{"id":2119,"date":"2021-04-08T22:02:00","date_gmt":"2021-04-08T22:02:00","guid":{"rendered":"http:\/\/yurtdisindayiz.com\/?p=2119"},"modified":"2022-04-12T07:06:51","modified_gmt":"2022-04-12T07:06:51","slug":"yurt-disi-borclanma-yurt-disindan-turkiyede-emeklilik","status":"publish","type":"post","link":"https:\/\/yurtdisindayiz.com\/yurt-disi-borclanma-yurt-disindan-turkiyede-emeklilik\/","title":{"rendered":"Yurt D\u0131\u015f\u0131 Bor\u00e7lanma: Yurt D\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de Emeklilik"},"content":{"rendered":"\n
T\u00fcrkiye’de devletimizin sundu\u011fu sosyal g\u00fcvenlik hakk\u0131 yaln\u0131zca T\u00fcrkiye’de ikamet eden de\u011fil yurtd\u0131\u015f\u0131ndaki T\u00fcrk vatanda\u015flar\u0131n\u0131 da kapsamaktad\u0131r.<\/strong><\/p>\n\n\n\n Tabii bu konu yaln\u0131zca T\u00fcrkiye \u00f6zelinde de de\u011fil, bireylerin kendi \u00fclkelerinde ya da ba\u015fka bir \u00fclkede \u00e7al\u0131\u015fmas\u0131n\u0131n kar\u015f\u0131l\u0131\u011f\u0131 olarak sosyal g\u00fcvenlik haklar\u0131na eri\u015fmesi, \u00fclkelerin en \u00f6nemli sosyal politika \u00e7al\u0131\u015fmalar\u0131ndan biri olarak de\u011ferlendirilir. Yurtd\u0131\u015f\u0131 bor\u00e7lanma yoluyla yurtd\u0131\u015f\u0131ndan T\u00fcrkiye’de emeklilik de \u00fclkemizin gurbet\u00e7i vatanda\u015flar\u0131m\u0131za sundu\u011fu hizmetlerden biridir.<\/p>\n\n\n\n \u00dclkemiz n\u00fcfusuna kay\u0131tl\u0131 vatanda\u015flar\u0131m\u0131z, yurt d\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de emeklilik ko\u015fullar\u0131n\u0131 kar\u015f\u0131layarak sosyal g\u00fcvenlik b\u00fcnyesinde yer almay\u0131 ama\u00e7lamaktad\u0131r. Yurt D\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de Emeklilik adl\u0131 yaz\u0131m\u0131zda yurt d\u0131\u015f\u0131 bor\u00e7lanma, emekli ayl\u0131\u011f\u0131 ve sosyal g\u00fcvenlik s\u00f6zle\u015fmeleri ile ilgili bilgiler bulunmaktad\u0131r.<\/p>\n\n\n\n 1960\u2019l\u0131 y\u0131llar\u0131n ba\u015f\u0131ndan itibaren T\u00fcrkiye d\u0131\u015f\u0131na d\u00fczenli g\u00f6\u00e7 hareketi ba\u015flam\u0131\u015ft\u0131r. \u00c7al\u0131\u015fma ve yeni bir hayat kurma d\u00fc\u015f\u00fcncesi ile di\u011fer \u00fclkelere ba\u015fvuran ki\u015filerin ilk tercihi Bat\u0131 Avrupa \u00fclkeleri olmu\u015ftur. \u00d6zellikle bu g\u00f6\u00e7 Almanya \u00fczerinde yo\u011funla\u015fm\u0131\u015ft\u0131r. Ard\u0131ndan tabii ki bu vatanda\u015flar\u0131n haklar\u0131na y\u00f6nelik de bir\u00e7ok d\u00fczenleme gerekmi\u015ftir.<\/p>\n\n\n\n Yurt d\u0131\u015f\u0131nda ya\u015fayan vatanda\u015flar\u0131n, en do\u011fal haklar\u0131 olan sosyal g\u00fcvenlik hakk\u0131na eri\u015febilmeleri i\u00e7in uluslararas\u0131 s\u00f6zle\u015fmeler d\u00fczenlenmi\u015ftir ve kanun olarak kamuoyu ile payla\u015f\u0131lm\u0131\u015ft\u0131r.<\/p>\n\n\n\n \u015eu an hali haz\u0131rda yurtd\u0131\u015f\u0131nda \u00e7al\u0131\u015fan 3 milyonun \u00fczerinde T\u00fcrk vatanda\u015f\u0131 vard\u0131r ve yurtd\u0131\u015f\u0131nda \u00e7al\u0131\u015fmak<\/a> konusunda talep de y\u0131llar ge\u00e7tik\u00e7e artmaya devam etmektedir. Bu ki\u015filer, aile bireyleri ile birlikte de\u011ferlendirildi\u011finde \u00fclkemiz ve \u00e7al\u0131\u015ft\u0131klar\u0131 \u00fclkelerin mevzuatlar\u0131na g\u00f6re ayl\u0131k kazanma hakk\u0131na sahip olmaktad\u0131r. <\/p>\n\n\n\n \u00dclkemiz yurt i\u00e7indeki ve yurt d\u0131\u015f\u0131ndaki hizmetlerin birle\u015ftirilerek emekli olma se\u00e7ene\u011fi sunarken, bor\u00e7lanma yoluyla da tam ayl\u0131k kazanma \u015fans\u0131 elde edilebilir.<\/p>\n\n\n\n 22 May\u0131s 1985 tarihinde y\u00fcr\u00fcrl\u00fc\u011fe giren 3201 say\u0131l\u0131 \u201cYurt D\u0131\u015f\u0131nda Bulunan T\u00fcrk Vatanda\u015flar\u0131n\u0131n Yurt D\u0131\u015f\u0131nda Ge\u00e7en S\u00fcrelerinin Sosyal G\u00fcvenlikleri Bak\u0131m\u0131ndan De\u011ferlendirilmesi Hakk\u0131nda Kanun\u201d \u00e7\u0131kar\u0131lm\u0131\u015ft\u0131r. Yeni kanunun y\u00fcr\u00fcrl\u00fc\u011fe girince bu konunun \u00e7\u00f6z\u00fcm\u00fc yolunda ilk ad\u0131m at\u0131lm\u0131\u015ft\u0131r. O g\u00fcnden bug\u00fcne gelen de\u011fi\u015fiklikler olsa da bu kanun bu noktada i\u015fin temelini olu\u015fturan kanun halindedir.<\/p>\n\n\n\n Yap\u0131lan de\u011fi\u015fiklikler ile 18 ya\u015f\u0131n\u0131 doldurmu\u015f ve yurt d\u0131\u015f\u0131nda \u00e7al\u0131\u015fmakta olan T\u00fcrk vatanda\u015flar\u0131na \u00f6nemli haklar verilmi\u015ftir. Yurt d\u0131\u015f\u0131nda \u00e7al\u0131\u015farak ge\u00e7irdikleri s\u00fcreleri, bir y\u0131la kadar i\u015fsiz kal\u0131nan s\u00fcre ile hi\u00e7bir i\u015fte \u00e7al\u0131\u015fmas\u0131 olmayan ev kad\u0131n\u0131 olarak ge\u00e7en s\u00fcrelerin belgelendirilmesi ko\u015fuluyla bor\u00e7lan\u0131lmas\u0131 ve emeklilik hakk\u0131n\u0131 kazanmas\u0131 sa\u011flanm\u0131\u015ft\u0131r.<\/p>\n\n\n\n 3201 kanun neticesinde yurt d\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de emeklilik hakk\u0131n\u0131 kazanmak isteyen ki\u015filerin \u00e7al\u0131\u015ft\u0131klar\u0131 \u00fclke fark etmeksizin gerekli ko\u015fullar\u0131n yerine getirilmesi halinde \u00e7al\u0131\u015ft\u0131klar\u0131 s\u00fcrenin bor\u00e7lan\u0131larak sosyal g\u00fcvenlik kapsam\u0131nda de\u011ferlendirilmesi sa\u011flanm\u0131\u015ft\u0131r.<\/p>\n\n\n\n T\u00fcrkiye, 28 \u00fclke ile ikili sosyal g\u00fcvenlik s\u00f6zle\u015fmesi imzalayarak yurt d\u0131\u015f\u0131nda \u00e7al\u0131\u015fan vatanda\u015flar\u0131n\u0131n sosyal haklar\u0131n\u0131 korumu\u015ftur ve artmas\u0131n\u0131 sa\u011flam\u0131\u015ft\u0131r. <\/p>\n\n\n\n S\u00f6zle\u015fmenin imzaland\u0131\u011f\u0131 ve y\u00fcr\u00fcrl\u00fc\u011f\u00fcn devam etti\u011fi \u00fclkeler Norve\u00e7, \u0130sve\u00e7, Danimarka, Fransa, \u0130svi\u00e7re, Avusturya, Bel\u00e7ika, Hollanda, Almanya, \u0130ngiltere, Arnavutluk, Bosna Hersek, \u00c7ekya, Romanya, Kanada, G\u00fcrcistan, Azerbaycan, Makedonya, Kuzey K\u0131br\u0131s T\u00fcrk Cumhuriyeti, Karaba\u011f, G\u00fcney Kore, \u0130talya, S\u0131rbistan, Slovakya, H\u0131rvatistan, Libya ve L\u00fcksemburg\u2019dur. <\/p>\n\n\n\n Devletler aras\u0131nda imzalanan ikili sosyal g\u00fcvenlik s\u00f6zle\u015fmeleri ile:<\/p>\n\n\n\n \u0130kili sosyal g\u00fcvenlik s\u00f6zle\u015fmeleri sayesinde yurt d\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de emekli olmak d\u00fc\u015f\u00fcncesine sahip olan ki\u015filerin bu durumdan yararlanmas\u0131n\u0131n yolu a\u00e7\u0131lm\u0131\u015ft\u0131r. \u00c7al\u0131\u015fan sigortal\u0131 ki\u015filer, yurt d\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de emeklilik hesaplamas\u0131 yaparak ilgili \u015fartlar\u0131 sa\u011flamak i\u00e7in bor\u00e7lanma uygulamas\u0131na kat\u0131lmaktad\u0131r.<\/p>\n\n\n\n 3201 say\u0131l\u0131 kanuna g\u00f6re, yurt d\u0131\u015f\u0131 hizmetlerin hangi durumlarda de\u011ferlendirilece\u011fi ve hangi durumlarda bor\u00e7lanma uygulamas\u0131na kat\u0131labilece\u011fi net olarak ifade edilmektedir. Yurt d\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de emekli olmak d\u00fc\u015f\u00fcncesine sahip ki\u015filerin a\u015fa\u011f\u0131daki maddeleri dikkatle incelemesi gereklidir.<\/p>\n\n\n\n 3201 say\u0131l\u0131 kanuna g\u00f6re a\u015fa\u011f\u0131daki s\u00fcreler bor\u00e7lanma kapsam\u0131na dahil edilir:<\/p>\n\n\n\n Ev kad\u0131n\u0131 olarak ge\u00e7irilen s\u00fcreler: Kad\u0131n\u0131n medeni durumuna bak\u0131lmadan, sigortal\u0131 oldu\u011fu s\u00fcrecin d\u0131\u015f\u0131nda yurt d\u0131\u015f\u0131nda bulunduklar\u0131 s\u00fcreler,<\/p>\n\n\n\n \u0130\u015fsizlik s\u00fcreleri: Sigortal\u0131 d\u00f6nemler aras\u0131nda veya sonunda bir y\u0131la kadar olan i\u015fsizlik s\u00fcreleri,<\/p>\n\n\n\n Sigortal\u0131l\u0131k s\u00fcreleri: Yurt d\u0131\u015f\u0131nda sigortal\u0131 olarak \u00e7al\u0131\u015fan s\u00fcreler bor\u00e7lanma kapsam\u0131na dahil edilmektedir.<\/p>\n\n\n\n 3201 say\u0131l\u0131 kanuna g\u00f6re a\u015fa\u011f\u0131daki s\u00fcreler bor\u00e7lanma kapsam\u0131na dahil edilmez:<\/p>\n\n\n\n Kamu g\u00f6revlisi olarak g\u00f6rev yap\u0131lan \u00e7ak\u0131\u015fma halinde, s\u00f6zle\u015fmeli \u00fclkelerde ge\u00e7en \u00e7al\u0131\u015fma s\u00fcreleri de\u011ferlendirilmektedir.<\/p>\n\n\n\n Ba\u011f\u0131ms\u0131z \u00e7al\u0131\u015fan stat\u00fclerinin \u00e7ak\u0131\u015fmas\u0131 halinde s\u00f6zle\u015fmeli \u00fclkelerdeki sigortal\u0131l\u0131k s\u00fcresi ge\u00e7erlidir. <\/p>\n\n\n\n Yurt d\u0131\u015f\u0131nda i\u015f\u00e7i stat\u00fcs\u00fcndeki g\u00f6revlerin \u00e7ak\u0131\u015fmas\u0131 halinde, SGK taraf\u0131ndan yurda giri\u015f ve \u00e7\u0131k\u0131\u015f kontrolleri neticesinde herhangi bir \u00e7al\u0131\u015fmaya rastlanmam\u0131\u015f ise yurt d\u0131\u015f\u0131 \u00e7al\u0131\u015fmalar dikkate al\u0131n\u0131r.<\/p>\n\n\n\n T\u00fcrkiye\u2019de ge\u00e7en hizmet s\u00fcreleri ile yurt d\u0131\u015f\u0131 bor\u00e7lanma s\u00fcrelerinin birle\u015ftirilmesi sonucunda, yurt d\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de emeklilik kazanma f\u0131rsat\u0131n\u0131n ko\u015fullar\u0131 belirlenmektedir. Emekli ayl\u0131k miktar\u0131n\u0131n belirlenmesi, bor\u00e7lanma yap\u0131lan tarihler ve \u00f6denen primler b\u00fcy\u00fck etkenlerdir. <\/p>\n\n\n\n 4\/a kapsam\u0131nda yap\u0131lan bor\u00e7lanmalar\u0131n da\u011f\u0131l\u0131m\u0131 emekli ayl\u0131klar\u0131n\u0131n hesaplanmas\u0131n\u0131 olduk\u00e7a etkilemektedir. Bor\u00e7lanma s\u00fcresinin bir k\u0131sm\u0131n\u0131n 2000 \u00f6ncesi olmas\u0131 durumunda g\u00f6sterge sistemi, 2000-Eyl\u00fcl 2008 d\u00f6nemi 4447 say\u0131l\u0131 Kanun h\u00fck\u00fcmleri, Ekim 2008 itibariyle bor\u00e7lanma s\u00fcresinin 5510 say\u0131l\u0131 Kanun d\u00f6nemine olmas\u0131 durumunda karma sisteme g\u00f6re emekli ayl\u0131\u011f\u0131 hesaplanmas\u0131 yap\u0131lmaktad\u0131r.<\/p>\n\n\n\n Bor\u00e7lanma yaparak emeklilik f\u0131rsat\u0131ndan yararlanacak ki\u015filer, prim esas\u0131n\u0131n tespit edilmesinin ard\u0131ndan asgari \u00fccret ile 7.5 kat\u0131na kadar aral\u0131ktan tercihlerini yapmaktad\u0131rlar. <\/p>\n\n\n\n 2020 y\u0131l\u0131 i\u00e7in prime esas kazanc\u0131n alt s\u0131n\u0131r\u0131 98.10, \u00fcst s\u0131n\u0131r\u0131 735,75 TL olarak belirlenmi\u015ftir. Yurtd\u0131\u015f\u0131 bor\u00e7lanmas\u0131 2019 y\u0131l\u0131ndan beri y\u00fczde 45 \u00fczerinden yap\u0131lmaktad\u0131r. Yani g\u00fcnl\u00fck minimum bor\u00e7lanma alt s\u0131n\u0131r\u0131 44,14 TL, \u00fcst s\u0131n\u0131r ise 331,08 TL olmu\u015ftur.<\/p>\n\n\n\n Yani minimum de\u011fer \u00fczerinden y\u0131ll\u0131k bir hesaplama yaparsak 360 g\u00fcn i\u00e7in 15.892 TL prim \u00f6denmesi gerekmektedir.<\/p>\n\n\n\n 2021 G\u00fcncellemesi:<\/strong> 2021 y\u0131l\u0131nda yurtd\u0131\u015f\u0131 bor\u00e7lanma i\u00e7in prim \u00f6demesi asgari \u00fccretteki art\u0131\u015fla birlikte 44,14 TL’den 53,66 TL’ye y\u00fckseldi. Bu durumda \u00f6rne\u011fin 7200(20 y\u0131ll\u0131k) g\u00fcnl\u00fck prim \u00f6demesi 386.352 TL’ye \u00e7\u0131kt\u0131<\/p><\/blockquote>\n\n\n\n Yurt d\u0131\u015f\u0131 bor\u00e7land\u0131rmas\u0131 ile ki\u015filerin prim g\u00fcn say\u0131lar\u0131na eklemeler yap\u0131larak emeklili\u011fe daha erken kavu\u015fmalar\u0131 sa\u011flanmaktad\u0131r. Yurt d\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de emeklilik hesaplamas\u0131 yapmak i\u00e7in yine primler esas al\u0131nmaktad\u0131r. <\/p>\n\n\n\n Sigortal\u0131 veya hak sahibi olarak adland\u0131r\u0131lan ki\u015filerin, primi esas alan g\u00fcnl\u00fck kazan\u00e7 limitleri aras\u0131nda, kendileri taraf\u0131ndan belirlenecek olan g\u00fcnl\u00fck kazanc\u0131n %45\u2019i \u00fczerinden hesaplanmaktad\u0131r. Bu hesaplama, bor\u00e7lanmak istenilen d\u00f6nemdeki g\u00fcnl\u00fck kazanc\u0131n alt ve \u00fcst noktalar\u0131ndan yap\u0131lmaktad\u0131r.<\/p>\n\n\n\n Yurt d\u0131\u015f\u0131 bor\u00e7lanma ba\u015fvurusu Sosyal G\u00fcvenlik Kurumlar\u0131 taraf\u0131ndan kabul edilmektedir. Yurt d\u0131\u015f\u0131 bor\u00e7lanma hesaplamas\u0131 ile ortaya \u00e7\u0131kan prim \u00f6demeleri, ki\u015fiye tebli\u011f edilen tarihten itibaren en ge\u00e7 bir ay i\u00e7erisinde \u00f6denmelidir. Bir ay i\u00e7erisinde primlerini yat\u0131rmayan ki\u015filerin yeniden ba\u015fvurmas\u0131 ve i\u015flemleri tekrar etmesi gereklidir. Prim \u00f6denmemesi durumunda herhangi bir cezai \u015fart bulunmaz.<\/p>\n\n\n\n Yurt d\u0131\u015f\u0131nda \u00e7al\u0131\u015fan ki\u015filer, bor\u00e7lanma i\u015flemi s\u0131ras\u0131nda sigortal\u0131 olarak \u00e7al\u0131\u015ft\u0131klar\u0131 d\u00f6nemin sadece bir k\u0131sm\u0131n\u0131 ilgili kuruma bildirmi\u015f ise ilerleyen zamanda geri kalan s\u00fcreyi de bildirme \u015fans\u0131na sahiptir. Yeniden bor\u00e7land\u0131rma yap\u0131lmas\u0131 i\u00e7in ba\u015fvurunun tekrarlanmas\u0131 gereklidir.<\/p>\n\n\n\n Emeklili\u011finin ard\u0131ndan T\u00fcrkiye’ye yerle\u015fmi\u015f ve yurtd\u0131\u015f\u0131ndan da emekli ayl\u0131\u011f\u0131n\u0131 alan ki\u015filerin daha \u00f6nce haz\u0131rlad\u0131\u011f\u0131m\u0131z yurtd\u0131\u015f\u0131ndan IBAN’A para g\u00f6nderme<\/a> yaz\u0131m\u0131z\u0131 da okumas\u0131n\u0131 tavsiye ederiz. B\u00f6ylece yurtd\u0131\u015f\u0131ndan ald\u0131\u011f\u0131n\u0131z emekli ayl\u0131\u011f\u0131n\u0131 en az kay\u0131pla nas\u0131l T\u00fcrkiye’ye getirebilece\u011finizi de \u00f6\u011frenmi\u015f olacaks\u0131n\u0131z.<\/p>\n\n\n\n Hem yurtd\u0131\u015f\u0131nda \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z \u00fclkede hem de T\u00fcrkiye’den emeklili\u011fin tad\u0131n\u0131 \u00e7\u0131karmak isteyenler i\u00e7in haz\u0131rlad\u0131\u011f\u0131m\u0131z Yurt D\u0131\u015f\u0131ndan T\u00fcrkiye\u2019de Emeklilik adl\u0131 yaz\u0131m\u0131zda, ikili sosyal g\u00fcvenlik s\u00f6zle\u015fmelerinin ne oldu\u011fu, kimler aras\u0131nda uyguland\u0131\u011f\u0131, bor\u00e7lanma kapsam\u0131 ve bor\u00e7lanman\u0131n nas\u0131l hesapland\u0131\u011f\u0131 hakk\u0131nda bilgilere yer verdik.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":" T\u00fcrkiye’de devletimizin sundu\u011fu sosyal g\u00fcvenlik hakk\u0131 yaln\u0131zca T\u00fcrkiye’de ikamet eden de\u011fil yurtd\u0131\u015f\u0131ndaki T\u00fcrk vatanda\u015flar\u0131n\u0131 da kapsamaktad\u0131r. Tabii bu konu yaln\u0131zca … Devam\u0131 \u0130\u00e7in<\/a><\/p>\n","protected":false},"author":1,"featured_media":2120,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-yurtdisinda-yasamak","resize-featured-image"],"yoast_head":"\nYurtd\u0131\u015f\u0131ndan Bor\u00e7lanma i\u00e7in T\u00fcrkiye’nin Anla\u015fmal\u0131 Oldu\u011fu \u00dclkeler<\/h2>\n\n\n\n
Yurt d\u0131\u015f\u0131 hizmetlerin bor\u00e7lanma kriterleri<\/h2>\n\n\n\n
T\u00fcrkiye ve Yurt d\u0131\u015f\u0131ndaki sigortal\u0131l\u0131k s\u00fcreleri \u00e7ak\u0131\u015f\u0131rsa ne olur?<\/h2>\n\n\n\n
\n\n\n\nYurtd\u0131\u015f\u0131 Bor\u00e7lanma i\u00e7in Prim Hesaplamas\u0131<\/h2>\n\n\n\n
Yurt d\u0131\u015f\u0131nda \u00e7al\u0131\u015f\u0131p T\u00fcrkiye’de sigortal\u0131 olmak: Yurt d\u0131\u015f\u0131 bor\u00e7lanmas\u0131 nas\u0131l hesaplan\u0131r?<\/h2>\n\n\n\n
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