartlar da ge\u00e7erlidir.<br\/><br\/>E\u011fer <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise Kart<\/a> sahibi iseniz, kart\u0131n\u0131z\u0131 T\u00fcrkiye\u2019de aktif \u015fekilde kullanabilirsiniz.","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660725982993","position":2,"url":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660725982993","name":"Yurt d\u0131\u015f\u0131 kredi kart\u0131 ile T\u00fcrkiye'de al\u0131\u015fveri\u015f yap\u0131labilir mi?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"T\u00fcrkiye\u2019de baz\u0131 al\u0131\u015fveri\u015f merkezleri, restoranlar ve ma\u011fazalarda yurt d\u0131\u015f\u0131 kredi kart\u0131 ile al\u0131\u015fveri\u015f yapabilir ve \u00f6demenizi ger\u00e7ekle\u015ftirebilirsiniz. \u00d6zellikle yabanc\u0131 turistlerin tercih etti\u011fi sahil b\u00f6lgelerinde bu uygulama olduk\u00e7a yayg\u0131nd\u0131r.\u00a0<br\/><br\/>Ancak sorun ya\u015famamak i\u00e7in al\u0131\u015fveri\u015fe ba\u015flamadan \u00f6nce yabanc\u0131 kart ile al\u0131\u015fveri\u015f yap\u0131l\u0131p yap\u0131lmad\u0131\u011f\u0131n\u0131 sorman\u0131z faydal\u0131 olabilir.\u00a0<br\/><br\/>Evet <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise<\/a> veya Revolut kart\u0131n\u0131z varsa, bakiyenizdeki para birimlerinden \u00fccretsiz harcayabilir ve al\u0131\u015fveri\u015f yapabilirsiniz. ","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660725953226","position":3,"url":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660725953226","name":"T\u00fcrkiye\u2019de yabanc\u0131 kartla ATM\u2019den Euro \u00e7ekilir mi?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Evet, yabanc\u0131 bankalara ait kart\u0131n\u0131z ile T\u00fcrkiye\u2019deki ATM\u2019lerden Euro \u00e7ekebilirsiniz. Ancak bunun i\u00e7in ATM\u2019nin \u00fczerinde d\u00f6viz verdi\u011fini belirten dolar, euro, pound gibi i\u015faretlerin ($, \u20ac, \u00a3) olmas\u0131 gerekir.\u00a0<br\/><br\/>Ayr\u0131ca yabanc\u0131 banka kart\u0131n\u0131z \u00fczerinde bulunan logonun ( Visa, MasterCard, American Express gibi) da yine euro \u00e7ekece\u011finiz ATM \u00fczerinde bulunmas\u0131 gerekir. Bu ko\u015fullara uyan herhangi bir ATM\u2019den euro \u00e7ekebilirsiniz.<br\/><br\/>Evet <a href=\"https:\/\/wise.com\/gb\/account\/?utm_medium=affiliate&amp;utm_source=yurtdisindayiz&amp;utm_campaign=guide&amp;utm_content=turkiyede_yurtdisi_banka_karti_kredi_karti_kullanmak\">Wise<\/a> veya Revolut kart\u0131n\u0131z varsa, bakiyenizdeki para birimlerinden \u00fccretsiz harcayabilir veya belirlenen limitler alt\u0131nda \u00fccretsiz para \u00e7ekebilirsiniz. ","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660726076387","position":4,"url":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660726076387","name":"Alman banka kart\u0131 T\u00fcrkiye'de kullan\u0131labilir mi?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Alman banka kartlar\u0131n\u0131 T\u00fcrkiye\u2019de al\u0131\u015fveri\u015f yaparken ya da nakit \u00e7ekmek i\u00e7in kullanabilirsiniz. ATM\u2019lerde d\u00f6viz i\u015faretinin olmas\u0131 nakit \u00e7ekim i\u015flemleri i\u00e7in \u00f6nemli iken ma\u011fazan\u0131n g\u00f6revlisi ile Alman kredi kart\u0131n\u0131n kullan\u0131m\u0131n\u0131 teyit etmek al\u0131\u015fveri\u015f i\u00e7in \u00f6nemlidir.<br\/><br\/>Bu konudaki detayl\u0131 bilgiye <a href=\"https:\/\/yurtdisindayiz.com\/en-iyi-almanya-kredi-kartlari-nasil-alinir-ve-avantajlari\/\"><em>\u2018Alman Kredi ve Banka Kartlar\u0131\u2019 <\/em><\/a>yaz\u0131m\u0131zdan ula\u015fabilirsiniz.<br\/>","inLanguage":"tr"},"inLanguage":"tr"},{"@type":"Question","@id":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660726168119","position":5,"url":"https:\/\/yurtdisindayiz.com\/turkiyede-yurtdisi-banka-karti-kredi-karti-kullanmak\/#faq-question-1660726168119","name":"Yurt d\u0131\u015f\u0131 kredi kart\u0131 ile T\u00fcrkiye'de online al\u0131\u015fveri\u015f yap\u0131labilir mi?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yurt d\u0131\u015f\u0131 kredi kartlar\u0131n\u0131z\u0131 fiziksel ma\u011fazalardan oldu\u011fu gibi T\u00fcrkiye\u2019deki online al\u0131\u015fveri\u015f sitelerinde de kullanabilirsiniz. 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